What should I do if my college roommate has borrowed or not returned?

In college life, borrowing money from roommates is still a very headache and makes it very difficult for us, but what do we do?

First of all, we can't scold people, we have to talk to each other politely, and talk happily about how to solve this matter. We can say that now we all use our parents' money, and we don't have the ability to earn money, that is, we belong to consumers. Therefore, it is not easy for everyone to use their parents' money, so this matter should be borrowed and repaid, so that they will dare to lend him money next time.

We can let him know that borrowing money is a difficult thing to do, and it is not easy to take the initiative to help him. Then, everyone is a student, so he said that he had to repay what he borrowed, and he had to repay the borrowed money, so that he could form this mentality. For example:

You lend money to a friend, and this friend has borrowed but not repaid, will you dare to lend him money next time? So, I'm sure you'll never lend him money again, because he's a guy who borrows and doesn't pay back. I think he felt it when he heard those words.

Therefore, when we encounter this kind of thing, we should guide and encourage him from the front and let him be a person with self-esteem. It was a shame to let him understand that there was a loan between his college roommates, and that people would never help him again, so he would feel embarrassed and very shy when he heard it.

I think it is a natural thing to borrow money to repay money, and we take the initiative to help others out of the kindness of our hearts, and only by borrowing and repaying with the other party can a person's character be reflected. Therefore, no matter how good the relationship is, friends still have to borrow and repay things when they borrow something, and they must respect and understand each other.

This cannot be said to be selfish. It's understandable that you don't want to, and no one likes others to get what they have worked so hard to sort out for nothing. It's just a note, sometimes don't borrow if you don't want to borrow, don't learn it yourself and rely on others with confidence, how can there be such a good thing.

It's useless to take notes and copy others' stuff if you don't summarize it yourself.

When I was in college, I was very happy to share notes with my classmates, and this thing is very useful when you wait for me to finish summarizing and copying, and even sometimes in open-book exams, more than half of my classmates use my notes in the class (I give them when others want them, passively). But I will take the initiative to exchange notes with a few classmates with good grades to see if I have missed anything.

If your classmate is of good character, why not show him. There's always a chance to help each other. But don't let him interfere with your normal rhythm, and it's okay to show him when you're not using it after class. The important thing is whether you can have a benign mutual aid relationship.

If the classmate who asked you about your notes is a grade, or a bad character, you hate him too. Then keep a minimum of help and don't make too deep a connection. Don't let him hold a grudge and secretly do you bad behind your back.

The important thing is to try to form a benign mutual aid, a good atmosphere. It's really easy for people to influence each other, and one of my seniors at university was very willing to help others in his studies, and eventually he gathered a lot of excellent people around him, and when he was under pressure, the people around him helped him a lot.

If the student borrows money and does not repay it, the other party may prepare relevant evidence and file a lawsuit with the court, and the court will judge that the other party will repay, but the other party still does not repay, may apply for compulsory enforcement, and the other party has the ability to enforce the judgment, refuses to enforce it, and is suspected of committing a crime and shall bear criminal responsibility. Article 119 of the Civil Procedure Law stipulates that the following conditions must be met to file a lawsuit: (1) the plaintiff is a citizen, legal person or other organization with a direct interest in the case; (2) there is a clear defendant; (3) there are specific claims, facts and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court.

Article 120 of the Civil Procedure Law provides that a complaint shall be submitted to the people's court, and copies shall be submitted according to the number of defendants. Where it is truly difficult to write a complaint, the complaint may be filed orally, and the people's court will record it in the record and inform the opposing party.

You have to find out specifically about how difficult it is for you as a classmate, or if you don't pay it back, if you don't pay it back, I suggest you don't ask him for it anymore.

When we get to college, we have more autonomy than we do in high school. We can choose to buy our favorite clothes and electronics, and at the same time, we can go to dinner with good friends. However, due to this sudden independent consumption right, many college students at this time arrive at the university, and the living expenses given by their families every month are not enough.

As a result, many people began to use Huabei, or other credit products, and some people are not used to using these network credit products, they will borrow money like classmates in the same dormitory or have a good relationship, and classmates usually look up and don't look down, as long as the relationship between the two parties is in place, after proposing to borrow money, the other party will definitely lend them money. So if the other party keeps asking you to borrow money, is it to borrow or not to borrow?

I think it depends on the situation, whether you have any extra money to lend him. First of all, we have to choose to borrow or not to borrow according to our own economic situation, do we have spare funds to lend to him? You can't go hungry or be timid, buy nothing, save all the money and lend it to him.

This kind of slapping a swollen face and filling a fat person is very stupid.

After making sure that you have a small coffers, you can judge whether it is really worth borrowing money based on his character. We can't always lend money to someone who borrows money, just like an ATM machine with no limits, if the other party is good enough, usually gentle to others, and understands the world. Then it's okay to borrow him once in a while.

Because this is also a favor he owes himself. After asking him for help, he basically wouldn't shirk it.

If after borrowing his money, she still spends as always, without any restraint, or because she borrowed her own money and thought about saving money to repay herself. This kind of person is not worthy of borrowing money a second time, he will not think of you at all, and he will also take your lending of money for granted. At the same time, for a long time, he may not pay you back, and it is more likely that he will not pay back the money because you do not supervise or feel that you should not supervise.

So when the time dragged on for more and more, the account was settled. But no one is very comfortable in their hearts, so there is a saying that it is not difficult to borrow well and borrow again. The most resistant thing between friends is to have the most direct contact of interests, especially in terms of borrowing money, once the two sides are not clear, it may cause the rift in the friendship to become bigger and bigger, and eventually the two sides will go against each other.

