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The operation process of insurance in Ping An Insurance** is almost the same, first of all, you must first fill in the relevant information, and then you will be asked to confirm the information and amount, and finally pay directly online, it is not difficult to operate, and Ping An Children's Accident Insurance is also a very good product, I also bought it for my child.
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Xueba said insurance, teach you to buy insurance for your children and not be pitted! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated
Click on the blue word to claim it immediately.
How to buy insurance for your child
I don't know how many parents who want to give their babies comprehensive protection are stumped by this problem, so let's take a good look at how this problem should be solved! Follow these three criteria::
First, the country's medical insurance must be handled!
After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so it is necessary to handle the medical insurance for the child.
Second, in addition to the national medical insurance, some necessary commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance is preferred.
Let's start with critical illness insurance, which provides coverage for as long as possible. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, which can not only solve the problem of medical expenses, but also solve many hidden problems in the future, such as falling behind due to illness, or some irreparable losses in subsequent life, all of which require a lot of cash to make up. Buying a pure protection critical illness insurance can solve these problems.
Let's talk about medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured is 10,000 yuan, and the annual premium is only one or two hundred yuan, which is very cost-effective.
Finally, accident insurance, children's accident insurance is very cheap, 200,000 insurance is only sixty or seventy yuan per year, you don't see that the money is not much, but in fact, the protection is quite extensive, accidental death, disability, accidental medical liability are within the scope of protection, cost-effective and practical.
Third, don't buy both types of insurance for your child!
Don't choose life insurance for your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!
has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.
According to the idea I gave you to configure insurance, if it is for the child to configure regular insurance, 1000 yuan per year can be done, if you buy lifelong protection, it is only two or three thousand per year, which is very practical.
That's all for me"If I want to apply for Ping An Children's Accident Insurance, what is the specific operation? "All of them, I hope it helps you! Hope!
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Ping An Children's Accident Health Insurance is an accident insurance product underwritten by Ping An Property Insurance and specially created for children. This product is available on Alipay, Ant Insurance.
In addition to accident protection, Ping An Children's Accidental Health Insurance also includes critical illness and medical protection, with a total of 3 protection plans to meet the insurance needs of different people.
1. Insurance rules.
1) Issue age: 0-18 years old.
This product is exclusive to children, and the guaranteed age is just to adulthood, which is in line with the population positioning of this product.
2) Duration of coverage.
This product is a short-term accident insurance product with 1 year of insurance, of course, there are long-term accident insurance products on the market, but Daddy does not recommend insurance, I want to know why, poke here: "What types of accident insurance include?" Is returnable accident insurance worth buying? 》
2. Guarantee content.
This product has three protection plans, and the protection content is basically the same, but the protection strength is relatively different.
1) Accidental Death & Dismemberment Benefit.
The Accidental Death & Dismemberment Benefit Basic Plan is $100,000, Preferred Plan is $150,000 and High Plan is $200,000.
2) Accidental medical treatment.
The amount of accidental medical insurance ranges from 10,000 to 50,000 yuan, and the reimbursement is limited to the scope of social insurance, with a deductible of 100 yuan.
3) Critical illness benefit.
This product also has critical illness protection, the sum assured of the basic plan is 50,000 yuan, the preferred plan is 100,000 yuan, and the high plan is 200,000 yuan, and the sum insured of the death benefit is the same.
3. Premiums. The premium starts from $199 for the Basic Plan, $388 for the Premium Plan and $799 for the Premium Plan.
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Summary. Dear, Ping An student insurance policies can generally be inquired in the following ways:1
You can call Ping An Insurance's service** for inquiry, and you can operate according to the voice prompts, or you can transfer to manual inquiry; 2.You can bring your ID card to the offline service outlets of the insurance company for inquiry; 3.If it is purchased through the insurer, then you can also contact the insurer directly for inquiries.
4. If it is a unified organization of the school to inquire, you can contact the student insurance manager of the entrusted school for inquiry.
Dear, Ping An student insurance policies can generally be inquired through the following ways:1You can call Ping An Insurance's service** for inquiries, and you can operate according to the voice prompts, or you can also transfer to Huishen Zigong for inquiries; 2.
You can bring your ID card to the offline service outlets of the insurance company for inquiry; 3.If it is purchased through the insurance person, then you can also directly contact the former absolute insurance person for inquiry. 4. If it is a unified organization of the school to inquire, you can contact the student insurance manager of the entrusted school for inquiry.
The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is a kind of personal accident insurance underwritten by commercial insurance companies, and the main protection object is students. In the past, the school collected the premiums of the school insurance, and the parents of the children did not know what to pay, so they only knew that the school had to collect money, so they could not have a good understanding of the school insurance. Now that the relevant regulations have been promulgated, the school insurance premiums cannot be collected by the school, and the parents need to go to the insurance company to pay them, giving parents the space to understand what the school insurance does not cover.
In general, Xueping Insurance has coverage such as accidental delay or death from illness, accidental disability, accidental medical treatment and hospitalization medical treatment, etc., and the insurance liability is relatively rich. There is no mandatory purchase of student insurance, and the premiums required for this type of product are small, and the protection is relatively comprehensive, and parents can voluntarily choose to insure their children.
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Summary. Hello dear, it is a pleasure to serve you <>
Ping An Children's Ping An Fu is a combination insurance product that protects children, and it is a critical illness insurance with lifelong protection. Children's Ping An Fu is formed by the combination of whole life insurance + critical illness early payment + accident + exemption. Children's Ping An covers 45 critical illnesses and 10 children-specific critical illnesses, with a lifetime coverage period.
