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If the classmate owes money and has not repaid it at the agreed repayment time, then you can directly explain the matter, in general, since you plan to ask for the money, pick it out as soon as possible, explain the repayment date or ask the other party to make an IOU. If you think that the money you owe is not enough to sacrifice the relationship between two people's classmates, let this matter go completely and give up the loan from the heart.
Whether or when you can ask for this arrears should consider the relationship status of each other. Since the money is lent out, it is a feeling in it, and no one wants to become an enemy because of debt collection, but this also depends on the specific situation of the other party. If a classmate does have practical difficulties, or you clearly know the problems faced by the other party, then as a classmate, you should be understanding and tolerant, after all, the relationship between classmates is the accumulation of feelings under the day and night, and it is difficult to get fate in a lifetime.
When classmates get along with each other day and night, your help may leave a lifelong memory for the other person, and your ability to help in the first place is also based on trust in him, which is the part to measure.
Furthermore, it is possible to analyze the other party's various attitudes towards the loan. If the other party does not care when the repayment date has arrived, and does not apologize and explain to you, then you can clearly remind the other party, which is also the most basic respect.
If there is no special reason for not repaying the money, and the other party is not legitimately using the money, then you can directly ask for it and re-examine the relationship between the two. The relationship between classmates is not a kidnapped relationship, borrowing money is a kind of affection, but such a relationship must be based on reason, once it is out of reason, there is no need to pay for it.
Therefore, it is natural to repay the money owed, whether you want it or not can be completely through each other's emotional basis and how to take the money, and if it is reasonable, you can deal with it with feelings, and you can directly ask for it and protect your own interests through the channels of the school and your family.
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If there are no other classmates who are in the same situation as you, you may be able to find out why she owes money and does not pay it back - is it a bad old man or has forgotten it. If you forget it, and the amount is large, you can contact and inform it directly, but the words can be appropriately witty and humorous - remember that you still owe me a huge amount of money in the past......I believe that if the other party didn't forget it on purpose and had plenty of money, it will be returned to you soon, and you don't have to continue to struggle! But if there are other victims, then you can join forces and kindly remind him and her in the appropriate public place, and if there is still no response and the amount is large, go directly to his or her house, save yourself!
I wish you a speedy wish come true.
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Where classmates borrow money and do not repay it, they may be urged to repay the loan, and if both parties are minors and the other party is unable to repay the loan, the parents, as guardians, may ask their parents to repay the arrears. If both parties are adults, the lender may file a lawsuit with the people's court to demand that the other party repay the arrears, or may apply to the people's court for a payment order to require the other party to pay the arrears. If the other party refuses to repay, it can apply for compulsory enforcement.
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There are several ways to remind her.
1.What did she use the money for when you lent her money in the first place, you can talk to her about the money on purpose, and then pretend that you also remembered by accident and say, "By the way, it seems that I lent you money that time, right?"
If she also remembers, you can half-truthfully urge her: "Great, I have pocket money again!" When will it be returned?
2.When chatting with her, she said that she had some money to use recently, such as wanting to buy something, and then said that the family had run out of food for you, and if she asked you the reason, you said, "Didn't I lend you the money last time, I didn't tell my family, they said that I had enough pocket money, so they didn't give it to me."
3.If she has a big personality, you can ask her directly.
4.First of all, pay attention to her recent situation, and find out if she has no money, so she doesn't mention the repayment of the money to you, maybe she always remembers. If you really forget, you can use the 1 and 2 method to ask her, if she has no money and you don't want to make the relationship stiff, you can say:
Hey, we're all poor! Pay me back when you have the money! I'm also poor jingle bells."
In short, there is a principle, you want your money back, but don't let the other party think that you are stingy or calculating, so that the relationship will not be stiff. I hope you can succeed in practice, if not, let's discuss it again!
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If you deliberately owe money and do not pay it back, the best way is to file a lawsuit with the people's court in accordance with the law; In cases where it is not intentional, it can be reminded in a tactful way.
1. For those who do not repay their debts, they can choose to sue, provided that there is evidence and it is within the statute of limitations.
