Do I need to call the police if I am fully responsible for the insurance in a car accident?

Then there is no need for it, and there is no need to call the police if the two parties reach a consensus in private.

So I hope you can pay attention to it, after all, this thing is very important to us. Only when all of us can really pay attention to it, can we reduce his influence and avoid some unnecessary accidents. So in order for us to have a better experience, we must take this issue seriously.

No, because all the responsibilities need to be borne by the other party, and we also need to pay some mental fees and so on.

Legal basis] Article 23 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability stipulates that compulsory insurance for motor vehicle traffic accident liability shall implement a uniform liability limit nationwide.

Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents.

Not need, dear.

If there is a traffic accident, there will be goods, if it is the full responsibility of the other party, and the traffic police have determined it, then you don't need to report your insurance company, because it has nothing to do with your insurance company.

No need. His insurance company will pay you some money, and you don't have to report your own insurance company, so it won't affect the next year's premium.

No, because the other party will compensate for all the costs, so you don't need to go through the insurance process, which can save time.

In the event of a car accident, the other party is fully responsible, and its own losses are compensated by the other party's insurance company within the scope of compulsory traffic insurance and commercial insurance.

What should I do if the other party is fully responsible but does not report to the insurance company after a car accident? If the other party is fully responsible and willing to compensate, then it doesn't matter whether he reports to the insurance company or not, as long as he can compensate for your losses, if the other party does not report the insurance and is not willing to compensate for your losses, then you can sue the owner with the liability determination issued by the traffic police department, so as to get the compensation you deserve.

Now there are more cars on the road, and some people do not obey the traffic rules when driving, at this time it is easy to have traffic accidents, so now most cars buy commercial insurance, in order to prevent the situation that they can not compensate in case of accidents, at this time commercial insurance is very important, vehicle insurance has two categories of compulsory traffic insurance and commercial insurance, compulsory traffic insurance must be purchased every year, it is illegal not to buy on the road, and commercial insurance is voluntarily purchased.

Because the current cars are generally more expensive, especially luxury cars, a slight bump may cost tens of thousands or even hundreds of thousands, if we do not buy commercial insurance, then if you are still fully responsible, then this money is a large amount, if there is commercial insurance, we can report to the insurance company, the insurance company will pay this part of the money, so I feel a bit too much when I buy commercial insurance, but it is still possible to really use it, I think there is no sense of security in the car without commercial insurance.

For example, the other party in the title is fully responsible but is unwilling to report insurance, or the loss is relatively small, the other party owner feels that there is no need to report insurance, because the premium will rise in the second year of insurance, or the loss is relatively large, the other party did not buy commercial insurance, but the insurance compulsory insurance will also pay, no matter what the case, since the traffic police sentenced the other party to full responsibility, the other party is to compensate for your losses whether to report the insurance or not, this he will definitely not be able to run away.

At this time, as long as you wait for the other party's compensation, if you don't have any liability, you can not report to the insurance company.

If the other party does not have insurance, then the other party can only ask for personal compensation. At this time, you can only let the other party pay out of their own pockets.

The police should be called in time, and after the police report, you should also wait for ** to determine the responsibility, and you can take pictures of the two cars that collided together to preserve the evidence.

In this case, you should negotiate with the other party, and if you can go private, it is better to go private, and let the other party compensate for the corresponding expenses.

After the accident occurs, it is necessary to report to the traffic police, and the traffic police will determine the responsibility, then it is still necessary to find the other party for compensation, if the other party does not compensate, you can sue the other party and the other party's insurance company as the defendant.

Yes, it is best to call the police as soon as possible, and the traffic accident team will issue a traffic accident liability determination.

After the traffic accident is not reported to the police, only the insurance company's liability is not legally valid, and the other party can report to the police with the accident ** by the traffic police department to divide the responsibility for the accident, and then negotiate the claim. After the traffic police determine the responsibility, the accident responsibility certificate will be issued. Then the insurance company will assess the damage, including determining the extent of damage and repair plan for your vehicle, as well as a general judgment and estimated plan for the other party's injury.

