Is the activity of exchanging points for money real, the whole process of points exchange scam

You mean, you know, there is such a thing as a scholarship event once a quarter, but it is very difficult. Please see the details.

You take a look at the following and apply for a scholarship:

Silver Pack, Gold Pack, Diamond Pack.

Applicants' level requirements: 1 Level 5 6 Level 10 Level 11 and above Scholarship amount (RMB) 200 1000 2000 Number of winners: 50 10 10 5.

Points Rising Index 2000 points 4000 points 8000 points The problem is required to be more than 10% More than 15% More than 25% is actually the requirement:

1) 1 Level 5, at least 2000 points within two weeks, the rate of more than 10% 2) 6 10 level, at least 4000 points within two weeks, the rate of 15% or more 3) 11 and above, at least 8000 points within two weeks, the rate of more than 25% to meet this requirement, can become a candidate, and then according to the number of scores, and then according to the number of places to be preferentially admitted! To be honest, it's hard to get, at least for me!

Yes, as long as you meet the requirements of knowing, you will be able to get it.

False, don't believe it, if you believe me, don't believe him, how can it make sense.

The whole process of points redemption** is as follows:

First of all, ** uses fake base stations to disguise the number as the operator's service account and send SMS with phishing ** to the victim. In order to confuse the public, the ** in the text message is often very similar to the official**.

After the bank card, password, and mobile phone verification code are defrauded, you can use online banking or mobile banking to steal the victim's credit card.

A family calendar that prevents points redemption**Method:

When you receive a message with a ** link in SMS and WeChat, you must pay attention to the identification, and do not believe in the points exchange information from unknown sources; For information that cannot be judged to be authentic, you can call the official customer service** for consultation.

Do not fill in your name, bank card, mobile phone number, password and other private information at will to prevent it from being used by people with intentions. Don't Trojans and unknown apps. If you find that you have been scammed, please call the police on 110 in time.

Summary. The redemption of points is **, and the exchange of cash is not real (take SMS as an example). There are many cases of SMS fraud of "exchanging points for cash", and ** a police reminder is issued.

SMS example: "Dear customer, if you have 5000 points in your bank account, you can redeem 5% cash, please log in to XX ** to inquire about the exchange." "The payment is made by China Construction Bank or Industrial and Commercial Bank of China, and the ** number is 95533 or 95588.

Internet fraud and mobile phone SMS fraud cases are showing a high incidence trend, and people will fall into the traps and traps set by ** if they are not careful.

Is it true that points are redeemed for things.

Dear customers, if you have 5,000 points in your account with our bank, you can exchange 5% of the cash, please log in to the *** to inquire about the exchange. "The payment is made by China Construction Bank or Industrial and Commercial Bank of China, and the ** number is 95533 or 95588. Internet fraud and mobile phone SMS fraud cases are showing a high incidence trend, and people will fall into the traps and traps set by ** if they are not careful.

Do you redeem points by SMS, it is recommended to be cautious. If it is a text message sent to you by a mobile operator (China Mobile, China Unicom Telecom) or major banks, it is not recommended to click directly to redeem points, you can install their official app to check whether there are points that can be redeemed, or go to the business hall for consultation. Be careful with links with viruses and don't click on them randomly.

Legal Analysis: It is illegal to exchange points for money. The security of redeeming cash and logging in with a credit card center can be discussed in the context of the credit card center:

1. **The exchange points are provided by the bank, and the verification code issued is used for the exchange of gifts, and there is no verification code for transfers. refusal to provide if it is an assignment; 2. Log in to the credit card app of each bank, and there is no transfer function; 3. The stolen credit card does not have to be swiped through WeChat, and must be bound to the cardholder's own WeChat.

Legal basis: Article 57 of the Civil Code of the People's Republic of China clearly stipulates the right of virtual property, according to this point of view, users of platform points** have the right to dispose of them (including exchange, trading, or financial value-added).

Points redemption is not necessarily **, but there are some ** who will use this method to defraud users of their money. Users need to be cautious when choosing a credible points redemption platform to avoid being deceived. As for whether the cash exchange is real and effective, it depends on the credibility and strength of the platform.

The points exchange services provided by some large e-commerce companies and financial institutions are generally reliable, and users can redeem them with confidence. However, if it is a newly opened small platform or a low-reputation platform, users need to be especially cautious to avoid being scammed.

Summary. Expand your knowledge: Mobile phone credit is a customer service specially launched by China Unicom to thank customers for their long-term support and love.

When you use Unicom business, you can get corresponding points according to your use of different businesses, and the points can be used to redeem communication and non-communication gifts provided by China Unicom and participate in point activities<>

Is it true that mobile points can be exchanged for gifts.

Hello, it is true that mobile phone points are exchanged for gifts, first of all, you must make sure that you are using a mobile number, and you can't redeem it with this method if you don't have a mobile number. The mobile number will be prompted when the mobile phone is turned on. It is confirmed that China Mobile can send the specified SMS code to 10658999 use points to redeem phone bills<>

Expand your knowledge: Mobile phone credit is a customer service specially launched by China Unicom to thank customers for their long-term support and love. When you use Unicom business, you can get corresponding points according to your use of different businesses, and the points can be used to redeem communication and non-communication gifts provided by China Unicom and participate in point activities<>

The pitfalls encountered in the redemption of points are: redemption conditions, redemption ratio, quality and reliability, expiration of points, and difficult exchange.

1. Redemption conditions: Some merchants will set some additional requirements, such as points must be used on a specific date or time, or the goods must be redeemed within a specific period of time due to limited inventory. This creates additional pressure and restrictions on how to redeem points for consumers.