2. The evidence includes IOUs, audio recordings, payment vouchers, etc., and the IOUs should be original and cannot be altered or photocopied in any way.
3. If the date of repayment is indicated, the statute of limitations shall be within two years from the date of expiration of the IOU; If there is no repayment date, you can request repayment at any time, within 3 years from the date of the first recovery.
4. After the court makes a judgment, if the other party cannot apply to the court for compulsory enforcement, the debtor can also be detained if he maliciously defaults. In the event of the death of the debtor, it may be paid off from his estate.
How to sue if you owe money.
1) Payment of litigation fees.
The litigation fees shall be paid in advance by the plaintiff at the time of filing the lawsuit, and the issue of bearing the litigation fees shall be determined according to the circumstances of the case after the conclusion of the case. If the defendant loses the lawsuit, the defendant shall bear all the legal costs; If both parties win, the costs are to be shared between the parties or to be determined by the court.
2) In general, the following materials should be submitted when filing a lawsuit.
1) An original copy of the complaint, and a copy of the complaint shall be submitted according to the number of defendants;
2) Proof of the qualification of the parties (including plaintiffs, defendants and third parties, etc.);
3) Evidence of the court's jurisdiction;
4) Other evidence.
3) Evidence to be submitted for private lending disputes.
1) Loan agreement or IOU;
2) If there is a guarantor in the loan relationship, the evidence of the guarantee;
3) Proof of delivery and receipt of money by both borrowers and borrowers;
4) Proof of the purpose of the debtor's borrowing;
5) Proof that the debtor should pay interest;
6) If the creditor requires the debtor to repay the overdue interest, or the irregular interest-free loan is not repaid after being reminded, and the creditor requires the repayment of the interest after the reminder, there shall be evidence that it is not repaid when due or after being reminded;
7) If the debtor's whereabouts are unknown, there shall be relevant evidence to prove the authenticity of the creditor's rights certificate and the repayment of debts;
8) Proof of payment and interest.
In contemporary society, if it is a phenomenon that relatives and friends are close to the phenomenon of not paying back the money, it is best to solve it through legal proceedings, and do not worry too much about problems such as face, after all, the compulsory intervention of the court and judicial organs can be very good to make the creditor's rights realize.
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You can file a lawsuit with the court to demand repayment from the other party; If the plaintiff sues for repayment, the plaintiff needs to provide evidence to prove that there is indeed a loan relationship between the two parties. If the creditor does not repay the loan after the court judgment, the creditor can wait for the expiration of the performance period of the judgment to apply to the court for compulsory enforcement, and the court will take enforcement measures to force the other party to repay the loan.
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The classmates have not paid back the money they owe, and it is obvious that they have been urged many times to no avail. Look at the amount of money owed. If the amount is small, tell the teacher.
It's up to the teacher to solve. The amount owed is large, tell the parents of your classmates. Or tell your parents to talk to their classmates and parents.
Failure to pay back money has become an ugly phenomenon in society. Many strict policies and measures have been taken to crack down on these old scoundrels. Being a student also has this kind of inert and ugly character, and corrects it in time. Teachers and parents have a great educational responsibility.
In general, students like this three-view student. Most of them live in an environment of family disharmony and lack of love. Developed a mind-twisted selfish scoundrel character.
This is both education. Give warm love. Let him understand what to do and why not to do it.
Don't take evil as small, don't take good as small.
Ideological education for children is a long-term process. From the fact that the borrowed money is not repaid, it can reflect the individual's worldview and outlook on life. It is also necessary to care for such students, especially parents and teachers to educate together.
Let the lost lamb find the right direction and return to the extended family.
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1.How can I remind a classmate who forgot to pay back?
I have to say that the above "drama strategy" is very easy to use, and you must pay attention to one point: find an appropriate opportunity to easily withdraw and repay the money, such as: when eating, when shopping. If you don't have a chance, you can make your own.
2.What should I do if I deliberately don't pay back?
There is no other way to do this, he knows that he is thick-skinned, which is to catch your little daughter-in-law's thin-skinned psychology. Online, WeChat, QQ can be, under normal circumstances, it will be returned, and if you don't pay it back, break off your friendship. You're not stupid.
