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Anonymous users2024-02-10The premium concession for the second year is calculated under two conditions;
1. Premium discount: Discount will be given according to the type of insurance you insure, whether you renew the insurance on time, the average annual mileage and other conditions;
1. In the case of no claim, the premium discount and the renewal discount will be added together, and the maximum shall not exceed -30%, and if the total exceeds -30%, the premium discount will be calculated at -30%;
2. In the case of a claim, there is always a general premium discount; However, if the number of claims reaches and exceeds 5, the premium discount will be cancelled;
The renewal discount is generally broken down as follows:
Claim 1 2 times, no renewal discount; If the claim reaches more than 3 times (including 3 times), the rate will be increased by +10% for each additional claim; However, it is not an infinite increase, and as the number of claims increases, the maximum rate increase must not exceed +30%;
It can be understood in this way:
Claim 1 2 times, you can get a premium discount, but there is no renewal discount;
If you make a claim for 3 or 4 times, you can get a renewal discount, but the rate will rise, and the sum of the two will usually not be positive, and the actual premium paid will not exceed the standard premium, which is equivalent to no win or loss;
If the claim is made more than 5 times, there is no renewal discount, and the rate increases, and the actual premium paid is equivalent to up to 130% of the standard premium;
The premium discounts given by various insurance companies to customers are similar and the differences are very small; After the implementation of the "insurance interactive platform" by the China Insurance Regulatory Commission, the claims information is exchanged, and the renewal conditions are exactly the same.
Personal opinion: If you have already made a claim, you don't need to worry too much, the sum of the compensation obtained by the actual claim is often higher than the 10% 30% premium discount; What's more, your car has only been used for more than 3 months, and there are still more than 8 months left? If you really can't put your mind at it, just keep the rearview mirror first, and wait for the insurance to expire before reporting.
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Anonymous users2024-02-09When it comes to underwriting incentives, each insurance company is different. But the most important data for insurance companies to refer to is the loss ratio, your current loss ratio should be 1040 (5200-950-330) = 26%, according to this loss ratio is OK, at least in our company can also enjoy 7% off. The loss ratio of the insurance company generally reaches 50%, which means that it is operating at a loss, so as long as your loss ratio is well controlled, you can enjoy the discount.
The number of accidents and the frequency of occurrence are only a reference number, not the main basis.
As for the 600 rearview mirror, if you report the case, there will be a 30% deductible, because you can't find the third party who caused the accident, at most you can pay 400 yuan, and you also need the police station in the jurisdiction to issue relevant certificates.
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Anonymous users2024-02-08Next year, you don't have a discount, you have already applied for it, so you should claim from the insurance company this time.
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Anonymous users2024-02-07Summary. Hello dear, 18 years of modern Elantra common disease is wind noise and tire noise and engine noise is particularly loud Elantra is equipped with two power combination modes, respectively, plus CVT gearbox, engine plus 7-speed dry dual-clutch, and in China, under the popular science of many people, consumers have been afraid of dry dual-clutch has become the same existence as the car circle and three-cylinder engine, Volkswagen Lavida and Volkswagen Bora, originally also used 6AT gearbox. Hope mine helps you!
Hello dear, 18 years of Hyundai Elantra common disease is wind noise and tire noise and engine noise is particularly loud Elantra is equipped with two power combination modes, respectively, plus CVT gearbox, engine plus 7-speed dry dual-clutch, and in China, in many people's science and technology, consumers have been afraid of dry double reminent clutch, has become the same existence of the car circle and three-cylinder engine, Volkswagen Lavida and Volkswagen Bora, originally also used 6AT gearbox. Hope mine helps you! 殺殺
Hyundai runs at high speed and is good to drop the oil what is the problem.
There are no fault codes.
Hello dear, you can check whether the engine has carbon deposits when the oil is off. The throttle valve is also replaced.
The intake pipe was cleaned.
Hello dear, the piston ring tightness can be checked
Nonsense. Hello dear, you can check and detect the crankcase pressure and oil-gas separation device
The dimensions of the Hyundai Elantra are 4,495 mm long, 1,720 mm wide and 1,425 mm high. >>>More
The price has now dropped to below 100,000, and there may be differences in various places, as for the performance and advantages and disadvantages, since you don't mind reposting, then it is better to give you two **, Sina on the Elantra car report and love card on the Elantra jar, the information inside is very detailed. Should help. >>>More
In general, the causes of abnormal chassis noise are roughly as follows: >>>More
This car does not float at high speeds, relatively speaking, models at this price are relatively stable at high speeds, but the driving experience is different, his noise is not so loud, I personally think it is acceptable.
The start on the road is very smooth, I feel that the control is relatively good, out of the city, on the high speed, the throttle to the end, at the beginning I still feel that the push back feeling is still very strong, and the direction is relatively stable. But the power in the later stage doesn't feel good, and after about 160, I feel that the car is a little floating.