How about choosing to sell Xinhua Insurance?

If you are interested, you can take a look.

It is not enough to buy insurance just to look at the insurance company, but also to pay attention to the product itself, to distinguish whether the product can meet your needs. You can refer to the following Xinhua Insurance product analysis data to see if it can help you.

Xinhua Insurance Company has deep strength and strong claim settlement ability, and is a large company with a long brand. The better types of insurance that this company does include life insurance, critical illness insurance and annuity insurance.

The quality of the product is the most powerful basis for judging the quality of a company. The company's products are not worth it except for some high, and there are a few products that don't buy, some are not worth it. Let's get an in-depth understanding of this company by analyzing the company's more popular critical illness insurance:

HealthCare C1 is a single-payout critical illness insurance that provides the following benefits:

As can be seen from the figure, the Healthy C1 has the following advantages:

1. As long as you are unfortunately diagnosed with a critical illness or passed away in the first 10 years, New China Insurance Company will give you an additional 20% of the basic sum assured.

2. An additional 20% can also be paid for 6 specific critical diseases, such as brain cancer, pancreatic cancer, and leukemia.

There are still some things that need to be improved in this product:

1. The cost performance is not high: the guarantee is average, and the ** is expensive. The premium of 10,000 yuan can be the insurance premium of some families**.

2. The amount of compensation for mild illness is somewhat small, and the current general amount of compensation for mild illness is 30%. With a premium of more than 10,000 yuan, only 20% of the claim amount for mild illness is bought, which is really not cost-effective.

It is advisable to look before purchasing critical illness insurance. Hope!

I think so, it's better to choose peace! Ping An encompasses a lot of business. Auto Insurance, Life Insurance, Credit Card Loans, **Account Opening** Investment. You can go.

How about choosing to sell Xinhua Insurance? It's so tangled.

Ping An's advertising fees come from every customer, and Ping An's account management fees are clearly known to several people.

The insurance industry is currently like that in China, there is nothing special, it is all based on personal connections to sell, and it is not easy to rely entirely on individuals.

Xueba talks about insurance, focusing on insurance evaluation! Before talking about Xinhua Insurance Company in detail, you can understand the basic situation of domestic insurance companies by reading this **:"Comparison Table of 136 Popular Critical Illness Insurance in China".

Xinhua has a good reputation as an insurance company in China, and it is an old and large company. The company mainly sells critical illness insurance, life insurance, annuity insurance and other types of insurance products.

The quality of the product is the most powerful basis for judging the quality of a company. The insurance products that Xinhua is selling are not too problematic except for individual products. For example, their family's more popular critical illness insurance - Health Carefree C1

Healthy Care C1 is a critical illness insurance that can only be purchased by adults, and it is a single payout, with the following benefits:

As can be seen from the figure, the Healthy C1 has the following advantages:

1. If you are unfortunately diagnosed with a critical illness or die in the first 10 years, you can get an additional benefit of 20% of the basic sum assured.

2. If you are unfortunate enough to have one of the 6 specific critical illnesses within the specified range, you can get an additional 20% benefit from the insurance company.

However, there are still some problems with it

1. **More expensive than other products, and there are not too many attractive points. It costs more than 10,000 yuan to buy a single single-claim critical illness insurance, which is not acceptable to every family.

2. At present, the compensation ratio for mild diseases on the market is 30%. In the compensation for mild diseases, the compensation ratio of this product is much lower than the average level in the market. The payout amount for mild illness of this product is only 20% of the basic sum insured, which is honest, not worth it.

Here's a list of critical illness insurance products that aren't worth buying, so if you're interested, check them outTop 10 [Not Worth Buying] Critical Illness Insurance! 》

Of course.

Founded in August 1996, New China Life Insurance Co., Ltd. is a large national insurance company. Headquartered in Beijing, the company has 34 provincial branches, 181 central branches, 15 branches and 1018 marketing service departments across the country, and has built an institutional network covering almost all provinces, municipalities and autonomous regions in the country, and continues to extend to suburban counties. The company has more than 270,000 internal and external employees.

The product system covers traditional protection products, dividend products, and universal and investment-linked products with strong financial management functions. As of the end of December 2008, the total assets of Xinhua Insurance exceeded 160 billion yuan. At present, New China Insurance is actively building a comprehensive service platform, which will provide customers with comprehensive and high-quality risk protection and investment and wealth management services in a broader field.

The dividends of insurance companies are based on the profitability of each insurance company, which is dispensable and has obvious uncertainties.

The principle of purchasing insurance is based on social insurance, and it is better to add appropriate commercial insurance as a supplement.

The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.

For each of us, we should consider health insurance. Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.

Therefore, you must first consider medical insurance, whether it is commercial insurance or social insurance, and then consider other insurance products, so that it makes sense. If you are not healthy, it is impractical to have more pension insurance.

It is recommended that you first purchase the social security launched by the state (preferably if the unit comes forward to purchase it), including cooperative medical insurance, and then consider commercial insurance as a supplement.

Here, I know that in this industry, there are three recognized sentences that say this: "brand in life", "Ping An talents" and "Xinhua products".

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally a lifelong contract, and you can become lifelong happiness if you buy it well, otherwise it will have a great impact.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

4) Buy insurance first adults and then children, if adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is adults who pay for children.

The claim is too slow, the critical illness claim is more than 20 days to wait, the national customer service and the local insurance company's landline are not easy to get through, no one answers**, I called for two days.

