Huabei owes three thousand three, and the user dies, what will happen

Hello, if the user of Huabei dies, the bill will be handled in the following way:

1. If the Huabei borrower has set up automatic repayment, and there is enough money in the repayment account to repay, it will be deducted when it expires, and it will be deducted from the bound bank card until it is paid off;

2. If none of the above is enough to pay off the arrears, it depends on the heirs of the deceased, and the heirs generally have the right to inherit, so they will also have the obligation to repay;

3. If the deceased really does not have any family members, it depends on whether the deceased has left any inheritance, etc., and can apply to the court for auction to repay the loan;

4. In the end, the most difficult situation is that you can't repay the loan at all, so you think you're unlucky.

Here's what I reviewed.

First, if there is still a balance in the deceased's Alipay account, then the borrower and Huabei will be deducted from the Alipay balance first.

Second, if the balance of the Alipay user is not enough to repay the remaining borrowing Huabei, then Alipay will automatically deduct the money from the bank card bound by the user for repayment.

Third, if the balance of the bank card bound to Alipay is not enough to pay the arrears of the borrower and Huabei, Alipay will recover the debt from the user's relatives or heirs.

Fourth, if the deceased has no heirs, but there is an inheritance during his lifetime, it can be auctioned. Alipay will apply for the auction of the deceased's property through legal means to repay the arrears borrowed by Huabei.

Fifth, if the deceased has nothing, then Alipay can only admit it.

Hope it helps.

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Summary. Hello dear, I am happy to answer your <>

After the death of the person for three or four years, the consequences of Huabei's use, after the person is gone, if the user's family is willing to give up inheriting this Alipay, then Huabei can not be used, if the user's family is willing to inherit this Alipay, then Huabei can continue to use.

It's been three or four years since the person died, can Huabei still use it?

Hello dear, I am happy to answer your <>

After the death of the person for three or four years, the consequences of Huabei using it are noisy, after the person is gone, if the user's family is willing to give up inheriting this Alipay, then Huabei can not be used, if the user's family is willing to inherit this Alipay, then Huabei can continue to use.

Dear, hello, the law of our country stipulates that legal lending is protected by law, so after shopping with Huabei, if the borrower has an inheritance, then his heirs need to give priority to repaying the arrears of Huabei when inheriting the estate. Zheng Li: If the borrower does not leave any inheritance and shouts that the world is in trouble, then the Huabei debt will be directly extinguished. The borrower's heirs are not obligated to repay Huabei's debts on his behalf.

Even if the heirs receive death benefits, funeral expenses, etc., the expenses are not part of the estate, so the heirs are not obligated to use these expenses to repay the debts to the borrower.

It's been three years since the death of the family, and the Huabei people only knew that they owed money.

The deceased has no inheritance until he leaves.

Huabei users have heirs.

Do Huabei users have heirs?

What is an heir to a wife son?

Yes. They had wives and sons who were only 15, but they were in debt until they died, so they had no inheritance.

The heirs need to repay the loan.

My wife won't use Alipay, and there are elderly people and children at home, so I can't afford to pay it back.

You can show proof of renunciation of inheritance and tell Alipay personnel.

What proof do you need to show After all, people have not been around for more than three years, and it is only recently that I have learned that there is such a thing as Huabei.

Certificate of death and certificate of renunciation of inheritance.

In this case, in fact, it is inherited by his heirs and inherited at the same time, and if the debt is not repaid, this credit will be borne by the decedent.

The company court sues, deducts from the assets, the heirs exchange money, and if there is no inheritance, the person dies and the debt is gone.

If the borrower dies suddenly, whether to repay the loan or not, and who should repay it, depends on the specific situation:

In the case of a guarantor, if the borrower's relatives or other third parties have signed a joint and several repayment liability contract with the lending institution at the time of applying for the loan, then the lending institution will require the guarantor to perform the guarantee obligation and bear joint and several repayment liabilities if the borrower owes the loan for a long time.

In the case of collateral, if the overdue time reaches about half a year, the lending institution will generally file a lawsuit for the auction of the house with the court, and the auction proceeds obtained will be used to pay off the arrears first.