2. Example of point exchange ratio: Some merchants can influence consumers' purchase decisions by changing the point exchange ratio. Some merchants may set a high redemption ratio, allowing consumers to abandon the choice of currency payment and choose to redeem directly with points.

3. Quality and reliability: Sometimes merchants will provide low-quality goods such as clearance**, obsolete products, and defective products to consumers with the same points**. Consumers should carefully consider the quality and reliability of these goods, carefully considering merchant reviews and other consumer experiences.

4. Expiration of points: Merchants can force consumers to use points faster by setting an expiration date, but if consumers cannot use points within the specified period, they will lose their original point value.

5. Difficult exchange: Some merchants will set up one or more difficult exchanges to attract consumers to buy a large number of goods or quickly increase their point consumption. These items may be attractive, but they are hard to come by, or consumers must accumulate a large number of points in a very short period of time to obtain them.

There may be some potential pitfalls for a merchant's redemption of points, depending on the specific merchant and their redemption policy. Here are some common pitfalls:

1.High threshold:Some merchants may have set very high points redemption thresholds, making it difficult for consumers to meet them. This allows them to keep customers buying in order to earn more points or extend the expiration date.

2.Restrictions:Merchants may restrict the redemption of certain goods or services, or offer only a limited amount of inventory.

This makes it difficult to redeem or require an additional fee to get the desired goods or services.

3.Time Limit:The merchant may require the consumer to complete the redemption of points within a certain period of time, otherwise the points will be invalidated.

This restriction can lead to consumers rushing to use points instead of redeeming them based on their actual needs.

4.Inflated discounts:Some merchants may create the illusion that it looks like a good deal by adjusting the price and then giving a large discount on points.

This practice can lead to consumers ending up paying more than they actually value**.

5.Points expire:The merchant may set a limit on the validity period of the points, so that the consumer must use the points within a certain amount of time, otherwise the points will be invalidated.

This approach can motivate consumers to make more frequent purchases to avoid wasted points.

In order to avoid pitfalls, consumers should carefully read the merchant's rules and policies before participating in the points redemption activity, and make a reasonable assessment of the actual price range value of the product or service.

To summarize some of the pitfalls you may encounter in the redemption of points: 1High redemption threshold:

Some points redemption systems set very high redemption thresholds, making it difficult for users to meet the requirements. For example, the points requirement is too large and needs to be accumulated over a long period of time to achieve. 2.

Restrictions on redeeming goods or services: Some points redemption systems can only redeem specific goods or services, and the options are limited. This limits the choice of consumers and prevents them from redeeming what they really need or are interested in.

3.Hidden fees or additional conditions: Some redemption events may charge users hidden fees or additional conditions.

For example, exchanging an item may require a specific handling fee, a delivery fee, or additional taxes. In addition, there may be other conditions that must be met before redemption can be made, such as requiring a specific purchase amount or completing the redemption within a specific time period. 4.

Expiration or expiration of points: Some points redemption systems have a system of expiration or expiration of points, and if the user does not use the points within the specified time, the points will be invalidated. This can lead to the user's hard-earned points being wasted.

5.Unreasonable Conversion Ratio: In some cases, the conversion ratio of redeemed points is unreasonable, resulting in the value of points being depreciated.

For example, the value of the item exchanged for a large number of points is much lower than the number of points actually spent. 6.Lack of transparency and disclosure:

Some points exchange systems lack transparency and are unclear about the disclosure of information such as redemption rules, product information, and points usage requirements, resulting in confusion or misunderstanding among users during the redemption process. 7.The redemption process is complex or cumbersome:

The redemption process of some points redemption systems is complex, and users fill in a large amount of information or go through multiple confirmation steps, which increases the inconvenience and time-consuming of users. In general, some common pitfalls in the redemption of points include high redemption thresholds, restrictions on redemption scope, hidden fees and additional conditions, expiration or invalidation of points, unreasonable conversion ratios, lack of transparency and cumbersome redemption processes, etc. Consumers need to be cautious and fully understand the relevant rules when participating in points redemption activities to avoid falling into these pitfalls.

If you are not careful, you will step on the pit, such as:

1.High thresholds: Some points redemption may have high thresholds, such as the need to accumulate a large number of points or reach a certain membership level in order to redeem. This makes point redemption difficult or impractical.

2.Limited goods or services: Sometimes, the choice of goods or services redeemed for points is limited and may not be in line with demand or interest. You'll find yourself with a lot of points, but you won't be able to find the redemption option you're looking for.

3.Time-limited redemptions: Some redemption events have a time limit that requires a certain period of time to complete the redemption process. If you don't pay attention to the deadline or fail to participate in time, you may miss the opportunity to redeem.

4.High shipping or handling fees: Some points redemption prizes may be subject to high delivery fees, which may significantly reduce the value of the redemption and require additional fees.

5.Opaque conditions: Some Hashima points redemption programs may have hidden terms and conditions.

These conditions may include additional restrictions, redemption rules, or validity period restrictions. For example, some prizes may be limited to a limited number and cannot be redeemed once they are exhausted. In addition, some offers may only be valid for a certain period of time, and if you miss the time, you will not be able to enjoy them.

7.Cumbersome redemption process: Sometimes the points redemption process can be quite cumbersome, requiring a lot of filling out ** or providing additional information, which consumes a lot of time and effort.

8.Reduced point value: Some merchants may reduce the value of points for a specific period of time or on a specific item, resulting in a lower value for the same number of points redeemed.

9.Hidden Additional Conditions: Some points redemption may have additional conditions that may not be obvious or overlooked. For example, some offers may require a specific location or be combined with other offers that may not be explicitly communicated.