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Go to the bank to open a monthly fixed deposit wealth management account, and every time you have to deposit a certain amount of money, it will be slightly better than the interest at maturity. Or you can deposit and withdraw the whole thing. The key to self-restraint depends on whether you are determined, and you will save money no matter what you do!
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Everything else is useless, the arbitrariness is too strong, and you can't restrain it, there is only one good way, if you have money, you can take out a loan to buy a house, and if you don't have money, you can take out a loan to buy a car, let the bank supervise you, it is more useful than anything, and you will get rid of this problem after a long time.
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You can try to buy financial insurance, so that you can save money and have an extra insurance, so I got one, which is very good.
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I'm used to exchanging RMB into other countries' currencies, so I can't spend it.
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Take the money you don't need to your girlfriend for safekeeping, and tell her that unless you have something very important, don't give it to you first.
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Believe me, you won't regret using Yue Bao to manage your finances!
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It depends on what you do, in fact, I give you the same, if you have money, you will spend it, and you can't save money, now in the factory, only send a living allowance every month, and then at the end of the year, once it is finished, the mobile phone can have a little money!
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Save the money for the death period and leave a living allowance on your body every day.
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Go out less, and even if you go out, you will have less money on you!
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Put it out of your sight
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Go to the bank to get a spiritual deposit and withdrawal.
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Stick to saving a little bit every month!
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Set yourself a goal.
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Make a ledger of planned spending.
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Survive and die or be handed over to parents for safekeeping.
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If you have money, you can't see it in your card, and you don't bother to go to the bank to withdraw it, so you won't spend it.
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I think it's enough to spend, because when you get old, you actually have a better sense of frugality, unless you spend more money when you're sick.
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If your annual salary is relatively high, then when you are old, you will completely do these flowers. After all, some people's incomes are relatively low, so even if they save money for 15 years, they will not be able to spend it for themselves. Aberdeen Lu.
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After 15 years, 100,000 yuan, you may spend it yourself in less than 10 years and it will be gone, which is a very likely problem.
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If you have money coming in every day, the money deposited in the bank will naturally not move. If you don't spend the 3,000 yuan, of course you can't spend the ......
You say you have thousands of dollars and you feel like you can't spend them all?
Some people can consume thousands of yuan and hundreds of yuan a day, some people consume dozens of yuan a day, and the elderly in rural areas only consume a few yuan a day, or even spend no money for a few days, and smoke home-grown tobacco.
You may be a thrifty person, especially now during the epidemic, you are struggling to earn money, you dare not spend money and do not dare to spend, as long as you can eat and not go hungry.
There is also the possibility that you have a salary, or a pension. You have a salary or a pension to spend, and you don't need to spend your money.
In short, in the matter of consumption, we must live within our means, keep the good tradition of thrift and thrift, and have a certain amount of savings without affecting our lives, so that we can always take out the money.
Each of us must have the spirit of diligence and thrift, and will not be extravagant and wasteful, and use limited money on the cutting edge.
Hehe, reluctant to spend.
You can't spend 3,000 yuan, it means that you have a higher income every month, or you have money every day, 3,000 yuan for a high-consumption person will be spent in one day, although everyone's consumption concept is different, but no matter how boring it is, if there is no income every day, you can see if you can spend it!
So now you have to re-determine whether it is a flower that you can't finish or don't want to spend!
That's an interesting question.
You only have a few thousand dollars in savings and you feel like you can't spend them all, why? I analyze the following reasons:
Yi Song Zheng, you are a very frugal person and never spend money indiscriminately, this is a good habit!
Second, you are a very stingy and stingy person, not only picking on yourself, but also not spending money on others.
Third, you are a rich second generation or an official second generation, you have so much money that you can't spend it all, and you don't have to worry about spending money yourself, so you don't care whether you save money or not, you feel that you can't spend it.
Fourth, you are a master of financial management, and you use money to make money, so you feel like you can't spend it all.
