What should I do after I owe 250,000 yuan and my monthly salary is only 4,000

Updated on society 2024-05-01
16 answers
  1. Anonymous users2024-02-08

    1. Before borrowing money that is not in a hurry to repay.

    Pay it back first, such as borrowing from parents and relatives.

    2. Work hard to make money and wear many hats.

    3. Tighten your belt, save money, quit smoking, drinking, gambling, and drugs, and quit all behaviors that cost money and are useless.

    4. Treat it calmly and don't go astray.

  2. Anonymous users2024-02-07

    The monthly salary is 5,000, but the arrears are 150,000, and they can only be repaid in installments. Agree with the borrower how much to repay each month, how much interest to pay at the same time, and how long will it take to repay it?

  3. Anonymous users2024-02-06

    If you owe more than 50,000 yuan in foreign debt, and your monthly salary is 3,000 yuan, and now your repayment pressure is very high, I personally think that it is not a way for you to pay it back like this, after all, your salary is too low only about 3,000, if you are alone, it is better to have a little better, if there is a family regeneration, such a salary can not keep up, it is not possible to think that you should find a job with a salary of more than 5,000 yuan, so that you can repay 3,000 yuan per month, In this way, you can pay off the more than 50,000 yuan in about a year and a half, and if you don't change jobs, you won't be able to pay off how long you have left.

  4. Anonymous users2024-02-05

    Ask your parents, relatives and friends to help you lend you money and pay it back first... Do your job in a down-to-earth manner, earn some extra money in your free time, save money, and slowly accumulate wealth.

  5. Anonymous users2024-02-04

    Now more than 50,000. Salary 3000 a month. You must be frugal, so that you can slowly pay back the more than 50,000 yuan you owe.

  6. Anonymous users2024-02-03

    The debt is more than 50,000 yuan, if it is 3,000 yuan a month, it is indeed a relatively large amount, and it can only be slowly saved!

  7. Anonymous users2024-02-02

    I think I can find a way to make some extra money, but in fact, I am still young, I can save 3,000 yuan a month, and I will pay off the debt in six or seven years.

  8. Anonymous users2024-02-01

    With so many debts at such a young age, your life will definitely be difficult, no matter how difficult it is, you must find a way to pay off the debts, so that you can unload the burden of life, and I hope you can live well.

  9. Anonymous users2024-01-31

    Plan your own property distribution, develop a good habit of saving money every month, and you can carry out some conservative financial management, invest yourself, and try to increase your earning power.

  10. Anonymous users2024-01-30

    Leave a large part of your monthly salary to pay off your debts, and then tell your family about it to see if they can help pay off some debts, and try to pay off the money as soon as possible.

  11. Anonymous users2024-01-29

    Faced with a person with a monthly salary of 5,000 yuan but owes a huge amount of 150,000 yuan, as a contemporary young person, he does not regard money as money at all when it comes to spending money. For today's young people, there will be more and more problems in arrears, and young people who can owe 150,000 yuan must have the ability to repay the loan, rather than evading responsibility. For people with a monthly salary of 5,000 yuan, the salary is already relatively high, and the fixed deposit is repaid every month, and the life will slowly become better.

    With a salary of 5,000 yuan, there is still 3,000 yuan left after spending 2,000 yuan a month. <>

    A monthly salary of 5,000 yuan For today's people, when facing a salary of four to five thousand yuan, they will feel that they can't afford such a 5,000 yuan at all. But for young people who have 5,000 yuan, they can also do small things, if young people owe foreign debts, they can only pay off their debts slowly with their salaries, and they can't often drag it out. Whether you borrow from relatives and friends, or you owe money to online banks, you need to repay the loan in time.

    Otherwise, the credit of the individual will be seriously affected, especially after owing money to the bank, if you do not repay the loan on time, it is easy to be blacklisted. <>

    Young people should work hard to repay their debts, and when they are in arrears, they should not have the phenomenon of relying on their skins, as long as they are willing to struggle, they will eventually be able to pay off their debts. According to the monthly repayment of 3,000 yuan, you can repay 36,000 yuan in a year, or you can pay off the arrears early in less than 4 years. Now young people must have restrictions on consumption, and since they know that they are already in arrears, they should not continue to spend money on the state for the purpose of repayment.

    Young people's consumption outlook for contemporary young people in the problem of owing money There are all kinds of loans, most of which will choose to borrow from online banks, and the interest rate of online banks is very high. Nowadays, young people's spending power is very high, but their ability to earn money is very poor, and even when they make money, they always look down on their wages and think that their wages are relatively low. People should never have a situation where their hands are high and their eyes are low, one step at a time, and the down-to-earth struggle is the most real.

