There is no local Minsheng Bank, how to repay

You can repay by wire transfer in other banks, if you have a Minsheng debit card, you can also repay by bank transfer, and if you open online banking, you can also repay online.

CCB can deposit into the Minsheng credit card, that is, to make a wire transfer, and the handling fee for cash wire transfer is 1%.

Interest of 5/10,000 per day will be charged for one month of late repayment.

You can deposit money to repay the credit card through wire transfer business in any bank, or log in to China UnionPay**, there is a special repayment platform, and there is no charge for inter-bank transfer repayment, but the premise is that the two methods are best handled three days before the repayment date in advance.

It is not advisable to return to Shanghai a month later and then repay the loan, not just a matter of interest. It can also affect an individual's credit history. It is recommended to call customer service **95568, select the language type, and press 0 directly for manual consultation.

Nowadays, most credit cards support inter-bank repayment, but this is not necessarily the case in different places. You'd better go to CCB for the following inquiries. If not, it is recommended that you ask a friend to pay for you first, and then send the money back to him.

The repayment fee of using the IB ATM is very low.

I returned my card in Fujian to Shanghai, 30,000 yuan only charged 5 yuan, 10,000 yuan charged 3 yuan, I don't know how to calculate it.

Guangfa, Shenfa, Pufa, Nanjing, Jiangsu, Xingye and Suguo supermarkets can even be online.

Minsheng Bank credit card repayment methods are as follows:

1. Repayment at bank outlets: over-the-counter repayment, ATM self-service machine repayment.

Legal basis] Article 667 of the Civil Code.

A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity with interest.

Article 675.

The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

2. Repayment at outlets: repayment can be made through the Bank's counters, the Bank's ATMs, the Bank's ATMs, the Bank's ATMs, other banks' ATMs, Lakala, counters, etc.;

3. Other repayment: repayment can also be made through automatic transfer, **repayment, transfer from other banks**, mobile phone repayment, etc.

· Minsheng Bank provides six credit card repayment methods for Minsheng credit card users, and you can choose the repayment method that suits you to repay your Minsheng credit card.

1. Automatic repayment of CMBC credit card: This service can be applied for activation when filling in the application form of CMBC credit card;

2. Repayment over the counter of Minsheng Bank;

3. Self-service equipment repayment.

1.The Bank deposits cash or transfers at ATMs for repayment.

2.UnionPay ATM inter-bank transfer for repayment (you can currently use ATM inter-bank transfer in Beijing, Shanghai, Guangzhou, Shenzhen, Xiamen, Wuhan, Nanjing, Shenyang, Tianjin, Hangzhou, Dalian, Fuzhou, Jinan, Kunming and Chongqing for repayment, please contact your local bank for details).

Insert your UnionPay card into the UnionPay ATM and select it through PIN verification"Transfers"Enter your 16-digit credit card number Enter the amount you want to transfer"Confirm the transaction"After the transfer is successful, take out the card and print the receipt.

4. Transfer and repay over the counter of other banks.

1.Inter-bank transfer and repayment in the same city.

2.Non-local inter-bank remittance repayment.

3.Shenzhen Fat, CITIC and Guangfa three bank counters ** Minsheng credit card cash repayment;

5. Minsheng Bank's online bank transfer repayment;

6. **Bank automatic transfer repayment: call 95568"8- Credit card business.

They don't necessarily remember you, they will text you when they see your name on the table, you take the initiative to contact them, they will mark it in the system, and then forget, and the next time they look at you, they will remember, look at you, there is no repayment, so question your willingness to repay.

You can check your bill.

The minimum monthly repayment of Minsheng's card is 10% of the principal amount owed plus fees (interest, late fees, annual fees, etc.).

According to the title, if you start to be overdue in October, then the minimum in October should be 1300+ interest of about 390 (because you did not repay in full, the interest in September will be calculated, a total of about 60 days).

November is: all 1690 in October + 1300 in November + interest about 195 + late fee about 85 (late fee is 5% of the minimum outstanding payment).