Fifth, your family's economic conditions are poor, and you are afraid of being poor and afraid to spend money, so you feel that you can't spend thousands of yuan in savings.
Sixth, in your dream, you feel that your thousands of yuan have been spent and come again, and you keep dropping money from the sky into your passbook or mouth empty cherry blossom bend bag, and you can't spend it all.
What else is the reason, I can't think of it, please other friends to help you think about it?
Don't you look at it and don't buy anything?
Because the city you live in is not expensive, right......And your desire to buy is also low. The most important point is that you don't have a girlfriend, right? [laughs] [laughs] [laughs].
Terrible! It's so sad to live. If you are a primary school student and have a deposit of a few thousand dollars, you must be reluctant, and you can definitely save it.
Because the family will buy you what you need, and there is no big project expenditure. If you are already an adult, with this deposit, it is estimated that you are the kind of person who is extremely picky.
You don't have the habit of spending money. I don't like 600 a month too much.
Earn more, spend more, don't earn money, don't spend money.
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Send the money to the family to manage, or save it for the death period, as long as you think that the money is gone, you won't want to spend it!
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Prepare a piggy bank by yourself, throw a coin into it first, and then slowly increase the denomination of the deposit, and finally get used to saving money.
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Apply for a bank card in your hometown, remember the account number, and then destroy the card, save money into the account every month, and if you want to replace the card, you can only make up for it by train back to your hometown.
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Get a bank card, don't use an ATM, and set up a few more obstacles for yourself every time you make a withdrawal.
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A piggy bank at home. It must only be able to put money. If you think you're enough, you can break the piggy bank.
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Managing money isn't just about money.
Multi-talent financial management system, many people are baibai now
There are such misconceptions.
How to manage money when you have few funds, and how to manage your money to suit yourself.
In the question, it is mentioned that how to manage 1000 yuan.
The first is security + accumulation.
protection, buy some accident insurance, life insurance. to deal with unexpected emergencies. The insurance mentioned here is not of a yield nature. Note.
Accumulation: You can do a small deposit and lump sum withdrawal in the bank to accumulate funds (here, you need to save 3 months of living expenses, make a demand deposit, as a daily expense) The second is accumulation.
Because many people don't believe in insurance now, the second type of accumulation is recommended to those who don't believe in insurance: you can make a small deposit in the bank to accumulate funds (here, you need to save 3 months of living expenses, make a demand deposit, as a daily expense) The third type: currency**.
There are a lot of currencies in the bank** The interest rate is higher than the fixed deposit in the bank, and it is best not to touch it if you do not know the relevant knowledge.
Increase revenue and reduce expenditure.
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It must have been pre-existed. All wealth needs to be accumulated primitively, from less to more. Now there are thousands, and when the time comes, they will definitely find a way to become ten thousand or ten thousand. Have faith that a trickle of the sea changes.
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The number of 1000 has to be deposited in the bank, and then add 2 zeros or 3 zeros to have a lot of options to consider.
After the founding of New China, the lives of the Chinese people gradually improved, and they gradually transitioned from food and clothing to a well-off society. Especially after the reform and opening up, with the rapid development of the economy, employment opportunities have generally increased, and there will be a surplus of money in people's hands. And where should this remaining money be placed? >>>More
1. The interest due on a bank fixed deposit within a cycle is the simple interest method, and the interest = principal interest rate deposit term; >>>More
Take a small dry cleaner of about 30 as an example to analyze how much money you can make a year by opening a dry cleaner. >>>More
At present, the one-year interest rate of Ping An Bank's fixed deposit is the one-year interest rate, and the three-year interest rate is one-year and three-year interest rate, and you can select "Lump Sum Deposit and Lump Withdrawal" through Ping An Pocket Bank APP-Finance-Deposit+.
1.The interest due is:
The principal amount is 100,000 * annual interest rate = interest 2,250 yuan. >>>More