Guarantor questions, request for help urgently

This is the most typical example of guarantee, here only three parties are involved, one is your friend, and then there is the credit union, you are the guarantor, and your unit, your friend's father has nothing to do with it, in this guarantee contract, if your friend cannot repay the loan when due, then you have to bear joint and several liability, and you will repay. If you still don't understand, you can think of it this way, if it weren't for you, the credit union wouldn't have given your friend a loan, so you're jointly and severally liable in this, so the credit union won't ask for repayment like the unit or his father.

But you have the right to ask your friend to pay you back the money you owe, that's between you, it's not related to the credit union, then you can ask him to pay it back, if he goes missing or dies unexpectedly, his heirs will be responsible for it, and you can also claim repayment from his father with his consent, or directly from his father.

As for what you said about his salary being managed by the unit, that is the relationship between him and the unit, and you have no right to ask for it, unless he comes back and pays back the credit union or pays you back.

Hope is clear, give, knock for so long.

1. The main contract you signed. Credit unions don't look for you, who do you look for? Didn't the credit union loan give you or credit the account in your name?

You say that you don't have to repay the loan, it's unrealistic. However, your friend, as the guarantor, should also bear the responsibility of guaranteeing.

2. After the court judgment takes effect, the credit union applies for compulsory enforcement, and your bank account may be frozen by the court, Article 219 of the Civil Procedure Law stipulates that the court enforcement should also retain the necessary living expenses of the person subject to enforcement and his dependents, so there is no need to worry about the salary for the time being, and it is not time yet.

3. The loan is an agreement between you and your friend, and has nothing to do with your friend's father, your friend has civil capacity, unless you have an agreement with his father, otherwise there is no basis for suing him, and the court will not accept it.

4. Does the credit union apply for property preservation? That is, to seize your house, freeze your savings or something?

5. Do you have an agreement with your friend?

6. The case can be delayed.

7. You might as well talk to your friend's father and see if you can convince him to pay back the money on his son's behalf.

Summary. Kiss, <>

Hello! We'd be glad to answer for you! Find a guarantor as follows: 1. Relatives and friends We have introduced above, generally looking for family members such as parents, brothers and sisters, and then looking for relatives such as aunts, uncles, cousins, cousins, and cousins.

2. If no one is willing to guarantee you, you can try to find a third-party agency to guarantee, there are many private companies to undertake similar business, the formal guarantee company has enough registered capital, meet the requirements of the business premises, have staff familiar with finance, hold legal procedures, can be a loan for individuals or small and medium-sized enterprises, the advantage is that it is convenient and fast, the pass rate is high, and the disadvantage is that the service fee is high. It is recommended that you keep your eyes open and choose a formal guarantee company. I hope mine is helpful to you!

<> how to find a guarantor.

Kiss, <>

Hello! We'd be glad to answer for you! Find a guarantor as follows: 1. Relatives and friends We have introduced above, generally looking for family members such as parents, brothers and sisters, and then looking for relatives such as aunts, uncles, cousins, cousins, and cousins.

2. If no one is willing to guarantee you, you can try to find a third-party agency to guarantee, there are many private companies to undertake similar business, the formal guarantee company has enough registered capital, in line with the requirements of the business premises, there are staff familiar with finance, and there are legal procedures for repentance and prudence, which can be used for individuals or small and medium-sized enterprises to dedicate loans, the advantage is that it is convenient and fast, the pass rate is high, and the disadvantage is that the service fee is high. It is recommended that you keep your eyes open and choose a formal guarantee company. I hope mine is helpful to you!

Kiss, <>

Hello! Article 394 of the Civil Code of the People's Republic of China: Where the debtor or a third party does not transfer the possession of the property and mortgages the property to the creditor in order to guarantee the performance of the debt, the debtor fails to perform the due debt or the parties agree to realize the mortgage right, and the creditor has the right to be repaid in priority for the property. The debtor or a third party provided for in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property provided for security is the mortgaged property.

I hope mine is helpful to you! <>

Summary. Hello, how to find a guarantor is as follows: Legally speaking, anyone can be a guarantor, as long as they are willing to sign the loan contract and promise to repay, so even if it is a stranger.