December is: October + November + December 1300 principal + interest about 195 + late fee about 170

The total is about 4,735 yuan, which is the lowest.

You don't care how much money they want you to pay back, if you save 5000, the system will automatically classify you as a normal account, and they won't care about you.

But if you don't have 5000, it's hard to say.

However, if you save the October now, that is, about 1690 yuan, the system will think that you are overdue and less than one issue, so that they will be another person in charge of you, good, the bank can't owe money, at least pay it back monthly, otherwise they will naturally have a way to deal with you.

Pure hand fighting.,Don't give points or don't give it.。。

1.Over-the-counter repayment.

2.Automated deposit machine repayment.

3.Online bank transfer.

4.Mobile banking repayment, etc.

Hope it helps!

Note: Minsheng Bank's credit card repayment rules have been adjusted again!

For example, if you spend on the 23rd of each month, then your purchase will be reflected on your January 23rd bill, and 20 days after the bill date is your last payment date. So that means that you need to repay on February 12 (at least the minimum payment, otherwise there will be a late fee), then for your purchases on January 22, the interest-free repayment period is 21 days.

So how did the 53-day saying come about? If you spend by card on January 24, then the amount you spend on January 24 will be reflected in your bill on February 23, and then count 20 days from February 23 to March 15, which means that your consumption on January 24 can be repaid on March 15 at the latest, then you calculate that it will take 50 days from your consumption (January 24) to the last repayment date (March 15). I believe you should understand how the interest-free repayment period is calculated after reading these two examples, right?

Usually the minimum payment is 10% of your bill.

On the 12th and 13th of the following month, your bill will have your last payment date, and you can pay it on the same day.

The minimum repayment amount is: 10% of the current consumption amount (460 yuan).

If you can't repay the full amount after spending or withdrawing cash, you can repay the minimum repayment amount Interest will be charged at the daily interest rate The minimum repayment amount is: 10% of the current consumption amount + 10% of the current overdraft cash withdrawal + outstanding amount due from the previous month + interest and fees of the current month.

Paying with the minimum payment will not affect your personal credit history.

Assuming that the consumption is made on the day before the bill date, it will be repaid by the repayment date of that period; If you spend the day after the bill date, you will repay it on the repayment date required on the bill date of the next month, which is generally 53 days. The minimum repayment is 10% of the repayment due, which is $460.

In addition to the bill date, there is also a final payment date.

With an overdraft of 4600, the minimum repayment should be 460 (10% of 4600) + interest + late fee + cash withdrawal.

Hope it helps.

The bill date is the 7th of each month, and the credit card is spent on June 11th, when can I repay the loan at the latest?

You can't tell you a lot about that. Let me tell you a little bit: (do the math yourself, it's very simple).

Let's say your billing date (billing date) is the 1st of each month.

Your repayment date is the 21st of each month.

It will mail you a bill every month, which will withdraw your spending before the 1st of each month, summarize, and then you have to repay by the 21st of this month, and this minimum interest-free repayment period is about 20 days.

So where did the longest 50-56 day interest-free repayment period come about? It's simple: you can enjoy the longest repayment period when you spend with your card on 2 days.

For example, if you use your credit card to consume on August 2, then it will not be billed (bookkeeping) until September 1, as long as the repayment is made before September 20.

August 2 - September 1 = 30 days + 21 days to September 20 = 51 days Interest-free repayment period.

So, you didn't write the bill date and repayment date on it, you did it yourself.

The minimum repayment amount is generally 10% of the total amount. For example, if you swipe 1000, the minimum payment is between 100-200. As long as you pay the minimum payment, you're considered a normal user. The excess is charged at the rate of 5/10,000 per day.

You also say that you withdrew 500. The cash withdrawal of credit cards is charged with a handling fee of 10-50 yuan per transaction + interest calculated every day, which is also 5/10,000 per day. Therefore, it is not worth withdrawing money.

When will you be able to pay it off The specific number You have to look at your bill and follow his prompts to pay it back.