Is the diamond card launched by Ping An Bank helpful for applying for a platinum card?

1. There is no help, opening a platinum card and diamond card of Ping An Bank has requirements for financial assets;

2. The management fees of different levels of debit card accounts of Ping An Bank are different, and if the assets fail to meet the specified standards, the charges are as follows:

Puka: The average daily assets of a natural month are 1,000 yuan, and the monthly asset is 2 yuan;

Gold card: natural quarter, the average daily equity assets of any natural month and month are 50,000 yuan, and 15 yuan per quarter for customers;

Platinum card: natural quarter, the average daily equity assets of any natural month and month are 500,000 yuan, and 60 yuan are quarterly customers;

Diamond card: natural quarter, the average daily equity assets of any natural month and month are 2 million yuan, and 90 yuan per quarter for customers;

Black Diamond Card: Natural quarter, the average daily equity assets of any natural month are 2 million yuan, and 150 yuan are quarterly customers.

If you need to consult other Ping An Bank services, you can click the link below to select the **customer service icon in the upper right corner of the home page, or follow Ping An Bank's WeChat*** (Pingan Bank) for consultation.

Ping An car owner loan] can get a loan if you have a car, up to 500,000.

No, the Diamond card is one level higher than the Platinum card at 9539

Ping An Bank Platinum Credit Card has the right to provide global emergency assistance and customized travel around the world. A credit card, also known as a credit card, is a credit certificate issued by a commercial bank or credit card company to a credit-qualified consumer, and the cardholder can overdraft within the specified limit.

The objects of applying for credit cards can be divided into units and individuals, and the units applying for should be institutions, enterprises, business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality in China. Each entity can receive a principal card and multiple 5 to 10 supplementary cards as needed, while individuals must have a fixed occupation and stable income** and provide a guarantee to the bank. The forms of guarantee include individual guarantee, unit guarantee and individual fund guarantee.

The application method is generally by filling in the credit card application form, the content of the application form generally includes the name of the applicant, basic information, economic status or income ** guarantor and its basic information, etc., and submit a certain copy of the certificate and certificate to the card issuer, the customer fills in the application form truthfully after submitting the completed application form at the same time as submitting the relevant credit certificate, the application form is attached to the use of credit card contract, the applicant authorizes the issuing bank or relevant departments to investigate its relevant information, and submit a statement of the authenticity of the information, the privacy protection policy of the card issuer, etc., and have the applicant's signature.

At present, the vast majority of credit cards issued by domestic banks can be consumed abroad, and they are automatically settled in local and foreign currencies, so as to avoid the trouble of exchanging foreign currency cash at the bank before traveling abroad. In addition, after using a credit card to make a purchase, the card issuer will send a paper or electronic bill to the cardholder every month, so that you can understand the consumption expenditure status of each month according to the bill provided by the bank, analyze the consumption tendency, plan the spending habits, and cultivate a good financial awareness.

Credit cards are easy to lead to excessive consumption, which is a common problem of people who fall into card debts, the pain of swiping the card without taking out the money, the consumption of the card without moderation, the annual interest rate of the credit card is as high as 18%, which is really usury can make the borrower lose blood quickly.

First of all, let's explain the benefits of the platinum card, the platinum card does not need to make a deposit to the card, it is a type of credit card that consumes first and repays later, and the deposit is interest-free.

Ping An Bank's platinum credit card is not invited by the bank, as long as you have a stable job, stable interviews, etc., you can apply for Ping An Bank platinum credit card. You can apply at the nearest Ping An Bank service point, and you need to provide: platinum card application, identity certificate, work certificate, financial certificate including spine history documents (such as a copy of the real estate certificate, a copy of the car driving license, a bank deposit certificate, or a copy of the business license, etc.).

All these will help you complete the application for Ping An Bank Platinum Credit Card faster and better.

The limit of Ping An Platinum Credit Card is comprehensively assessed by the system based on the information you provide when applying, including job stability, income, education and other aspects, and cannot be determined artificially. The minimum amount of Ping An Bank platinum card starts from 50,000, and if your personal situation is better, Ping An Bank should be able to give a credit limit of more than 100,000 yuan. If your application is approved, we will notify you of the review result as soon as possible.

If you belong to an existing customer of Ping An Group, such as you have car insurance, personal insurance, etc., your platinum credit card approval will be relatively fast.