What will happen if the cash white card is overdue for ten days, and the salary should be paid on th

I will give my family ** and 20 interest every day.

Usury is illegal, so the borrower only needs to repay the principal and interest within the scope of the law, and because of the violent crime when the usury has multiple ways to collect debts, it is not recommended that the parties consider this kind of borrowing.

1. Private lending is a civil act, which is subject to the constraints and protection of civil law and contract law. However, according to Article 211 of the Contract Law, "if the loan contract between natural persons stipulates the payment of interest, the interest rate of the loan shall not violate the relevant provisions of the state on restricting the interest rate of the loan".

2. According to the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases, the interest rate agreed between the borrower and the borrower does not exceed 24% per annum, and the lender has the right to request the borrower to pay interest at the agreed interest rate; However, if the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest in excess of 36% per annum shall be deemed invalid.

3. Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases provides that if the interest rate agreed upon by the borrower and the borrower does not exceed 24% per annum, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it. If the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest agreement on the excess part shall be invalid.

4. Where the borrower requests the lender to return the interest paid in excess of 36% of the annual interest rate, the people's court shall support it.

How long does it take to start bombing the address book, and if you change the operator's password, will you still be bombed.

As long as the cash white card is not returned to the bank within the pre-sale period, it can be prosecuted, and if it is not returned after three months of reminders, it can be reported to the public security and will be investigated for criminal responsibility for credit card fraud.

At present, online lending platforms have established a blacklist system, and blacklist platforms have begun to communicate with each other. If you don't repay your loan on one platform, it will be difficult to borrow it on other platforms. In addition, the online lending platform will publicize the blacklist through its own WeChat, Weibo and other online orange distribution channels, and even the big screen at the railway station and airport.

Let the people of the whole country know that these "old fools" borrow money and do not pay it back! Of course, except for those who owe money in bad faith, the average borrower will not go this far.

1. Bear high overdue fees.

For overdue fees, different online lending platforms have different names and different charging standards. Whether it's called overdue penalty interest, overdue management or other various names, the fees are very high. Therefore, if you have the ability to repay the loan on time, you should never overdue.

2. Bear the fancy collection of the platform.

Collection is generally divided into three stages: the first stage, just a few days overdue, the platform customer service mm softly and warmly reminds, telling you that you have been overdue, please repay on time; In the second stage, if it is overdue for a long time, the platform's customer service will seriously warn that it will face serious consequences if it is overdue; In the third stage, after a long time of overdue, the platform no longer persuades each other and begins to take practical action.

There are many kinds of practical actions, such as: the platform pushes your arrears information to your relatives and friends, so that you lose face in the circle of friends; The platform arranges special collection personnel to collect door-to-door, face-to-face communication and accounting. Of course, these are still relatively mild.

Some platforms outsource the collection and collect it by a specialized collection company, and the collection company that broke out some time ago is "violent collection", and I believe that borrowers are unwilling to encounter it.

Third, facing a national crisis of confidence.

Fourth, the People's Bank of China's credit report produces stains.

At present, most online lending platforms have not yet been connected to the credit information system of the People's Bank of China, but access to the credit information of the People's Bank of China has become an inevitable trend. In the future, if the online loan platform fails to repay the loan overdue, it will be recorded in the credit information system of the People's Bank of China in the same way as bank loans and credit card overdue, resulting in credit stains. If the previous consequences are just disgrace, then the stain on the credit will affect the actual life, if you want to buy a house, you can't get a loan, you can't get a mortgage if you want to buy a car, and so on.

5. The defendant goes to court.

After the loan is overdue for a long time or deliberately does not repay, and the amount exceeds 2,000, it can already constitute a crime of fraud, and there is a risk of being sued by the online loan platform in court. Once the court rules in favor of the online lending platform, the borrower will have to pay the litigation costs and huge fines of both parties in addition to the amount that needs to be repaid, and even face jail time.

What are the requirements for applying for a white cash card?

1. The borrower must be between the ages of 18 and 35.

2. The borrower is required to have a stable job and income**, and can provide proof of his or her own income.

3. The borrower is required to have no bad credit history.

I don't know, I borrowed 1100 overdue for 15 days, and I paid back 1342 I don't know if it will be on the credit history of the Bank of China.

Bank credit card processing needs to meet conditions: in most cases, citizens with full civil capacity (citizens over the age of 18 in Chinese mainland) and a certain direct economic ** can apply for a credit card from the card issuer; To apply for a credit card, you must have a regular occupation and a stable income**, and provide a guarantee to the bank. The forms of guarantee include individual guarantee, unit guarantee and individual fund guarantee.

There is no call ** to your family after the deadline.

I borrowed 1000 yuan and just overdue for a day, and said that I would charge 20 yuan a day or something, and the fucking Lao Tzu didn't pay him back, see how he is.

I'm over a year overdue. Initially threatened to call the police court for collection. It's been a year. Nothing. I'm taking out money online. More than a dozen loans are overdue, and there are more than 50** every day. After those three months, it was quiet.

1. Affect personal credit reporting.

The loans provided by the cash white card are all unsecured and unsecured pure credit loans, and if they are overdue, they will be subject to credit investigation. In other words, if the borrower fails to repay the loan on time, the cash card will report the borrower's non-performing loan information to the credit information system, which will have a very negative impact on the borrower's economy and daily life.

2. Overdue penalty interest.

According to the user, the cash white card borrows 1000 overdue for three months, and the interest is 20 a day, and the economic pressure brought by such a high overdue interest to the user is self-evident, so everyone is reminded to pay off the repayment amount within the agreed period to avoid adding additional financial burden.

3. Causing adverse life impacts.

At the same time, some people also reported that if the cash white card is overdue, its staff will call the contact person ** to collect the payment, which believes that there is an old saying that is very applicable, that is, the emergency does not help the poor. A white cash card is a small loan.

It is mainly used to solve the dilemma of tight funds and the need for temporary turnover, and users will be required to fill in the relevant contact information when taking out loans to enhance the security of loans. It is highly recommended that you should fully consider your ability to bear when taking out a loan, and do not cause the consequences of overdue repayment to bring adverse effects to yourself and your friends.

No, don't worry! Not protected by the law at all!

At the worst, he will go to jail and at worst freeze all his assets.

Hurry up and pay it back, it will be a credit report.

The amount of cash white card is not large, hurry up and pay it back, otherwise you will have to go to the credit report.

It is difficult to raise the amount, reduce the amount or block the card.