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Many friends will find the tribe of card merchants to confide in their experience of repeated rejection of credit card applications, and most of them have received the same reply from the bank, and the overall score is insufficient. Some friends call ** to the bank to verify, what is the real reason for the rejection of the credit card, the bank customer service will give them a unified according to the routine. Or the sentence in the text message is not enough in terms of comprehensive score, and you do not meet the card issuance standards of our bank.
The card merchant tribe will analyze with you today what is the lack of comprehensive score?
Why can't the bank customer service tell you the real reason for the rejection? The answer is that he doesn't want to tell you. As we all know, applying for a credit card is based on the information on your credit card application form and people's bank credit records.
If the bank tells you which score is insufficient, the next time you apply, you only need to make a slight change to this item, and the score may be provided, and the audit department of banks and other financial institutions is the core confidential department, and will definitely not disclose any audit information to the outside world. The bank customer service doesn't tell you because they don't know what the specific reason is, which is why the unified response comprehensive score is insufficient.
Insufficient comprehensive assessment means that the total score is not up to standard, and the bank will not tell you which specific scores. But it is probably a score given by the comprehensive evaluation of employment, age, income, marriage, education, financial resources, credit and other information. Each bank has its own set of scoring systems.
Give our credit card applicants a score based on their grading system.
Summary: When a bank's application is rejected, wait until 6 months later to apply for a credit card from that bank. At this time, you can apply for a credit card at another bank, because each bank has a different scoring standard, and other banks may not be rejected.
If the application of multiple banks is rejected, it proves that your problem is very big, find the reason from yourself, find the reason and then apply, do not apply blindly, blind application may cause a period of time unable to apply for a credit card.
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If the card is unsuccessful, you can try to open it again after a while, and you should pay attention to your consumption credit.
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Generally, because the comprehensive score is insufficient, the company has a special risk control audit standard, and its standard is an industry secret.
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If there is one in the mobile phone, you can find it in the application market, and click on it to open it after finding it.
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It may be a problem with the network, or it may be a problem with the mobile phone, why don't you try it in a place with a good network?
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It's possible that there is a problem with your account. Or is there any other problem that prevents it from being activated?
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You're talking about the ABC credit card, right, generally you can apply for the card when you reach a certain credit level for the fixed deposit business in the ABC.
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Well, what the hell is this channel card for you? I don't know about seventy-two in the first place, I think, ah, since you can't open it, then you won't open it, right? Do you have to open it? Or don't you ask for him?
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Maybe it's because you can't meet their conditions.
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I want to open a card, but I can't open it, why? Hand.
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Leka is not something you can open if you want to.
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**Ask customer service if there is a quota for you. This situation is caused by the lack of quota.
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First of all, you have to ask the customer service if there is a quota for you. This situation is caused by the lack of quota.
Extension: 1. Installment Lele Card Simply put, it is an installment consumption card, which can be used for shopping, borrowing, and repaying credit cards.
2. The installment Lele card can also be borrowed in installments, with 3 installments, 6 installments, and 12 installments of three loan terms to choose from, and the service fee is free for early repayment, and the loan arrives quickly. The installment Lele card can also repay credit cards, supporting credit card repayment in 33 banks across the country.
3. Opening method: After registering and logging in, users can click "Le Card" in the menu bar at the bottom of the home page to enter the interface of "Open Le Card for Free", enter the applicant's name and ID number on the opening of the Le Card interface, select the educational level, and click "Open Now".
4. Reasons for the lack of comprehensive assessment: If the comprehensive assessment is insufficient, it means that your personal qualifications are not good, and it is best not to apply for this kind of online loan by yourself, and the probability of applying for a professional will be greater.
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I want to use the card but can't open it, maybe there is an insecurity factor in your mobile phone number.
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If it is possible that there are mainly some places, as long as it can be connected with the music card, it is basically discounted.
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Hello, in this case, you need to apply a few more times to be able to, apply more and try it.
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You look at that card slot, but why can't you open the network? If you don't have a network, you won't be able to turn it on.
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There are two reasons for the failure to open the card, one is that your age is not enough to open the conditions, and the other is that your identity information does not meet the conditions.
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If your activation is unsuccessful, then when you fail, the system will give you a relevant prompt, which will tell you what the reason for the failure is.
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Hello, there are many reasons why the card is not successful, first of all, whether your identity information meets the requirements of the card, such as whether you are an adult, whether you have the ability to repay, whether you have a bad loan record, etc., these are within the scope of the assessment, if you are not qualified, you will definitely not be able to open.
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1. The applicant did not provide the corresponding information as required. 2. The applicant's financial situation cannot prove that he has the ability to repay the loan on time.
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To apply for an installment, you need to fill in your personal information, which must be true, and then apply for an order to wait for review, you need to sign a loan contract after the review, and your order has been generated after signing, and the money will be sent to your reserved bank card on the same day or the next day, and you can check it in time. This way your borrowing process is complete.
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If the opening of the card is unsuccessful, you can pay attention to your consumer credit in a few days after trying to open it again.
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