On the Internet banking, what does it mean to invest in financial management and foreign exchange tr

Although you did not give, but I will also explain to you, foreign exchange treasure is a foreign exchange trading business launched by the Bank of China, it is characterized by the fact that you can buy up, you can sell down, 24 hours a day trading t + o trading, that is, buy and sell at any time, close the position at any time, from Monday morning 5 o'clock to Saturday morning 3 o'clock **, characterized by relatively high capital security, the disadvantage is that there is no leverage, so it is only suitable for customers with a larger principal, it is similar to online foreign exchange margin trading, but foreign exchange margin has leverage, so the risk is large, High yields! Foreign exchange margin funds to hit abroad, there are also risks in terms of capital security, so if you have a lot of money, it is recommended to open the Bank of China's foreign exchange treasure business, and open a foreign exchange margin account with less funds!

Forex treasure is a way for individuals to buy and sell foreign exchange. It refers to the business of converting one foreign currency into another foreign currency in order to avoid exchange rate risks, obtain higher returns, or meet the actual payment needs of different foreign currencies.

It is a real foreign exchange, through which you can achieve direct currency swaps of US dollars, Chinese yuan, Australian dollars, British pounds, euros, Swiss francs, Canadian dollars, and other currencies, which is also an investment method.

It's just that this one is not as convenient as other foreign exchange, and there is a kind of foreign exchange that is traded 24 hours a day!! I have a friend who knows better, and I'll help you ask when I get back!!

It's just that you haven't opened online banking and can't trade

You may not have opened an online banking bar.

It should be an ordinary financial platform, if you want to manage money, I recommend Xicai, it feels very good to have friends around you to invest there.

"Foreign exchange treasure" business, also known as personal foreign exchange trading (real) transaction, is an exchange between different foreign exchange currencies by individual customers through bank counters, self-service machines and online banking within the trading hours specified by Bank of Communications, and at the same time complete the delivery of funds. Forex trading requires the corresponding foreign currency to be able to trade. The currencies of individual foreign exchange trading transactions are the foreign currency savings currencies of the Bank of Communications' foreign exchange treasure, which are currently US dollars, Japanese yen, Hong Kong dollars, British pounds, euros, Swiss francs, Canadian dollars and Australian dollars.

Individuals who can trade through online banking need to open the foreign exchange treasure trading function first, and the specific process is as follows: Log in to online banking and click: "Financial Services - Business Opening" to open foreign exchange treasure business.

After that, click on Investment and Wealth Management - Foreign Exchange Trading on the online banking, and after selecting the currency, the page will display: timely trading, profit listing, etc., and you can choose the way to operate.

Open Bank of Communications online banking and you can use it.

In addition to cash business, online banking can handle other services such as transfer, remittance, payment of utility bills, loan repayment, account details inquiry, etc.

Very simple. It's online banking!! As long as you open online banking, you can handle everything you need to go to the bank at home without leaving home!!

Online Banking: Internet Banking.

A means of payment that can be used to pay for your online purchases.

Online banking is a means by which you want to conduct cash transactions online.

You can buy foreign currency to increase your income, or you can entrust a professional financial institution to invest in financial management.

Generally, there is a specified period of time (such as three months, one year, two years, etc.), and the wealth management products must be withdrawn and reinvested when they expire, and cannot be automatically redeposited according to the original period as the bank does on a regular basis. Hope it helps.

1. Deposit in the bank to eat interest

Foreign currency deposits in banks can also be used to secure interest, but the interest rates on deposits vary greatly from one foreign currency to another. For example, saving yen is almost equivalent to "saving for nothing", which is like lending money to a bank for free, while depositing high-interest currencies such as Australian dollars has an annual interest rate of more than 3%. If you have foreign currency on hand and don't want to use it for a long time, you may wish to go to the bank to look at the interest rate table, and choose which foreign currency has the highest interest rate on the table.

2. Buy foreign exchange wealth management products

Since the second half of last year, many foreign exchange wealth management products with structured deposits have sprung up in Shanghai. Most of these structured deposits are linked to the changes in the exchange rate, interest rate, bond and other systems in the international financial market, and the bank trades in the international market through the use of financial derivatives such as options and swaps, and investors can obtain higher foreign exchange investment income than the bank interest rate under the premise of assuming moderate risks, and the annual return is mostly between 2% and 3%.

In the macro context of the steady rise in interest rates of the US dollar, investors are more inclined to buy such foreign exchange wealth management products, but they should pay attention to the following factors: investment time limit, whether the principal is risky, whether the income is guaranteed, the income-linked object, which party has the right to suspend in advance, etc.

3. Speculate on "foreign exchange treasures".

Like other investments, the income of speculating on "foreign exchange treasure" also comes from "selling high and buying low", but the object of "foreign exchange treasure" is the exchange rate change difference between different currencies. To participate in the "foreign exchange treasure" transaction, investors must have a foreign exchange or foreign currency, and after signing the contract with the relevant bank, they can use over-the-counter trading, ** trading, online trading, and even mobile phone trading to speculate. The transaction "thresholds" set by banks vary greatly, from as low as US$10 or other foreign currency equivalent for CCB Shanghai Branch, to US$100 for China Merchants Bank.

The characteristics of speculating on "foreign exchange treasure" are distinctive: the trading method is T+0, which is completed when buying and selling, and investors can conduct multiple transactions a day; Most of the trading hours are open 24 hours a day from Monday morning to Saturday morning, and are linked with foreign exchange markets such as Tokyo, London, and New York; There are various trading methods, such as real-time buying and selling, pending orders (commonly known as "hanging baskets") and so on.

Fourth, foreign exchange options trading

Also known as "option treasure", it is a foreign exchange investment method that has emerged in recent years, generally referring to a foreign exchange trading transaction carried out by investors as a buyer of options, paying a certain percentage of option premium to the bank, in accordance with the date, currency, amount and ** agreed with the bank in advance. Compared with "foreign exchange treasure", foreign exchange options trading is more flexible, investors can buy up or down, and there is more room for profit. If the investor's previous judgment is wrong and the market is **lower than agreed** on the expiration date of the option, he may choose not to trade, but will lose a premium.

Foreign exchange options are more suitable for those veterans of foreign exchange speculation, because they have more knowledge and experience in foreign exchange speculation, and have a stronger ability to guess the trend of exchange rates.