  12. Anonymous users2024-01-28

    At this time, you must actively and seriously work hard to repay the money you owe, and you must be very down-to-earth, do not repay the money through online loans, and you can also ask for help from your family or friends.

  13. Anonymous users2024-01-27

    You should save money slowly, and then pay it back little by little, in fact, 150,000 is not much. And you also have the possibility of promotion.

  14. Anonymous users2024-01-26

    When you encounter such an auspicious situation, I think you should ask your family members or friends to borrow money, and then pay off these arrears, or you can do a side job and earn more money.

  15. Anonymous users2024-01-25

    If an employer owes wages to an employee and has an IOU, it can directly sue the court to demand payment of the amount of wages in the IOU.

    If there is no IOU, there are 2 ways for a worker to claim wages:

    1. Workers can file complaints with the local human resources and social security bureau for labor inspection; Pros: Simple way. Disadvantages: Enforcement may not be very strong in various places;

    2. You can apply for arbitration at the Labor Dispute Arbitration Committee of the local Human Resources and Social Security Bureau and request payment of wages. If you do not have an employment contract, you can demand double the wages of the unsigned employment contract. If the termination of the employment relationship is based on arrears of wages, the employee may also be required to pay severance payments.

    Advantages: In addition to judging wages, you can also claim economic compensation, double wages, etc., and generally can be finally resolved; Disadvantages: Applying for labor arbitration is a labor lawsuit, with a slightly more procedure and professional guidance.

    1. What should I do if the boss maliciously defaults on wages?

    1) If you are working for an employer, there are three ways to request a salary:

    1. You can go to the local labor bureau to complain about the labor inspection; Pros: Simple way. Disadvantages: Enforcement may not be very strong in various places;

    2. You can apply for arbitration at the local labor bureau and demand payment of wages. If you do not have an employment contract, you can also demand double the wages of the unsigned employment contract. If the termination of the employment relationship is based on arrears of wages, the employee may also be required to pay severance payments.

    Advantages: In addition to wages, you can also claim economic compensation, double wages, etc., and Zheng Chong can generally be finally resolved; Disadvantages: Applying for labor arbitration is a labor lawsuit, with slightly more procedures and professional guidance.

    3. Apply to the court for a payment order or go directly to the court to file a labor lawsuit to recover your wages.

    2) If you are working for an individual, which is not considered an employment relationship, you can directly go to the court to sue the individual boss and demand payment of labor remuneration.

  16. Anonymous users2024-01-24

    Summary. You can file a complaint with the local labor law enforcement inspection brigade, and they will supervise and inspect the employer in accordance with the "Labor and Social Security Supervision Regulations" in accordance with the law, and order it to pay the arrears of wages. In accordance with Article 30 of the Labor Contract Law, if the employer is in arrears or fails to pay the labor remuneration in full, the employee may apply to the local people's court for a payment order in accordance with the law, and the people's court shall issue a payment order in accordance with the law.

    Legal basis: Article 30 of the Labor Contract Law of the People's Republic of China Where an employer is in arrears or fails to pay labor remuneration in full, the worker may apply to the local people's court for a payment order in accordance with the law, and the people's court shall issue a payment order in accordance with the law.

    What should I do if I owe 20,000 wages?

    Hello. If we have an IOU, we can go to court, and if not, we can recover our wages through the labor inspectorate.

    You can file a complaint with the local labor law enforcement inspection brigade, and they will supervise and inspect the employer in accordance with the "Labor and Social Security Supervision Regulations" in accordance with the law, and order it to pay the arrears of wages. In addition, in accordance with Article 30 of the Labor Contract Law, if the employer is in arrears or fails to pay the labor remuneration in full, the employee may apply to the local people's court for a payment order in accordance with the law, and the Lucong People's Court shall issue a payment order in accordance with the law. Legal basis:

    Labor Contract Law of the People's Republic of China Article 30 If an employer is in arrears or fails to pay labor remuneration in full, the worker may apply to the local people's court for a payment order in accordance with the law, and the people's court shall issue a payment order in accordance with the law.

    In 2021 the boss owes me 23000 What should I do.

    Don't have an IOU? Yes.

    It's good to sue directly and enforce it.

    How to sue. Well, you have to consult a lawyer about this, after all, it is a judicial process.

    Uh-huh. Or go to the monitoring brigade to complain, both methods are feasible.

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