What s going on if it hasn t arrived in 24 hours?

The time when the transfer from the TM machine arrives at the account.

Companion: Use the ATM to transfer money to your peer account, and the arrival time will be real-time.

Inter-bank: If you use an ATM to transfer funds to an account other than your peer account, the issuing bank will handle the fund transfer within 24 hours of acceptance, so the fastest arrival time for inter-bank transfer at ATM machine is also 24 hours later, and the actual arrival time is subject to the receipt account.

The time when the online banking transfer arrives in the account.

Peer: Use online banking to transfer money between peer accounts, and the arrival time is real-time.

Inter-bank: The arrival time is subject to the entry of the receiving account. If you apply for an expedited inter-bank, under normal circumstances, you can handle a real-time (urgent for online banking) inter-bank transfer of less than 50,000 yuan (inclusive), and the funds will arrive in real time.

The time when the over-the-counter transfer arrives at the account.

Peer: Transfer money between peer accounts at the counter, and the arrival time is real-time.

Inter-bank: The arrival time depends on the processing situation of the People's Bank of China and the beneficiary bank, and the actual entry into the beneficiary account shall prevail. For expedited processing, the amount below 50,000 yuan can be received in real time.

Tips: The transfer has not arrived in 24 hours, in fact, it takes more than 24 hours to transfer money to the account using ATMs. This is done to prevent telecommunication network fraud and to give the sender time to think.

If you find that the remittance account is wrong or has been deceived, you can handle the transfer cancellation business through bank counters, self-service equipment, and ** bank, which is conducive to safeguarding the rights and interests of the victim.

24-hour arrival means that the funds will be transferred out of the bank card after 24 hours will be reached in the account of the receiving bank. Now, in order to prevent telecom fraud, a more secure way to arrive in the account is to arrive within 24 hours after the transfer, so that if you find that you have been cheated, you can also contact the bank in time to withdraw the amount of the transfer.

Due to the different arrival times of each province and bank, the speed of processing business is not the same for different banks, due to the latest anti-fraud transfer regulations, the bank that uses ATMs to make inter-bank transfers will only remit after 24 hours.

Generally, it will arrive in 24 hours at this time on the second day of the transfer, but many banking institutions can generally arrive within 8 hours.

24-hour arrival actually refers to a delay of 24 hours to the account, which is the opposite of real-time arrival, in fact, the transfer starts after 24 hours, and it will arrive within one to two days after the start of the transfer. The 24-hour delay is to protect the safety of the user's funds, and if the user finds that the transfer is wrong or the other party is suspected of fraud, he can apply to reverse the transfer within 24 hours.

Extended information: 1. Precautions for inter-bank transfer.

1) For inter-bank transfers, you must first know which bank the other party's card is and the bank where the card is opened.

What is the full name, the so-called full name of the opening bank is which province, city, county, etc., and which branch name is indispensable.

2) If the inter-bank transfer is done at the counter, cash is not allowed, you must use the card to card remittance, because you are afraid of filling in the wrong information, the money does not reach the other party, you can return the original card in time, regardless of whether the remittance is successful, the handling fee deducted will be borne by the remitter, so you must fill in the information carefully.

3) If you have opened online banking.

It is more convenient, you can transfer money through the Internet inter-bank, and the handling fee will be cheaper, but the premise is to know the full name of the other party's opening bank, so you must keep this in mind.

4) Generally, inter-bank remittance, the work staff will remind you that the other party arrives in the account in 1 to 3 working days, and the actual situation is generally within 1-2 hours, but there are also special circumstances, and it also depends on the receipt of the other party's bank. If it is more than 3 working days and the other party has not received the money, it is possible that the money has been returned to the original card, indicating that the information is filled in incorrectly, and you can check whether the original card has returned the money.

If you are afraid that the other party will misunderstand that you did not remit money in time, you can do this, if you transfer money through the counter, the bank will leave a slip for you, you can take a picture to show the other party, if you know the other party's mobile phone number when transferring money through online banking, you can fill it in, so as to notify the other party that you have remitted money.

Reasons why real-time transfers didn't arrive:

Real-time transfers do not mean that the funds will arrive immediately, they may arrive within 2 hours;

In the case of inter-bank transfer, it needs to go through the clearing system of the People's Bank of China, which may cause a delay in the arrival of funds, which will generally arrive within 24 hours;

Upgrades to the banking system can also lead to delays in the arrival of fund transfers;

If the user does not carefully check the beneficiary's account name and other information when making a transfer, an error will lead to a delay in the arrival of the funds.

24-hour arrival actually refers to the delay of 24 hours to the account, and real-time arrival is the opposite, the real day is 24 hours after the start of the transfer, after the start of the transfer will be within one to two days.