3.How can you ask for a few dollars or a dozen dollars?
Once, two, or three times is nothing, and the more times there are, there are hundreds less. Don't panic, Xiaochuang will teach you.
He asks you to borrow it, won't you ask him to borrow it? Treat others in their own way, and hurt each other. No, this is love and killing, he has the impression that he has asked you to borrow a small amount of money many times, and it may seem to him that these are not things, so you ask him to "borrow back" him psychologically.
When you want to come back, don't borrow it next time.
4.When others ask me to borrow it, they are embarrassed to refuse.
Classmate, why do you have to carry such a heavy idol burden when you are not an idol, do you want to ensure your food and clothing first, if you starve to death, will anyone care about you?
If you repay the money in front of a real good friend, the other party will feel embarrassed and angry that you have forgotten about it and ask you to remind you. Only people who really don't want to pay back will think you're stingy because he didn't take advantage of it.
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If you don't pay back the money owed by your classmates, don't worry as a creditor, you should first negotiate with the other party about repayment. If the other party refuses to repay the loan, you can find a lawyer to question, then collect evidence, and finally appeal to the court. If the debtor still does not repay the money after the court judgment, then the creditor can apply to the court for enforcement, and the other party may be sentenced for the crime of refusal to execute.
Article 108 of the General Principles of the Civil Law stipulates that "debts shall be repaid." If it is temporarily unable to repay, the debtor may repay it in installments with the consent of the creditor or the ruling of the people's court.
and where they have the ability to repay and refuse to repay, the people's court shall make a judgment to compel repayment."
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The classmates have not paid back the money they owe, and if the reminder has been fruitless many times, the negotiation will not be successful, and in the end, they can only use the law to protect their rights and interests.
If the student borrows money and does not repay it, he or she will negotiate with the borrowing classmates first, agree on the repayment period, and even take a step back and allow the repayment in installments, so as to be benevolent and righteous. I borrowed money based on the friendship and trust of my classmates, and it was unjust for my classmates to not pay back the money they owed.
Through the above methods, the students have not been a scoundrel for a thousand years. You can't talk too much about the friendship of classmates, don't take into account the face of your classmates, you should tell the teacher, you should tell the parents of your classmates, and you must tell your parents. Ask for help from teachers and classmates' parents.
Generally, with the help of teachers, most of them can solve the problem, and if the students and their parents who owe money are scoundrels, it is unreasonable. It is not recognized to borrow money to repay money, only litigation law.
Collect all the evidence and IOUs and file a lawsuit in court, requesting repayment within the specified time limit. File a lawsuit with the court, and the people's court will make a judgment to compel repayment.
For the classmates who have not repaid the money, I also remind you that you must be cautious when borrowing money, and you must write an IOU, the content of the loan and the certifier of the year, month and date, etc., I must write clearly in black and white, so as not to cause trouble in the future and protect personal rights and interests.
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You can communicate with him first, and if the communication is ineffective, you can inform the class teacher to assist in dealing with it. Generally, the class teacher will also communicate with him first, and if it is ineffective, he will contact his parents. At this point, you can normally come back. This is also the most straightforward way.
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If the amount of money is small, within your tolerance, you can forget it, just take it as a personal favor. Don't keep pestering others to pay back because of a little money, in case others really forget, then you will appear very stingy, and the friendship will be damaged.
If the amount of money is large and you can't accept not paying it back, then go and ask for it back. It's your money in the first place, why don't you come back. Of course, if someone has an emergency, such as a loved one who is sick and hospitalized, you'd better lend a helping hand, I believe everyone understands.
A way to get him to pay back.
At the beginning, I said that I have been a little short of money recently, can you return the money to me, tactfully and aggrieved, if he is still dead-faced, you can only turn your face and deny people. After all, this kind of friend is not of much value here. You just told him that if you don't pay back the money, you won't have any friends to do, and then you keep pestering him to pay back the money.
If you still don't pay back the money, go through the legal route.
For those who owe money and do not pay it back, it is still recommended that everyone use the law to protect their rights and interests, and they can sue and apply for enforcement after winning the lawsuit.
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