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You don't have to go to the bank to open online banking, you can open it online, but you can only have the function of checking the balance when you open it online, and the detailed process of the two opening methods is described below
1. Open online (take Agricultural Bank of China as an example).
2. Click "Personal Internet Banking Login" on the left.
3. Enter the personal online banking login interface, click"Self-service registration"。
4. Fill in the real personal information according to the requirements of the self-service registration interface.
5. Click Next, set the user information, and you will successfully open online banking.
2. Bring your bank card and ID card to the local branch of the issuing bank to sign a contract and open online banking. If your bank card has a wealth management function, you can also sign a contract to open the online banking function.
The characteristics of online banking are that customers can access online banking all over the world through the Internet to process transactions as long as they have a password, and the advantages of online banking are reflected in the following points compared with traditional banking business
1) Greatly reduce the operating costs of the bank and effectively improve the profitability of the bank. The establishment of network i two banking business, mainly using public network resources does not need to set up physical branches or business outlets, reduces the use of personnel, and improves the efficiency of the bank's back-office system.
2) There is no time and space limitation, which is conducive to expanding the customer base. Online banking breaks the geographical and time restrictions of traditional banking business, and has the characteristics of 3A, that is, it can provide customers with financial services at any time (anytime), anywhere (anywhere), and in any way (anyhow), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profits**.
3) It is conducive to service innovation and provides customers with a variety of personalized services. The sale of financial products such as insurance, ** and ** through bank outlets is often greatly restricted, mainly due to the difficulty of general business outlets to provide customers with detailed and low-cost information consulting services.
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There are two ways to open online banking:
First, in the bank's official website self-service Ludong online banking, this way most of the bank's function is to check the account balance and transaction records or something, can not be used for online transfer or remittance, but there are also individual banks can make small transfers, such as: China Construction Bank seems to be 500 yuan, please check the official website information of China Construction Bank.
Second, bring your ID card and bank card to the counter of the bank outlets to open, get the number plate of the online banking, so that you can handle it directly, almost no need to queue, get the license plate to find the lobby manager, fill in ** and copy the copy of the ID card and bank card (free), this way you can handle the U shield and password card, if there is a personal computer, handle the U shield, the security factor is higher, the U shield is generally 60 yuan, but now the basic banks are discounted, are 20 to 30 yuan, It seems that the Agricultural Bank of China and the Bank of China often engage in activities to open online banking for free and give them away for free.
Online banking is now a necessary function for everyone's life, so for the convenience of the future, you can open it as soon as possible.
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Bring your ID card and bank card to the bank counter to fill out the form.
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Register first and then bring your ID card to the bank to fill in**
Steps to open online banking: (It is recommended that you use kbao directly, do not use dynamic password cards) 1. Take your ID card and bank card to the Agricultural Bank of China outlets to handle online banking registration business; 2. If it is a new K treasure (as long as it is not Huada, Tiananxin), directly insert K treasure into the computer, and the client software can be automatically installed; If it is Huada K Bao, it will land on the Agricultural Bank of China**. >>>More
If you just open online banking, it is free.
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