What are the changes in social security this year, and what are the changes in social security?

The former company and the current company are all in the same city.

Legal analysis: There are changes in social security in 2021: 1. The pension method has changed.

In the past, to receive a pension, you had to go to the bank with a passbook to receive it. Starting in 2021, pensions can be received through a social security card. The new card has a financial account and a social security account, and the social security account has the function of medical insurance reimbursement The financial account can be deposited, withdrawn, transferred, and can also receive pensions.

2. "Five insurances" become "four insurances". The "five insurances" of social insurance are endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance. Starting from 2021, maternity insurance and medical insurance will be merged, and the "five insurances" will become "four insurances".

However, the pension insurance has added a new "long-term care insurance" to provide corresponding financial compensation for the elderly who cannot take care of themselves and need long-term care to reduce the pressure on their children. 3. The insurance card of the social insurance is "shared" by one family. The social security card can be "bound" to family members (including spouses, parents, and children), and when the cost of family visits to the hospital exceeds a certain amount, family members can use their social security card to pay for personal medical services, such as outpatient, hospitalization, physical examination, and medicine.

4. The transfer of pension insurance can be handled. In the past, when it came to social security contributions, many people changed their subscribers and gave up their contributions because of the change of place of work. At present, the transfer business related to pension insurance does not require paper materials and certificates, and can be transferred through the national social insurance public service platform.

5. Cancel the one-time surcharge of endowment insurance. After 15 years of social security contributions, you can receive a pension when you reach retirement age. As a result, many people choose to chase once so as not to interrupt the payment.

Now the one-time cancellation of the pension insurance for urban workers, only those who meet certain conditions can make a one-time supplementary payment. It is recommended to pay attention to the continuity of social security and not to break the insurance easily. 6. General outpatient medical expenses can also be reimbursed.

In the past, medical insurance for urban and rural residents could only reimburse hospitalization expenses, but outpatient expenses could not be reimbursed, and they had to pay for themselves. Starting from 2021, all general outpatient medical expenses will be included in the overall reimbursement scope, with a minimum reimbursement of 50%, which greatly reduces the financial burden of residents and helps everyone truly save medical expenses.

Legal basis: Social Insurance Law of the People's Republic of China

Article 1: This Law is formulated on the basis of the Constitution so as to regulate social insurance relations, to preserve the lawful rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, to enable citizens to share the fruits of development, and to promote social harmony and stability.

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 3 The social insurance system adheres to the principle of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.

Legal analysis: No matter how the social security fee is paid, it must be reported within the fixed social security payment base. According to the provisions of the adjustment of the social security base in Hangzhou in 2021, the minimum payment base is 3,322 yuan, and the maximum payment base is 17,881 yuan.

Depending on the choice of contribution base, the monthly social security cost will be different.

Legal basis

Hangzhou's current pension and medical security measures stipulate that when calculating the base of employees' insurance contributions, if the average annual salary of employees is lower than 60% of the average monthly salary of on-the-job employees in the province in the previous year, 60% shall be included in 300%, and 300% shall be included. In 2015, the average annual wage standard of on-the-job workers in Zhejiang Province rose to 51,719 yuan, therefore, the minimum payment base of social insurance for employees in our district in 2016 was adjusted to 2,586 yuan, compared with last year's yuan. After the new payment base is generated, in mid-July, the social security center will collect or refund the difference between January and May this year.

In addition, in order to effectively reduce the burden on enterprises and promote the sustainable and healthy development of the real economy, according to the relevant deployment of the superiors, combined with the actual situation of the district, under the premise of ensuring that social insurance benefits are paid on time and in full, and that social insurance is running regularly, our district will temporarily reduce the social insurance premiums of some insurance types for enterprises in Xiao.

In fact, the relevant policies of China's social security will make certain adjustments every year, and most of these adjustments are for pensions. With a series of adjustments, China has experienced 17 consecutive years of pension status.

It can be seen from this year's adjustment policy that the pension will still be raised.

In fact, the social security payment is determined by the average salary or average income of each person in the previous year, and at the same time, the price rise and fall of the previous year and the cost of living will be taken into account.

Adjustments made in terms of "pensions": with the pension **, the minimum contribution base will also follow**. For example, for example, in this year's policy, the pension will be 200 yuan, so the minimum payment base will be about 50 yuan.

As far as this year's situation is concerned, the increase in pensions means that the minimum payment base should also be **, which is not out of nowhere, in some areas of our country, has begun to be implemented.

For example, in January this year, Jiangsu Province has adjusted the minimum payment base of endowment insurance to 4,250 yuan, which is higher than last year. Although other provinces have not yet begun to implement it, it is certain that under the command of the general direction of the country, other provinces will make relevant adjustments one after another.

Adjustments made by the waiters in terms of the social security payment mechanism: It is precisely because of this change in the minimum payment base that it may be a little disadvantageous for some people who participate in social security, after all, the area benefiting from such adjustments is relatively large. If your salary does not rise, but the social security contributions you need to pay are increasing, then the corresponding monthly income will also decrease.

Our country's social security follows the principle of "pay more, get more, and the longer you pay, the more you get." ". However, there are certain problems, for example, the incentive mechanism for overpaying is not perfect, which leads to the fact that most people do not continue to pay as long as they pay enough money and the time meets the specified number of years.

Adjustment of the disadvantages of electronic social security cards: up to now, the number of insured people in China has reached more than one billion, accounting for more than seventy percent of China's total population, but the actual number of insured people is not so much, because some of them have handled electronic social security cards, and after Alipay or WeChat received the electronic social security card activation, they did not actually pay social security fees, or they did not continue to pay after paying.

According to scientific statistics, there are now nearly 50 million people in our country who have the above two situations. Most of the reasons for this are due to some economic reasons. Therefore, some adjustments will be made to the electronic social security card in the future to encourage more people to pay social security.