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The first is to use hints to tell your friends that you have been short of money lately. You may also be at the point where someone else borrows money. However, when your friend hears you say that he has not repaid your money, then it can be seen that this friend is not sincere, or that he cannot put himself in your shoes.
I especially like to lend money to others because I don't think it's useful to put money on me, and if someone needs help, we can give them the right help. But some people are very funny, and he takes it for granted that you help him. If you lend him money, he won't choose to pay it back to you.
Because I have a straightforward personality, I directly told my friends that I have been short of money recently, do you have any money to pay me back? You can pay back some of it upfront, if you don't have enough money. Don't hear me say that, she felt embarrassed and thought I was a little bit excessive.
But I personally feel that he has not paid me back for a long time, and he has not mentioned it, and this kind of behavior has degraded his image in my heart. I hope I can make sincere friends, not such mercenary villains. Later, he gave me all the money back, but ignored me.
Another way is to pretend that you don't know he owes you money. You can borrow money from him, and if you find that he has been spending a lot of money lately, or that he is not restrained in spending, if he just won't pay you back, then you can borrow money from him. If he borrows money from you, you say that you seem to owe me money, and so on cancel each other out.
If he doesn't lend you money, then you can know if he is sincere to you, if you have money to buy snacks and go shopping, but you don't have money to lend to friends, then such friends are not worth cherishing.
In fact, there is also an immoral method, which is to transfer your own money to a certain extent, for example, if you borrow money from other friends, but do not pay it back, then you transfer the process of your friends asking you to borrow money to others. If he owes money to a stranger, then he will definitely be in a hurry to pay it back. After all, a tree needs bark, and a person needs a face.
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Raising money hurts feelings, and raising feelings hurts money is a common phenomenon in today's society. But as you said, there are always people who borrow money and don't pay it back, so since they have the face to borrow money and not pay it back, why should you worry about hurting their feelings to ask for money?
After all, you lent them the money, and you, as the party concerned, have the initiative, and you can tell them face to face when you borrowed how much money you didn't exchange, and let them repay it. This is something like "moral kidnapping", you have to think about it, if you don't ask them, maybe they really forgot, or maybe they don't want to pay it back, so if they will come to you openly to borrow money and still don't pay the debt, why should you protect their face and not reach out and ask for money? Don't be held hostage by the common act of moral kidnapping.
If you don't want to take that straightforward approach, I've got a few ways you can do it
1.You can use the method of equivalent exchange, for example, if he borrows you 100 yuan, next time you ask him to borrow 200, you can borrow it without mentioning the money he borrowed from you, and when he lends you, you can tell him, "I will pay you back 100 when the time comes, didn't you also borrow 100 from me before". Or if he borrows you a small amount, and then you can eat with him and say that you didn't bring any money and ask him to pay for it for you, and then say, "Didn't you borrow a lot of money from me before, so you should treat me to this meal."
2.You can knock on the side. When he's there, you can say to yourself, "I always feel that this month's account is wrong, how much is it missing, is it that someone borrowed money from me and didn't pay ......it back?"Hiss......I can't remember," or if you know what he's doing with your money, you can take that thing, for example, if he bought a hat with money, and you say, "This hat looks so good," or maybe he'll remember that he bought it with the money you gave him.
There are good people in life who borrow and repay, of course, there are people who don't pay their debts, and some people are really unwilling to change you, so stay away from this kind of person.
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It is said that it is natural to repay debts. But in this era, the one who owes money is the uncle, and he is most afraid of his friends borrowing money, so lend it out, for fear that it will not be good to come back, and if he doesn't borrow it, he is afraid of hurting his feelings, which is very embarrassing.
I also have a little experience with what to do with my friends after they borrow money.
Generally, it doesn't matter if you have a small amount of money, anyway, it's a loan between friends, and if you don't pay it back, it's a meal, but this situation can't happen frequently. If you really meet this kind of friend, don't care about friendship, you can ask for money in person, after all, everyone's money is not falling from the sky, the current society is not easy, no one wants to give money to others for no reason. So if you really have this kind of friend who frequently borrows money from you and doesn't pay it back, it's okay to confront you face to face, and you don't have to care about the friendship of friends.
People have forgetfulness, maybe after a friend borrowed money, he really forgot. Or maybe it's because it's difficult to have at hand, and it's hard to postpone it. Therefore, it has not been returned.
I experienced this situation, when my friend's family had an accident, and they had just entered the society, and they had no financial foundation, so they borrowed thousands of dollars from me. After a few months, my friend didn't say anything about repaying the money, and I was embarrassed to ask. Later, I felt that if I didn't talk about this matter, I really felt that I was quite at a loss.
So once when I hit **, I asked him how the situation is now, whether he is short of money, and if he is short of money, he will squeak again. As soon as I said this, my friend suddenly remembered and returned the money a few days later.