The car damage assessor and the personal injury assessor are generally not the same person, and you have to communicate separately.

Further information: 1. According to Article 73 of the Road Traffic Safety Law of the People's Republic of China, the public security organs.

The traffic management department shall, according to the traffic accident scene inquest, inspection, investigation and relevant inspection and appraisal conclusions, make a traffic accident identification letter in a timely manner.

As evidence to deal with traffic accidents. The traffic accident determination document shall clearly state the basic facts of the traffic accident, the causes and the responsibilities of the parties, and serve them on the parties.

Article 74 In the case of a dispute over compensation for damages caused by a traffic accident, the parties may request mediation by the traffic management department of the public security organ, or may directly file a civil lawsuit with the people's court.

After mediation by the traffic management department of the public security organ, the parties have not reached an agreement or mediation letter.

If they fail to perform after it takes effect, the parties may file a civil lawsuit in the people's court.

Second, the principle of the insurance company is that the vehicle can be repaired to the outside, and the internal parts can meet the corresponding national standards and be on the road normally and safely. After the damage assessment of the vehicle, you can ask the repair agency to arrange repairs, and you will be notified to pay for the car after the repair is completed. You pay the maintenance fee, the repair shop will issue you an invoice for the maintenance cost, and the strict point should also attach the maintenance items and replacement, the list of parts included in the maintenance file, you take the invoice to the insurance company for reimbursement, and the insurance company will pay the money to the vehicle insurer within a certain period of time (the vehicle policyholder can not be the owner, the insurance company can only send the money to the policyholder) on the bank card.

Some insurance companies have cooperation with the corresponding maintenance agencies, which will save you the step of advancing money to issue an invoice, and you can drive away after the car is repaired.

Introduction: Nowadays, many people driving irregularly will inevitably cause traffic accidents, so after a traffic accident, the other party is fully responsible, and they are not responsible, so do you still need to report to the insurance company? If the other party is fully responsible, then there is no need to report the case to the insurance company, and the third party liability insurance purchased by the other party will compensate for it.

And for traffic accidents that occur between different vehicles, the solution is also different. <>

After an accident, you should first call the police to get in touch with the police, because after a dispute between the two parties, if one party is injured, the other party is fully responsible, then there must be compensation or medical expenses sent to the hospital, etc., but at this time, the police need to come forward. After a traffic accident, the first thing you have to do is to find the police, and the police will call up the surveillance, and determine who is responsible for the first collapse according to the behavior of the two of you, and then ask the other party to give the other party a compensation, or medical expenses. <>

First of all, after the traffic accident, after determining that it is all the responsibility of the other party, then the other party is fully responsible, until the vehicle maintenance and property compensation, etc., all are responsible for the other party. If the other party does not allow it financially or has difficulties, you can report to the insurance company at this time and waive part of the funds. <>

A lot of people are driving in a way that is not regular. Some people choose to take a different lane instead of following their own lane, which makes it easy to get into accidents with other cars. There are dangerous cars in order to seize the traffic light for a few seconds to rush over, but I don't know that at this time there will be a car out of the workshop here, so it is easy to cause traffic accidents, and the most important thing when driving is not to drink, to do not drink while driving, do not drink and do not drive, such a good habit of standardizing the driving vehicle will be your safety, and will also be responsible for yourself and others.

It is recommended that you report to your own insurance company and communicate the damage assessment of the vehicle, if the other insurance company deals with it, it is equivalent to making a record.

No, you can discuss with the other party how to solve it, the other party needs to report to the insurance company, and the other party's insurance company will compensate you.

There is no need to report the accident to the insurance company, because the other party is fully responsible for the accident and needs to be compensated by the other party's insurance company, and the two parties can also reach a negotiation.

No, you don't. The other party is fully responsible, as long as the other party gives himself a reasonable compensation, there is no need to report the case to the insurance company.

