China Insurance Car Insurance, how much money to pay in the third year without insurance in the firs

Hello, I am doing safe ** car insurance, if you said the situation, the first two years of the car has not been out of insurance, then at least this year reinsurance ** will definitely be able to give the lowest, depending on which city you are the car, because the insurance rate of the car in each place is different, according to the insurance market I am doing now, the first two years have a good record, this year the insurance of 200,000 three plus the three without deductible when 818 yuan on it! This ** can be said to be low in all insurance companies, not to mention that Ping An is a large company, can give such a low **, the cost performance is already very high, basically no matter what you are** license plate, if the record is good, it is almost up and down in this **, it will not be far behind! Hope it helps!

The system platform of Beijing insurance companies is the same, and it should be discounted in the first two years without insurance in the third year.

The same three, the 200,000 premium for different cars is also different, and it depends on what kind of car you are. I can't give the exact number, but if it doesn't appear, it will definitely be cheaper than the previous two years. In addition, the insurance company uses only a few sets of rates, which are basically not a few dollars, and if you want to lower the price, you have to find a salesman for a discount

You can call this**consultation 4001234567 this is the **car insurance**.

Summary. Hello dear. I have received your question. I'm in the process of collating relevant information and content. I'm typing for a little time now, and I hope you'll be patient for five minutes or so.

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Compulsory traffic insurance can be discounted by 7% if it does not occur for three years. If there has been no road traffic accident in the last three or more years, the scrapping of the compulsory traffic insurance can be reduced by 30%.

If the user has not been involved in a road accident in the previous year, the insurance premium will be reduced by 10% in the second year. If the user has not had a road accident for which he or she is responsible in the previous two years, the premium will be reduced by 20% for the second year; If the user has not been involved in a road accident for which he or she was responsible for the previous three years or more, the premium for the second year will be reduced by 30%.

If the user has not had a road traffic accident in the previous three years or more years, the cost of the insurance fee will be reduced by 30% in the second year; If the user has a road traffic accident in the previous year for which he is responsible but does not involve death, the premium for the second year remains unchanged; If the user is responsible for two road traffic accidents in the previous year but does not involve death, the second year's premium**10%.

If a user is responsible for a traffic fatality in the previous year, the second year's premium** is 30%.

2.In the case of no insurance for 3 years, the car damage insurance of 10,000 yuan, and the ** of Pacific car insurance is about 687 yuan.

3.The compulsory traffic insurance is about 665 yuan.

4.100,000 vehicles have not been out of danger for three years, and the strong insurance of stuffy limbs is 665 yuan (less than 6 seats); About 1,500 commercial insurance: including 1 million yuan (500 yuan) of third-party liability insurance, 70,000 yuan (890 yuan) of vehicle loss insurance, from this point of view, the cost of 100,000 yuan of car full insurance is about 2,000 yuan.

Hello friends, I have finished your question, if you still have any doubts in your mind, you can continue to consult me. Have a great day!

The calculation of the premium of Chinese insurance car insurance is: there is no insurance in the previous year, or only one insurance, the premium can be discounted by 7% on the basis of the standard premium, and the telemarketing can also enjoy about the discount. If there is more than 1 insurance, then the discount after the discount will no longer be enjoyed.

At present, the policy adopted by most insurance companies is to destroy the wisdom, for the claim twice a year, it will not affect the premium of the next year, and you can also enjoy the discount of the insurance company; If the claim is made three times, the premium will not be discounted; For more than three times, the premium will increase by 10% to 20%; If it is more than five times, it is very likely to be "denied insurance", which can be determined by each insurance company according to the customer's situation.

The floating mechanism in terms of car insurance is related to the number of insurance claims of the car owner in the previous year, but the number of claims is not equal to the number of reports. In addition, the number of claims is not related to the amount of claims, if it is within the range of two times, but the amount is more than 1,000 yuan, it will not affect the premium of the next year.

Therefore, if it does not affect the normal driving of the vehicle, it only affects the aesthetics of the vehicle, and it is recommended that you do not have to claim every time, and you can save the place that needs to be claimed together and deal with it, but you cannot repeat the report in the same position.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The cost of car insurance in the second year is not all the same, which is related to the price of the car and the number of accidents

5 seats 950 yuan, 6-8 seats 1100 yuan; The second year: 855 yuan for 5 seats, 990 yuan for 6-8 seats; The third year: 760 yuan for 5 seats, 880 yuan for 6-8 seats; Fourth year:

5 seats 665 yuan, 6-8 seats 70 yuan; The fifth year type: 665 yuan for 5 seats, 70 yuan for 6-8 seats; The above premiums are related to insurance, insurance breakout, and transfer, and if any one of them changes, the premium will be recalculated; 2. Vehicle and vessel tax: liter below:

180 yuan year; liters (inclusive): 300 yuan per year; liters (inclusive): 480 yuan per year; .

5 liters (inclusive): 720 yuan per year; liters (inclusive): 1800 yuan per year; liters (inclusive):

3000 yuan; liters or more: 4500 yuan per year; 3. Commercial Insurance: Preferential Discount for Commercial Insurance of Motor Vehicles:

No insurance for three consecutive years: most.

If there is no insurance within one year, the premium for the second year is generally discounted by 10%. Car insurance premium**Kai Mo is generally related to the number of accidents. Car insurance will affect the next year's premium, which is usually as follows:

1. If there is no insurance within one year, the premium for the second year will be discounted by 10%; 2. If there is no insurance for two consecutive years, the premium for the second year will be discounted by 20%; 3. If there is no insurance for three years or more, the annual premium of the second spring grandson will be discounted by 30%; 4. If you go out of insurance once in a year, the general insurance cost remains unchanged, but you have enjoyed the preferential premium, the premium will be restored to the standard premium after the insurance is out once; 5. If you go out twice in one year, the insurance cost will rise by 20%, the premium for 3 times will increase by 50%, 75% for 4 times, and 100% for 5 times or more; 6. There was a road traffic fatality accident in Paling last year, and the premium was increased by 30%.

Auto insurance is divided into compulsory insurance and commercial insurance, compulsory insurance, that is, compulsory traffic insurance implements a floating rate, and there is no liability road traffic accident in the last two years, and the premium is reduced by 20%; There are also preferential measures for commercial insurance, but they vary from insurance company to insurance company, so you can consult the corresponding insurance company. Attached below are the rate fluctuation of compulsory traffic insurance and the preferential measures for Ping An car insurance:

1. The rate of compulsory traffic insurance is floating:

1. There was no road traffic accident in the previous year, and the premium was reduced by 10%;

2. There was no road traffic accident in the last two years, and the premium was reduced by 20%;

3. There has been no road traffic accident in the last three or more years, and the premium has been reduced by 30%;

4. In the event of a road traffic accident in the previous year that does not involve death, the premium remains unchanged;

5. If there are two or more responsible road traffic accidents in the previous year, the premium will be increased by 10%;

6. In the event of a road traffic fatality accident in the previous year, the premium will be increased by 30%.

2. Ping An Insurance Discount Table for the Number of Accidents:

The discount coefficient can be used for your reference.

It depends on the local situation.

If you don't drive much on weekdays, consider innovative hourly or mileage-based insurance that provides more coverage.

The same car insurance premiums are changed, and the compulsory traffic insurance of each company is the same