Xinhua Insurance is a garbage company, specializing in deception, a lot of contract traps of garbage companies, my mother bought insurance in the company for ten years, pay more than 2,800 yuan a year, and surrendered the insurance at the end of ten years to receive more than 22,000, ten years of interest is gone, and a few thousand yuan has been deducted, you garbage platform, I hope you don't believe it.

That's not easy to do, it is recommended that if you want to do it, come to Life Life, because it turns out that many people in Xinhua Life Insurance have jumped directly to Life Life, and there is information about this on the Internet.

The business processing is too slow, and it takes more than 4 hours for ten people and two counters.

The insurance industry is becoming more and more regulated. Not have a bachelor's degree or above, and do not graduate from insurance. I won't be in an insurance company anymore.

There are too many unprofessional salesmen. Now it's clearing. Law-abiding, misleading salesmen will purge the insurance community.

And take legal responsibility! and hefty fines.

Hello, the upstairs friend bought the insurance in the bank was originally a dividend insurance, according to the term of the contract to withdraw money is definitely more cost-effective than the bank, early withdrawal must not be worth the loss, you have to look at the cash value on the contract, I bought double happiness in the bank 6 years ago, pay 5 years have been paid, and then put 5 years, don't care about it. My child was born and bought auspicious supreme with hospitalization medical treatment, critical illness, accident, 20 years, my child was hospitalized and reported insurance, very good. I bought a health care c, pay for 20 years, and protect my health and critical illness for life.

Everyone's risk cannot be calculated accurately, nor can it be calculated with money. It can only be said that the bank's clerk is unprofessional and has not explained to you clearly, if you want to buy it, you can find a life insurance person, you must read the contract clearly, and then there is a 10-day depression period after signing the contract.

Credible or credible, after all, it is a large state-owned insurance company.

CCTV**Xinhua Insurance's bancassurance product is just a ** object, in fact, the bancassurance products that you want to sell in the bank are almost the same, there is no difference.

Whether to buy an insurance product or not, one is to look at the company, but the most important thing is to see whether it is suitable for you. In fact, the current bancassurance insurance is still suitable for some people to buy, but the salesperson misleadingly sells the product that is not suitable for the customer to the customer for the sake of their own commission benefits, which of course will make many people dissatisfied and feel deceived.

Are you going to buy insurance or do you're going to have insurance. If you want to do insurance, let me tell you, Xinhua Insurance is good. The product is good, the space is large, and it is promising. If you want to buy it, it's even more fine. But the key is to choose the right product for you, and the right one is the best.

In fact, all bancassurance products are similar, the payment period and the protection period are very short, so don't have too much expectations for the benefits, buying insurance is to buy a protection, with a little meager interest in exchange for a few years of health and peace, why not? The insurance company has settled many cases, brought protection to thousands of families, and let them see hope in life in the crisis! Why not report so much positive news?

That's why China's insurance is also developing slowly! Xinhua is a large state-owned listed company, so what do we have to doubt about such a company? A small number of salesmen are too poor to mislead customers, which is in all companies, so we must carefully read the terms of insurance, and use the terms as the basis for future claims.

Please have confidence in your family's insurance policy, which is the guarantee of your family's future happy life, when the risk comes, it is an umbrella in the rain and charcoal in the snow, and it is the icing on the cake when the risk is safe.

The reputation of Xinhua Insurance is okay, and among its insurance products, the period-paid dividend products rank first in the country, especially the period-paid bancassurance dividend products.

Other commercial insurance products cannot be compared with Chinese Life, Pacific Insurance, and Ping An Insurance.

It depends on what kind of insurance you want to insure, the reputation of the insurance company has little to do with the insurance product, and there is no good or bad insurance, and the one that suits you is the best.

Founded in September 1996 and headquartered in Beijing, New China Life Insurance Co., Ltd. (hereinafter referred to as "Xinhua Insurance") is a large-scale life insurance company. New China Insurance has an in-depth understanding of the different protection needs at different stages of life, embodies the principle of "creating value for customers", and forms the distinctive characteristics of New China Insurance's products. In response to the different needs of customers, New China Insurance has established a comprehensive product system, covering traditional protection products and new life insurance products, which can meet the needs of customers of all ages in accident injury, medical treatment, pension, children's education, family financial management, etc.

Xinhua Insurance is not bad, but the product must be selected well.

It's very bad, the insurance I bought is not reimbursed and said no, and after a year and 2 months, I made up for it, saying that it has always been normal, and I don't want to be responsible for any responsibility. They want to deduct it, they don't want to compensate, and they don't negotiate at all.

Xinhua Insurance is a more reliable insurance company for the smile god family.

In September 1996, Xinhua Life Insurance Co., Ltd. was established and set up its headquarters in Beijing, the company has strong capital and strong strength, and has been shortlisted in the world's top 500 companies in Fortune China and Forbes for many years, the company's service quality is high, and it provides users with a professional, intimate and fast service experience.

Advantages of New China Insurance:

1. Xinhua Insurance's strong capital: Xinhua Insurance was established in September 1996, set up its headquarters in Beijing, is a national large-scale life insurance company, in 2011, Xinhua Insurance was successfully listed, the first is the 601336. At present, a total of 1,767 branches have been set up, which is huge, and has been listed in the world's top 500 companies in both Fortune China and Forbes for many years.

2. The service system of Xinhua Insurance is perfect: Xinhua Insurance has nearly 1,600 service centers across the country, and on this basis, it can provide users with professional and efficient services.

Service Fengzhou**7 24 hours a day**, whenever there is a question about the loss of the base, you can get the answer. Xinhua Insurance provides personalized window services, providing users with intimate services and fast claim settlement services, and the average time for users to settle claims from the time they apply for a claim to the end of the claim is a few days. <>