In fact, it is more embarrassing for friends to borrow money or repay money. Once friendship is entangled with money, it is easy to be confused and unclear. So many people adhere to the principle of not borrowing money between friends.
I want to say that relying on parents at home and friends when going out, you have to help those who should be helped, and since they are friends, there is a certain trust between each other.
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Many people feel a headache for the act of borrowing things, especially the act of borrowing money. If you don't borrow it, you will feel faceless, and it may affect the relationship between two people. But borrowing money, and always afraid that the other party will not pay back, and I am embarrassed to ask for it, it will still affect the relationship between two people.
Many people have encountered the situation of lending money to others, but others do not pay it back, making them very painful and not knowing what to do. First of all, we must be clear about what kind of person the other party is, whether the other party deliberately did not change or unintentionally forgot. If the other party deliberately doesn't want to pay back, then there is often not much he can do, after all, the other party's attitude is there, what else can he do?
Isn't it possible to beat him up?
Then it's a matter of finding a way to get the other party to pay back. Although the chance of getting the other party to take the initiative to repay the money is very small, it is not completely impossible. We can recreate the situation when we borrowed money again, and maybe we can remind the other person of what happened last time.
When they remember to borrow money from themselves, they often return it voluntarily.
However, the chance of getting the other party to take the initiative to repay the money is still too small. Then since they can borrow money from us, we can also borrow money from them. In future interactions, we can deliberately say:
Oops, I didn't have enough money with me today, you lend me some money. It is best to borrow money equal to or greater than the money you lent, and then when you repay the money, say to the other party: "I remember, how much you still owed me in the first place, so it will be offset."
Or give the excess money back, and it's better to let yourself owe someone more money than someone else owes you.
Finally, if nothing works, then just say it bluntly: "I think you still owe me a lot of money." "Don't feel like it's going to hurt the feelings between two people.
It hurts your feelings to say that you pay back the money, but if you don't pay back the money, it doesn't hurt your feelings? It's better to hurt others than to hurt yourself. Sometimes, to be a human being is to be selfish, what is your own is your own, why give it up?
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I believe that many people have such an experience, that is, when a friend comes to borrow money, the other party packs all kinds of tickets, and swears that they will definitely pay it back one day. But as soon as the specified deadline was reached, he pretended to be deaf and dumb and did not mention the matter of repaying the money. <>
It is said that talking about money hurts feelings, and borrowing money between friends can really show what kind of friendship is between each other.
When you borrow money, you are a grandson, and when you repay the money, you are an uncle. When you don't pay it back, it's really difficult for the borrower to take into account the feelings between friends and not be able to collect debts.
In such a situation, first look at how this friend and you are doing, and how the living standard is in the near future.
If you spend lavishly, buy this today and buy that tomorrow, but don't mention paying you back. Then you can pretend to be unintentional and say to him while chatting, hey, look at how you've been doing lately, I can't do it. Do you want to pull me by the way, you can give me what you owe me first?
It's better to say it in a joking tone.
If you can see that the other party is really having a hard time, but you are short of money, then try to tell him your actual situation and ask if the other party can help borrow some money for urgent use. Anyone who knows a little bit knows how to do it, and even if it doesn't come out, I'll explain it to you.
Or send a circle of friends on WeChat, pretending to send it to everyone to see, for example, the content can be said to be seriously short of money recently, and the conscious point of borrowing my money is to repay the money first, and those who haven't borrowed my money can also lend me a point, urgent, thank you....Something like that. Send it out in a humorous tone, and set it up to only show him alone, so that he will feel that you are not specifically looking for him to pay back the money, but are really short of money....
If you run into a thick-skinned person, it's useless to hint at how to remind, then you can go directly to him and ask for it, saying that you have recently ** want to use money, if you can't pay it off at once, then help make up some of it first....
It is only natural to repay debts. Since you borrowed my money, you should take the initiative to pay it off within the agreed time, instead of repeatedly shirking and waiting until I urge you to pay it back. It's a matter of one's integrity.
If you try all kinds of methods and still don't pay back, then there is no way. Keep your eyes open in the future, and don't let anyone lend him money.
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You just say that brother, I want to use the money to do something recently, but I don't have any money recently, you see the money I borrowed from you,,, if you have it on hand, you can give it to me first. I think that's pretty much it.
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If you say that you have been in trouble recently and need money urgently, can you return the money to me first?
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It shows that he has been in trouble recently, or reminds him intentionally or unintentionally.
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1, since you don't love him anymore, don't delay him 2, in euphemism, it's also a kind of injury, you ask him not to blame you, is this possible 3, you are betrayal, it is an unforgivable mistake, you can say whatever you want, if he doesn't blame you, doesn't blame you, or even doesn't know it, you can say that he hasn't loved you.
Let's put it mildly. Like a roommate, or a relative, it may be embarrassing later. On the issue of personal habits, it is best to be able to give a good opinion, but do not compare or hurt others.