How to register a personal finance studio, and what is the minimum registered capital of the financi

This is the same as starting a company, go to the industrial and commercial bureau to register, and carry out the relevant steps.

Wealth management studio refers to the use of scientific methods and specific procedures for customers to develop practical and operable plans including cash planning, consumer expenditure planning, education planning, risk management and insurance planning, tax planning, investment planning, retirement planning, property distribution and inheritance planning, etc., so that customers can continuously improve the quality of life, and ultimately achieve lifelong financial security, autonomy and freedom.

Wealth management offices need professional institutions to provide services, and Youmai has rich practical experience. After years of practice and exploration, Youmai has summed up a set of successful models to support the development of family offices in China, and has formed a high-end circle network: Youmai Family Office Alliance and Family Office Alliance.

So far, Youmai has served more than 50 family offices, providing investment advice and solutions of more than 10 billion yuan, and has become an industry leader in the field of family office services in China.

The minimum registered capital of the wealth management studio is 10 million yuan, and the establishment of the wealth management studio also needs to meet the following conditions:

The China Banking Regulatory Commission (CBRC) issued the "Guidelines for the Operation of Investment Trust Business of Trust Companies".

The third-party consultant hired by the trust company shall meet the following conditions:

1) A company or partnership established in accordance with the law, and there is no record of major violations of laws and regulations.

2) The paid-in capital shall not be less than RMB 10 million.

3) Have a qualified investment management and research team, and the main members of the team have passed the qualification examination and have no less than 3 years of experience

years, and has a good reputation in the industry, no bad business records, and has traceable investment management performance certificates.

4) Have a sound business management system, risk control system, and a standardized back-end management system and business process.

5) Have a fixed place of business and software and hardware facilities suitable for the business they are engaged in.

6) There is no affiliation with the trust company.

7) Other conditions stipulated by the China Banking Regulatory Commission.

If you fail to meet this standard, you can't register an "investment management company", but you can't cooperate with a trust company.

If you don't raise money from others, there is no need to set up an investment management company.

If you need to raise other people's money, the current legal fundraising channel should only be the sunshine private placement model of grafting trust.

Trust companies have a large number of ** investment projects, which basically operate by hiring the above-mentioned "third-party investment consultants" to issue investment recommendations. That is, the trust company acts as a legal platform to raise funds, and the investment consultant actually conducts investment management. The above standards are the minimum hard and fast standards.

Depending on the qualifications of the investment adviser, the investment strategy and direction, the history of cooperation with the trust company, and the ability of marketing channels, the structure of the product will be different. If it is only an investment management company with a capital of 10 million yuan and two or three people, it will generally adopt a structured trust product design, and the investment adviser himself will serve as the subordinate. For example, products that mainly invest in the secondary market are preferred:

The subordinate ratio is not higher than 3:1 structure, set the early warning line to close the position, the net value falls below the warning line to the secondary to take out money to make up the position, and the fall of the liquidation line will be directly closed to ensure the priority of the income. To put it bluntly, the secondary is the use of leverage to leverage a larger circle of money**.

Legal analysis: Private individuals can register wealth management companies, and the registration conditions for individual investment companies are that the registered capital must be in place at one time, and the capital contribution cannot be made in installments. An investment company is a type of financial intermediary that pools the money of individual investors and invests it in a multitude of ** or other assets.

"Concentrate assets and send friends to Hu" is the core meaning behind the ** investment company. In the ** portfolio established by the investment company, each investor has the right to claim the asset portfolio in proportion to the investment amount.

Legal basis: Company Law of the People's Republic of China Article 26 The registered capital of a limited liability company shall be the amount of capital contribution subscribed by all shareholders registered with the company registration authority.

Where laws, administrative regulations and decisions have other provisions on the paid-in registered capital and the minimum amount of registered capital of a limited liability company, such provisions shall prevail.

This kind of company is relatively easy to register, and it is a general company registration process, just go directly to the industrial and commercial bureau for registration, and the registered capital is generally not much.

Wealth management links. Set it aside.

Alternate links.

As long as you hold the real estate certificate or housing lease contract of your business location to apply to the Industrial and Commercial Bureau, for the housing in the residential area can not be used for business purposes, the regulations are different from place to place, some can, now there are many shops in the residential area, you and the people of the Industrial and Commercial Bureau have a good talk. After handling the business license, go to the tax bureau for tax registration, and the online business must be filed in the Internet information management center on the Internet, and it generally takes a month to handle the business license and tax registration, and there is a shortcut, which is to go to the local comprehensive service hall to handle it, which is much faster.

Where are you? I also want to do it, so I can talk about it.

Financial freedom has two implications: an individual's family is financially independent, secure, and has the ability to consistently achieve an annual cash flow that is much greater than the individual's total annual household expenditure.

The Wealth Management Studio is an office space set up by professional financial planners to provide financial planning services to customers. In the wealth management studio, you can communicate with professional financial planners, so as to obtain professional guidance and advice on investment, insurance, taxation and pension, property distribution and inheritance, as well as comprehensive estate planning reports.

Wealth management studio refers to the use of scientific methods and specific procedures for customers to develop practical and operable plans including cash planning, consumer expenditure planning, education planning, risk management and insurance planning, tax planning, investment planning, retirement planning, property distribution and inheritance planning, etc., so that customers can continuously improve the quality of life, and ultimately achieve lifelong financial security, autonomy and freedom.