Does Ping An Children's Ping An Fu include accident insurance?
Hello dear, very high luck at your service <>
Ping An Children's Ping An Fu is a combination insurance product that protects children, and it is a critical illness insurance with lifelong protection. Children's Ping An Fu is formed by the combination of whole life insurance + critical illness early payment + accident + exemption. Children's Pinghong talks about Anfu in the morning, covering 45 types of critical illnesses and 10 types of children's specific critical illnesses, and the insurance period is lifelong.
Further information: Children's Ping An Fu 17 is a children's insurance with the main insurance as life insurance, with additional critical illness and long-term accident insurance, of which the main insurance and critical illness insurance are guaranteed for life, and the long-term accident insurance is covered until the age of 70, providing accident protection during the insured's driving, taking a non-operating private car or taking public transportation. The specific coverage includes:
1. Critical illness protection: 80 kinds of critical illness diagnosis will be compensated for 1 time, and 100% of the insured amount will be paid; 2. Mild illness protection: 20 kinds of mild illnesses are paid independently, and the rolling rock can be compensated for 3 times, according to 20% of the sum insured; 3. Specific Critical Illness Benefit:
10 kinds of children's specific diseases are protected, and 100% of the sum insured will be paid if diagnosed; 4. Death benefit: Death benefit is divided into 100% of the insured amount of the main insurance for the death of the patient, 100% of the insured amount of the main insurance and 100% of the insured amount for accidental death, and 3 times of the insured amount for the death of a traffic accident; 5. Accidental disability protection: Among them, the general accidental disability benefit is paid proportionally, and the traffic accident disability insurance is required to be compensated proportionally at twice the sum insured; 6. Premium Waiver:
In the event of 80 types of critical illnesses during the premium payment period, the insured can be exempted from paying the post-insurance fee, and the policy benefits remain unchanged. During the premium payment period, 9 types of critical illnesses and 20 types of minor illnesses can be waived.
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The general recommendation is to improve the basic protection of children's medical insurance, learning insurance, etc., and then consider supplementing appropriate commercial insurance for children.
The specific types of commercial insurance suitable for your child generally include children's accident insurance, children's critical illness insurance, children's health insurance, children's education insurance and other types of insurance.
You can combine the actual situation of the child, according to the order of accident insurance, critical illness insurance, health insurance, or you can choose some comprehensive children's insurance card, and the pants shed can be concentrated and comprehensive protection for the child.
As for the purchase channels of commercial insurance, you can either consult the insurance company directly, or you can go to the corresponding online insurance platform to compare and choose specific insurance products.
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Xueba says that insurance only recommends insurance that is really useful for children! This year, the comparison table of 136 hot-selling juvenile critical illness insurance has been updated, now for free, click to claim now.
How to buy insurance for your childFirst, medical insurance must be handled well, which is the basic guarantee of the people!
Newborn medical insurance can be handled immediately after the child is registered, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so this must be handled for the child.
Second, if you plan to configure commercial insurance, it is recommended to consider pure protection critical illness insurance + medical insurance + accident insurance.
First of all, critical illness insurance, choosing it can provide us with a longer period of protection. Secondly, critical illness insurance is paid directly in cash after getting sick, which can not only solve the problem of medical expenses, but also solve a lot of additional expenses caused by illness, such as taking care of sick children, and the economic losses brought to the family, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance policy can be used to solve these problems.
As for medical insurance, it can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan per year, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.
Finally, it is necessary to have an accident insurance, the child's accident insurance is very cheap, as long as it is sixty or seventy yuan a year, you can buy 200,000 yuan of protection, which can protect the child's accidental death, accidental disability and accidental medical liability, which is particularly practical.
Third, is there any insurance that I should not buy for my child?
has been introduced in detail, because it is very detailed in the manuscript, so I will not waste time here.
According to the above insurance ideas, if you are configuring regular insurance for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is very cost-effective.
That's all for me"Which is better Ping An Children's Accident Insurance? "
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What should I look for when choosing accident insurance for my child?
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Hello! For those who simply need children's accident or medical protection, the most affordable protection plan is to choose a simple children's insurance card. This type of children's insurance card, roughly a few hundred yuan, can provide children with comprehensive protection against accidents, accidental medical treatment, critical illness, etc.
You can refer to how much children's accident insurance costs a year.
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For the choice of Ping An Insurance Children's Accident Insurance products, it is recommended that you purchase Ping An iHealth Insurance Children's Accident, which can protect children from various accidental injuries in their growth, such as injuries caused by playing with classmates at school, climbing through windows at home and falling, accidents such as falling from playing with fire, and traffic accidents that unfortunately occur when going out or playing, etc.
At the same time, Ping An i Health Insurance Children's Accident Insurance pays 100% for accidental death, and there is also reimbursement for accidental medical treatment, outpatient hospitalization can be reported, and you can also receive a subsidy of hospitalization allowance on a daily basis. Its premium is also relatively cheap, only 1 cent 3 per day, which can give your child a whole year of protection, let the child grow up happily, and also make parents more assured. So, if you want to choose accident insurance for your child, parents can give priority to it!
The earliest policy start date is 0:00 on the fourth day of the issuance date, and the latest is 0:00 on the 90th day after the issuance date.
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