Is it better to have an online banking password card or a U shield 20

You use that bank's card, I used to use CCB, Nong'an's online banking password card, now I use CCB U shield, I personally feel that it is better to use U shield security, do a 35 bar, CCB's password card can only be used on the same computer. Believe me, spend some money and half a U dong, and you can use it for a long time.

U shield is good, convenient and fast.

The online banking password card can only be used on one computer, and if the computer is reinstalled, you have to apply for a new password card, which is very troublesome.

It's all about the same, the U shield can be consumed more than that, but it's expensive.

Well, of course, if you call the world's number one hacker, everything will die

I started to use the ICBC's online banking business in 07 At the beginning, there was only a password card in the past two years There has been a u shield My roommate is using it But as far as my own use is concerned, the password card is not troublesome It is also more portable and does not cost 30 yuan Buy that u shield I think the password card is better Finally, it is highly recommended to use ICBC Internet banking Security and credibility are high and very atmospheric Oh hey I wish you a happy use.

U shield. Convenient, very easy to use The safety performance is also high, and I am also using it now.

ICBC password card, U shield and another tool electronic cipher are ICBC electronic banking payment media, the differences are as follows:

First, the application channels are different:

1.The three media of online banking can be used, and you can also apply for U shield + cipher or U shield + password card at the same time;

2.Mobile banking can use electronic ciphers, password cards, and universal U shields, and you can also apply for general U shields + ciphers or general U shields + password cards at the same time;

3.**Banks can use electronic Security Devices and PIN cards.

Second, the payment limit is different:

Third, the number of uses is different:

The password card shall not be used more than five times a day, and the electronic cipher and U shield shall not be used several times.

Hello

Compared with U shield, although the encryption and authentication methods of the e-banking password card are not as advanced as the former, the password card is cheap, easy to use, and enough to deal with common risks such as hacker attacks, fake fraud, and Trojan viruses, which is very suitable for ordinary online banking customers who do not have high requirements for payment limits. If you want to enjoy the full functions of online banking and have high requirements for the security of online banking, it is recommended that you apply for ICBC U Shield.

The U shield is actually a U disk. It costs money to buy it, and it has encryption inside. U shield is used to process large transactions, such as personal password cards, small transactions are a means of encryption.

There are three main differences between password cards and U shields:

1. Different channels of use:

The password card can be used for ** banking, online banking, and mobile banking;

U shield can only be used for online banking.

2. The transaction limit is different

Lower transaction limits for PIN cards;

Large payments require the use of U shields.

3. Different ways to use:

The password card does not need to be installed, and when it is used, it is entered into the system to complete the transaction according to the combination of different number strings printed on the password card;

1. The ICBC bank password card is free, but the security factor is not as good as the U shield;

3. The maximum amount of each transfer amount of the password card is 1000, and the daily transfer limit is 5000. And the U shield has no upper limit;

In short, the use of a password card or use a U shield depends on your own needs, if you only occasionally buy and sell things online, and the amount is not large, it is no problem to use the password card, if the amount is relatively large and more frequent, it is best to use the U shield, after all, it is safe.

And now ICBC often does activities, and U shield is either discounted or free, so you can pay more attention to it. As for what a friend said, the U shield is not troublesome, and it's very convenient to get used to it, but it's true that Vista is not supported!

Just follow the steps yourself.

Personally, I feel that the card is good, provided that your transaction volume is not too large, the card is simple to use, and the U shield is too troublesome, and I have not succeeded for a long time.

I think the password card is easy to use and convenient, and the U shield of the Industrial Bank of China used to be difficult to use.