It has been more than two months since the card was issued, and the cost of deduction was deducted

Each card has an annual fee, but it is charged in a different way. Debit cards, the five major state-owned banks, and other commercial banks, all have account management fees, which are directly deducted, and when you apply for a card, you fill in the list of those application cards, which are written on it, but we have not looked at it carefully. The annual fee for debit cards is charged differently by different banks, some are quarterly, some are monthly, and some are annual.

Under normal circumstances, as long as your card is always in and out, it will not be charged. If you haven't used it for more than a quarter, you will be charged, generally three dollars a quarter, or nowhere else. The credit card, on the other hand, is swiped more than once, and the annual fee is waived, some are swiped three times a year, and some are swiped six times a year, all of which are different.

You have just applied for a new card, there is no annual fee to tell you, it can be used directly, and it may be directly deducted from your account at the end of the year.

Follow-up questions.

It's normal to deduct the cost of work, about 10 yuan. Money is required to apply for a card to be reported as lost and reissued. In fact, it is the money of the card.

This situation is related to the business strategy of the issuer, which can first let the user enjoy and get used to the service and then deduct the cost of production, which should also be in the explanation, but it is not specifically informed, or it is not paid attention to.

The general bank card will deduct 5 yuan at the beginning, of course, some banks do not have this item, but it is so much that it is so much that it is done at one time, so it doesn't matter.

It may also be that it is not a text message fee, so you can call the bank's service stupidity ** to check it out

Are you sure it's the cost of production? Probably not, right? The cost of production is five yuan when opening an account.

10 yuan is the annual fee for fun. In the future, there will be no more cost of work. An annual fee will be charged.

If the balance does not reach 1,000 yuan, a small account management fee will be charged, and 3 yuan will be deducted per quarter. If you have a balance change reminder, you will be charged 2 yuan per month. Please check with the bank.

The standard of the cost of issuing a savings card: 5 yuan for a new card or magnetic core replacement or expiration card replacement; Report the loss of a new card or a card loss of 10 yuan card. If the balance of the account is insufficient, resulting in the cost of production not being collected in full at one time, it will be deducted in the future.

If you have any doubts about the account funds, please call 95588 for manual inquiry.

The production cost is the cost related to the issuance of the bank card.

According to Article 15 of the Measures for the Administration of Bank Cards, the following items shall be specified in the articles of association of various types of bank cards of card-issuing banks; the name, type, function, and purpose of the card; Who is eligible to issue the card, the conditions for applying for it, and the procedures for applying for it; the scope of use of the card (including restrictions on use) and how to use it; the interest rate applicable to the card's account, the charges and standards for the cardholder; the rights and obligations of the issuing bank, the cardholder and other relevant parties; Other matters required by the People's Bank of China.

The card-issuing bank shall pay interest on deposits in credit card and debit card (excluding stored-value cards) in accordance with the deposit interest rate and interest calculation method for the same period and grade stipulated by the People's Bank of China. The issuing bank does not pay interest on the deposit in the credit card account and the currency value of the stored value card (e-wallet including IC card).

Double standards will exist in any country, government, enterprise, institution and other units, and some relevant departments, collectives, and individuals must abide by and implement them, but often you must implement them, and I don't need to implement them, which is everywhere in the real society

The cost of 5 yuan is charged when the card is opened, and it is included in the 15 yuan.

Find customer service for consultation, if it is really a wrong deduction, it will definitely be solved for you.

In layman's terms, it is the material cost of applying for a card.

As the name suggests, "cost of production" refers to the labor cost and material cost required in the manufacturing process of some items. For example, ID cards, bank cards, bills, and some products produced by enterprises require labor and material costs, excluding the value-added and profit of items, which are generally called "production costs".

The 10 yuan is the annual fee of the CCB card.

The annual fee of RMB 10 for CCB card will be automatically deducted from the card after one year of card application.

CCB credit card annual fee (charging standard).

1. CCB Credit Card Commercial Card: The annual fee for Gold Card is RMB 200, and the annual fee for Standard Card is RMB 100;

2. CCB Credit Card Personal Card: The annual fee for the principal card of the Gold Card is RMB 160, and the annual fee for the supplementary card of the Gold Card is RMB 80; The annual fee for the principal card is RMB 80 and the annual fee for the supplementary card is RMB 40.

If a small management fee will be deducted every month, the production cost will only be deducted once, and it has been deducted when opening an account.

1.If the average daily balance of CCB is less than 500 yuan in a quarter, a small management fee of 3 yuan will be deducted every quarter. It does not mean that if the balance exceeds 500 yuan before the deduction, there will be no small management fee.

2.The average daily balance of a quarter is the accumulation and division of the daily balance in the 90 days of a quarter, and the total number of days in a quarter is greater than 500 yuan.

Supplement: On June 1, 2015, individual users can cancel the management fee of bank card small account.

The China Banking Regulatory Commission and the state issued the "Administrative Measures for Commercial Banking Services" officially implemented, and the bank is exempting and exempting some handling fees for debit cards (excluding credit cards), including annual fees, cash withdrawal fees, SMS notification fees, transfer and remittance fees, small account management fees, etc.

The 10 yuan you said should be the annual fee for the savings card, and the account management fee should be displayed in the summary column if you print the statement, and the account management fee should be deducted on the 28th of the month of opening the account every year. It is possible that your employer's salary card was uniformly handled in July, so the fee will be deducted on July 28.

How is it possible, the cost of work is 5 yuan, and it is only charged when you do it for the first time.

Call ** to ask, someone here tells you that you also have to call ** to complain.

Pro, that's not the cost of production, it's an annual fee, and it's deducted every year.

It will be deducted once a year, usually in the next month after the card is opened.

The 10 yuan of the Agricultural Bank of China should be the annual fee of the savings card, which is 10 yuan per year.

The cost of production is only deducted once, and the annual fee is deducted once a year.

Ten yuan a year, deducted in the second month of account opening, once a year.