If the loan can be repaid quickly, I can lend it to him, if I don't repay it after borrowing, I won't lend it to him, I will find an excuse, or say that I am also short of money, so I refuse.

If the amount of money borrowed is not very large, you can borrow some money from your roommates, after all, you should help each other in the same dormitory.

Personally, I would have chosen to lend him money, after all, we would have lived together for several years, but I would also ask him what he was borrowing money for, and if it wasn't for the flowers on the road, I still wouldn't lend him.

The failure to repay the borrowed money is a civil dispute, so if the creditor files a lawsuit with the court within the statute of limitations, the court shall accept it and make a judgment based on the actual situation and evidence.

1. Evidence of loan disputes.

Clause. 1. Evidence proving the parties' qualifications as the subject of litigation.

1. If the party concerned is a natural person, he or she shall submit his or her identity information, such as ID card or household registration booklet.

2. If the party concerned is a legal person or other organization, the registration materials of the entity shall be submitted, such as a copy of the industrial and commercial business license or the industrial and commercial registration list issued by the industrial and commercial registration authority, and the registration certificate of the legal person of the association.

3. If the names of the parties have been changed after the occurrence of the disputed legal relationship, the registration materials for the change shall be submitted.

Clause. 2. Evidence to prove the existence of the borrowing relationship.

Loan contracts, loan agreements, IOUs, IOUs, repayment commitments, etc.

Clause. 3. Evidence to prove that the loan has been repaid.

Receipts or proof of payment for each repayment of principal and interest.

Clause. 4. The basis for calculating the amount of the litigation claim.

Provide a list of the calculation of the amount of principal and interest required in the litigation claim, including the calculation list of the principal balance, the calculation list of the interest amount, etc. Clause.

1. Evidence proving the parties' qualifications as the subject of litigation.

1. If the party concerned is a natural person, he or she shall submit his or her identity information, such as ID card or household registration booklet.

2. If the party concerned is a legal person or other organization, the registration materials of the entity shall be submitted, such as a copy of the industrial and commercial business license or the industrial and commercial registration list issued by the industrial and commercial registration authority, and the registration certificate of the legal person of the association.

3. If the names of the parties have been changed after the occurrence of the disputed legal relationship, the registration materials for the change shall be submitted.

2. What is the process of private lending?

1. The borrower and the borrower must meet the basic conditions and provide the documents required for private lending, the most common is the ID card, and if there is a guarantor, the guarantor's ID card must also be provided.

2. Agree on the principal and interest rate of the loan: If the interest rate agreed between the borrower and the borrower does not exceed the annual interest rate of 24, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it. If the interest rate agreed between the borrower and the borrower exceeds 36 per annum, the interest agreement on the excess part shall be invalid.

3. Guarantee procedures: For loans with large amounts or risks, guarantee and mortgage procedures should be performed, and the borrower should be required to provide a third party with certain economic strength as a guarantee, or the borrower should be required to use personal property such as certificates of deposit, bonds, motor vehicles, real estate as collateral, and a written loan agreement should be signed.

4. Conclude an agreement: In real life, some lenders often do not issue written evidence when borrowing because the other party is relatives and friends, out of affection or out of trust. In this way, once the borrower denies it, it is difficult for the lender to protect the creditor's rights.

Even if the lawsuit goes to court, it will end up losing the case because it cannot provide evidence. Therefore, the lender must enter into a written loan agreement with the borrower, stating the names of the borrower and the borrower, the type of loan, the currency, the amount, the time, the term, the purpose, the interest rate, the repayment method, the guarantor and the liability for breach of contract, etc., and sign and draw the pledge, and each party shall hold a copy and keep it properly.

Of course, it's a straightforward explanation, and you want back what belongs to you.

After all, it is a roommate relationship, everyone will spend a long time together, and when the other party borrows something and does not return it, you must take the initiative to ask for it, and you can't accommodate the other party's mistakes because of face, which not only indulges the other party's bad habits, but also allows yourself to get losses.

You can try to remind him or her tactfully, if he or she still doesn't say anything, first, he or she may have intentionally not returned, second, he or she may have really forgotten, and third, he or she has not understood what you are saying.

For the first case, it is recommended that you ask him or her directly, for example: "When exactly will you pay me back", "What conditions do you need to pay me back", ......Although there is hurt and anger, in order to get back what belongs to you, and the reason is in you, I personally think that direct communication is the most effective.

For the latter two cases, you can remind him or her again on the appropriate occasion, note that it is not too tactful, and ask questions directly if necessary, because you have already reminded him or her once.

Finally, I hope you can get your borrowed items back from your roommate as soon as possible.

If the roommate borrows something and does not return it, it is best to make it clear to the roommate directly in person and ask him to return it immediately. If you really can't do it, you can tell your counselor or teacher and ask others for help to get your stuff back.

Offered to come back. Since it's yours, you can get it in a simple way. There is nothing to estimate, just ask for it or take it yourself.

What should I do if my roommate doesn't return what I borrowed? Then I should remind her when to return something, and if it doesn't, our relationship can be very strained. Hopefully, he can face up to this problem, and if he doesn't care about the deterioration of our relationship, then he can choose not to pay it back.

If he cared, he would definitely pay it back immediately, because this is the most basic trust between two people.

What should I do if my roommate doesn't return what I borrowed? It is our duty to help others. If a roommate borrows something and doesn't return it.

It doesn't matter what doesn't matter. To be able to borrow him is to help him. If something important must be explained to him, remember not to borrow it from him in the future.

Suggesting that the other party return the item, of course, some people borrow something and do not return it, not all intentionally, but they ignore it and forget. In addition, after a long time, I forgot nothing at all. But if you are still in a hurry to use it yourself or you want to get your belongings back, but you are too embarrassed to say it clearly, then you have to find a way to hint at the other party.