Only relatives and friends who know you well, or who are related by blood, are willing to vouch for you. <>

Hello, how to find a guarantor is as follows: Legally speaking, anyone can be the guarantor of the jujube, as long as you are willing to sign the loan contract and promise to repay, so you can sell the grind and dismantle even if you are a stranger. Only relatives and friends who know you well, or who are related by blood, are willing to vouch for you.

Are there any people who are willing to vouch for individuals?

Hello, in terms of credit and law, the following relationships and roles will have a greater chance of becoming a guarantor: 1. Relatives and friends, looking for family members such as parents, brothers and sisters. If you really can't do it, you can also have a very close relationship with your girlfriends or brothers, these people have a deep relationship with you and are very likely to vouch for you.

2. Guarantee company, if no one is willing to guarantee you, you can try to find a third-party agency to guarantee. A formal guarantee company has sufficient registered capital, a business premises that meet the requirements, a staff familiar with finance, and legal procedures to provide loans for individuals or small and medium-sized enterprises. <>

How to find a guarantee company.

Hello, you can check and filter on the Internet, you can also near your place of residence, open the map with keywords to find, you can also recommend the potato reform to you through the loan company, you can also be round, in the case of a large collapse, the loan company will introduce you more, and the probability of success will be great. <>

1.What is a guarantor.

A guarantor is a person who is willing to bear joint and several liability and fulfill the repayment obligation for the debtor in order to ensure the interests of creditors in the event of a debtor's default. Guarantors generally have corporate or personal guarantees, which can enhance the confidence of creditors and increase the success rate of loans.

2.Types of guarantors.

According to the different types of guarantees, guarantors are divided into real guarantors and legal guarantors. A real guarantor is a specific person who has the conditions for guarantee, while a legal guarantor is a person who should act as a guarantor according to the law.

3.How to find a guarantor.

Finding a guarantor is a complex task that requires many factors to consider. Here are some ways to do it::

Find a personal guarantor through social networks. You can post on social platforms stating that you need a guarantor and asking if anyone is willing to help you. Of course, it is important to determine whether the guarantor is reliable or not.

Take advantage of the resources of family, friends, and relatives. If someone in your family or friends is financially stable and in good standing, consider reaching out to them.

4.Things to look out for when choosing a guarantor.

When you are choosing a guarantor, you must consider the following:

Guarantor's assets and income. Choosing a guarantor with stability, good assets, and income can increase your loan success rate.

The guarantor's willingness and ability to repay. Choosing a guarantor who is willing and able to help you repay your loan can avoid unnecessary headaches.

5.Guarantor's Liability.

When the debtor is unable to fulfill the repayment obligation, the guarantor needs to bear joint and several liability. If the creditor recovers the debt from the guarantor, the guarantor must provide corresponding property or financial guarantees to protect the interests of the creditor.

6.How to protect the interests of the guarantor.

The guarantor also needs to protect its own interests when providing guarantee services to the debtor. Here are some possible ways:

The rights and obligations of both parties should be clearly stipulated in the security agreement to avoid unnecessary disputes.

The guarantor may require the creditor to conduct a credit investigation on the debtor to assess its repayment ability and credit history.

The guarantor may request a guarantee in the form of property or financial security to reduce its own risk.

7.Note for guarantors.

The guarantor needs to pay attention to the following matters when providing guarantee services:

Before providing guarantee services, it is important to understand the debtor's financial situation to ensure that it has the ability and willingness to repay.

When signing a security agreement, it is important to pay attention to the terms and details of the agreement to ensure that your interests are fully protected.

In an emergency, if doubts arise about the debtor's ability to repay, the guarantor should take timely measures and maintain communication.

8.Summary. Choosing a reliable guarantor can increase the success rate of a loan.

When choosing a guarantor, you should pay attention to factors such as the guarantor's creditworthiness, assets and income, willingness and ability to repay. When the guarantor provides guarantee services to the debtor, it should also protect its own interests and pay attention to the assessment of the debtor's credit history and repayment ability to avoid unnecessary losses.