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If you sell a house you bought in full to someone else, and the other party asks you to go to the real estate bureau to set up a mortgage, it may be to ensure the security and fairness of the transaction. In a property transaction, the seller transfers ownership of the house to the buyer, and the buyer pays the corresponding price. By setting up a mortgage at the real estate office, it can ensure that the seller can complete the transfer of ownership of the house in accordance with the contract after receiving the payment, and ensure that the buyer's rights and interests are not lost.
Specifically, in a real estate transaction, the seller needs to hand over the house ownership certificate to the buyer and submit the house sale and purchase contract signed by both parties to the real estate bureau for filing. At this time, the seller may require the buyer to pay a certain percentage of the house price as the mortgage payment, and if the seller fails to complete the transfer of ownership of the house as agreed in the contract, the buyer has the right to rescind the contract and demand the return of the mortgage money paid. In this way, the seller can be prevented from failing to fulfill the transfer obligation after receiving the payment, and the security and fairness of the transaction can be ensured.
It should be noted that the specific mortgage methods and requirements may vary depending on the region and the specific situation, so it is recommended to consult the local real estate bureau or relevant professionals before the transaction, and carefully read the terms of the house sale contract to understand the specific mortgage matters and related responsibilities.
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Housing Authority. The mortgage of the transaction property is a kind of security for both parties, and after you receive the money, the housing authority will issue the title certificate.
Transfer to the buyer, if you don't receive the money, you won't transfer it! On the contrary, if you don't set up a mortgage, what if the other party gives you money and you don't have an account?
Therefore, going to the housing authority to set up a detention is an important guarantee for both parties.
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If the other party buys a house is a loan. Here's how it works.
Transfer of down payment - bank interview - notification of transfer - transfer of property rights - mortgage by the buyer - bank loan.
I won't go into details. You don't meet this process.
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Real estate transactions, it is best to ask a lawyer to handle it, don't make a big loss in order to save a little money, make mistakes, and regret it will be too late!
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Abnormal. This is not in accordance with legal norms and normal procedures.
The People's Court's Reply to the Issue of the Priority Right to Compensation of Construction Project Prices stipulates that the developer may repay the project price in the form of selling or mortgaging the property rights of the house. Therefore, the property rights of the house mortgaged in this way are legal and can be traded.
However, when buying this kind of house, it is necessary to pay attention to signing a commercial housing sales contract directly with the developer when going through the relevant procedures, and secondly, it is necessary to pay attention to whether the developer has obtained a commercial housing pre-sale license, and the house without a pre-sale license cannot be **, for this kind of house, when signing a purchase agreement with the developer, it is agreed that the developer should bear the liability for breach of contract if the developer cannot deliver the house on time, and increase the liability for breach of contract as much as possible to prevent the developer from evading responsibility.
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No, it must be changed to your name.
Marital property is divided into pre-marital and post-marital property. Pre-marital personal property is not the joint property of the husband and wife, while post-marital property is the joint property of the husband and wife. In principle, the marital property is divided equally between the husband and wife. >>>More
To buy a house subscribed by someone else, all the formalities such as the subscription agreement or subscription contract signed are someone else's, and you need to change it to your own name, and the future real estate certificate can be completed in your own name. You need to discuss with the developer, especially the specific person of the developer, such as the accountant, the head in charge of the materials, etc., the developer agrees, you need to pay the house money in your name again, and the developer has the bank's payment voucher to return the original house money to you, and the deed tax of the house is also done in the same way. There is a letter of intent for conversion when someone else subscribes, this contract must have the signature of the property right, and if you have been married, both people must agree, attach a copy of your ID card, marriage certificate, household registration booklet and other documents, and the developer needs all the materials to change the house purchase agreement, the house purchase agreement, the payer and other procedures have been replaced with your name, and the real estate certificate can be your name in the future.
Start by drawing up a contract. Such as heating bills, water and electricity bills, property fees, etc., are stated in the contract which one pays, when to move, when to vacate the house, the time should be clear, and the party responsible for the transfer fee is all indicated. When handling the transfer, bring your ID card, real estate certificate, and land use certificate. >>>More
Student] The problem of the transfer of the real estate certificate, the lawyer please score 0 points. >>>More
The decoration company can find decoration materials to buy by themselves.