In the case of an unsecured loan, where neither collateral nor a third party is jointly and severally liable, then the loan does not have to be repaid.

Pay the debt of the father and the son! There is no law on personal bankruptcy in China, and if you want to pay off your debts, there is no door!

Then you don't have to pay it back, because this kind of debt is a personal debt.

The heirs who inherit the user's estate will repay the arrears within the scope of the inherited estate.

With bai

Changes in people's consumption concepts, more and more people like to overdraft consumption, such as swiping dao credit cards or special ant Huabei, so if a person dies suddenly, what should he do with the money owed by his credit card, Alipay, etc.?

In fact, a person's civil rights begin at birth and end at death, that is to say, when a person owes a credit card debt to the person dies, the civil rights he bears are gone, but this debt still has to be repaid with his inheritance, such as a car in his name, a house, if someone inherits his inheritance at this time, it means that the debt is burdened, and the bank does not have to go through those troublesome judicial procedures to recover it, if the dead debtor is single, plus the moonlight family, the bank can only consider itself unlucky, It is treated as a bad debt and does not need to be returned.

After the person is gone, if the user's family is willing to give up inheriting this Alipay (property and liabilities), then the money owed by Huabei does not have to be repaid. In the same way, if the user's family is willing to inherit the Alipay of banquet socks, then the money owed by Huabei needs to be repaid.

To put it simply, if the family members give up repaying the arrears of Huabei, then it means that they also give up the property in the house.

Therefore, the choice of inheritance or non-inheritance is in the hands of the family.

1. Does the debtor still need to repay the debts incurred during his lifetime after his death?

The debts owed by the debtor after his death should be repaid by the heirs of his property. The heir of the estate should pay the corresponding taxes and debts owed by the deceased during his lifetime based on the actual value of all the inheritances he inherited, and if the actual debts owed exceed the value of the inherited property, the excess part can be repaid or not repaid according to his own wishes. If the heirs choose to renounce the inheritance, then there is no subsequent debt repayment problem, and there is no need to repay the decedent's debts during his lifetime.

2. What should I do if a case has been filed after being defrauded of a loan?

After being defrauded by the Internet, after reporting the case and filing a case, the money may be recovered, but the probability is very low, and the cooperation of the victim and the attention of relevant departments are required. If you don't have to repay the loan, remember to call the police in time. Regarding loans, in fact, we often use them in our lives, but they are not loans in the real sense, but they are similar to the loan model, like Huabei on the mobile phone Alipay, which is a loan model.

3. What will happen to Huabei's arrears.

The consequences of Huabei's arrears not being repaid:

1. Overdue interest is incurred. If Huabei fails to repay within the time limit, interest will be generated. The specific interest is calculated at the daily interest rate.

2. Lower Sesame Credit Score. If the user fails to repay the loan, the Sesame Credit score may be significantly reduced.

3. Being dunnerned. When Huabei begins to fail to repay it overdue, it is generally collected by calling ** or sending text messages. If the overdue period is long, there may be relevant personnel to collect or even face lawsuits.

4. Credit information of the central bank.

Article 1159 of the Civil Code provides that if the estate is divided in a timely manner, the taxes and debts that the decedent shall pay in accordance with the law; However, the necessary inheritance should be reserved for the heirs who lack the ability to work and do not have a livelihood.

Summary. Hello, I am a partner lawyer of the platform and have received your question.

His relatives died, and he owed 2,800 yuan in Huabei's spine, what should I do after my father passed away, Yu Zhi and his Huabei still have arrears, but we can't log in to his Alipay, do we still need to pay back Huabei.

Hello, I am a partner lawyer of the platform and have received your question.

Hello, it's going to be repaid, you can go to Alipay customer service here, ask to change the password again, and log in again.

I don't know my father's password.

Go to Alipay customer service.

Can be reset.

But if you can't log in in person, you have to authenticate your real name.

All you need to do is submit the relevant death certificate, your household register, and ID card.

Let you find Alipay customer service.

It's not for you to do it yourself.

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