No, you don't. This matter is the sole responsibility of the other party, as long as the other party solves it, you can notify the insurance company.

It is necessary to report to its own insurance company, and the loss of the vehicle will be repaired and compensated by its own insurance company; If the other party is fully responsible, the insurance company will use the principle of subrogation to claim compensation from the other insurance company or the car owner.

Post-accident treatment process:

1. Report the case. After the accident, the vehicles of all parties to the accident should be parked in place, keep the accident scene, and immediately report to the insurance company and the traffic police department;

2. On-site processing.

The traffic police department went to the scene to investigate and collect evidence, and temporarily seized the accident vehicle, the driver's "driver's license" and the accident vehicle's "driving license". Under normal circumstances, the accident insurance company investigators handled by the traffic police do not need to go to the scene to investigate.

3. Determination of responsibility.

The traffic police department shall make a judgment of responsibility according to the circumstances of the accident and deliver the "Letter of Responsibility" to all parties concerned; If the parties are not satisfied with the determination of responsibility for the accident, they shall submit a reconsideration to the traffic police department or file a lawsuit with the people's court within 15 days of receiving the "Determination of Responsibility".

Fourth, vehicle damage assessment and repair.

1. Send the vehicle to the damage assessment center and notify the insurance company at the same time to assess the damage in time;

2. Repair the car in the repair shop;

3. The owner picks up the car.

5. Submit documents for claim.

Pay the relevant fees, collect the claim information and submit it to the insurance company for the claim procedure.

6. Loss adjustment.

After receiving all the claim documents, the insurance company will make adjustments to determine the final payment amount.

7. Indemnification. Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello 3If the other party has insurance, and there is no dispute, and there is no personal injury, there is no need to report to your insurance company.

In the event of a traffic accident, the parties are fully responsible and the other party cannot take insurance.

When a traffic accident occurs, the owner must turn on the vehicle's hazard warning lights as soon as possible, and set up a hazard warning sign behind the car. The advantage of this is to prevent a rear-end collision with a vehicle behind you, so as to ensure the safety of the people in the car and the vehicle itself. In addition to setting up warning signs, it is necessary to take pictures of the scene of the accident for evidence, which is the evidence of the accident to the insurance company, and the method of taking pictures before moving the vehicle is mainly to avoid the owner not recognizing the problem.

Then fill in the corresponding accident rapid processing agreement, so that you can go to the damage assessment agency for vehicle damage assessment, so as to complete the corresponding maintenance and inspection work.

Stop the car as soon as it is safe to do so, turn off the engine (to avoid the car**) and turn on the emergency lights to make them shine; Immediately write down the license plate of the other person's car (pen and paper, or even a camera should be on hand at all times) in case the other person drives away after an accident. Never move the injured person unless they are in danger (e.g., fire, toxic leakage) as your movement may cause more damage. If the injured person is still breathing and bleeding is not much, no one else should do anything unless they really know how to care for the injured person. Do not give any food or drink to the injured person.

[Legal basis].Article 17 of the "Supreme People's Court's Interpretation on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases" The person obligated to compensate the victim for personal injury, all expenses incurred due to medical treatment, and the loss of income due to lost work, including medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, and necessary nutrition expenses. If the victim is disabled due to injury, the compensation obligor shall also compensate for the necessary expenses incurred by the victim due to the increase in living needs and the loss of income caused by the loss of the ability to work, including disability compensation, disability assistive device expenses, and living expenses for dependents, as well as the necessary expenses, nursing expenses, and follow-up expenses actually incurred due to nursing care and continuation. Where the victim dies, the compensation obligor shall, in addition to compensating the relevant expenses provided for in the first paragraph of this article on the basis of the circumstances of the rescue, also compensate for the funeral expenses, the living expenses of the dependents, the death compensation expenses, and other reasonable expenses such as transportation expenses, lodging expenses, and lost work expenses incurred by the victim's relatives in handling funeral matters.