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Hello! Because the elderly in rural areas who have reached the age of 60, whether they buy rural social security pension or commercial pension, it is not possible. If this is the case, the burden on their children will be great, and the risks in their lives will be great.
Generally, 60-year-old children are 20-40 years old at such an age, healthy, carrying the family's commitment is also very large, should be regarded as the pillar of the family, the old, the young, if not insured, once the risk occurs, the whole family may be in a very embarrassing situation, the elderly and children are not the main capacity of the family economy, how to survive in the future? Therefore, when everyone is still healthy, eligible for insurance, and has a certain financial ability, leave a little more love and responsibility for themselves and their families!
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Hello, what kind of insurance is the emphasis? 1) Is it social security? If it is a rural cooperative medical care, it is emphasized that you are insured because you are old and the risk of disease is relatively high, so it is also a benefit given by the state, at least you can be reimbursed part of it if you are sick, and you don't have to pay all of it yourself!
That's a good thing! 2) If you say that the emphasis is on commercial insurance, the elderly over 60 years old cannot buy medical insurance of commercial insurance, but they can buy accident insurance, especially the elderly over 60 years old in rural areas, although there is a new rural cooperative medical system, which can alleviate the economic impact of the disease on the whole family, there are still some expenses, which need to be borne by themselves, and there are also pension problems, so in this case, it is recommended to improve the protection of family members, at least to improve the accident protection, Moreover, the protection of children should be comprehensive, because if the children have the risk of accidents, diseases, whether the retired elderly have the ability to earn money, and if the economic pillar falls, the whole family will be dragged into the quagmire. Therefore, it is important to protect the children of retired elderly people.
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Hello: Because the elderly over 60 years old have basically retired, most of them have no income, children are the last old-age security for these old people, if there is something wrong with the children, the old age of these old people can imagine how miserable, this problem is the more original meaning of insurance protection, insurance is a responsibility to the family, this responsibility can be measured by numbers, the more young people insure themselves is the more love and responsibility for their families, Hopefully, everyone with responsibilities will have insurance to share the risk with them. Peace be upon you.
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Hello! You are talking about rural endowment insurance, which is the country's response to the call, low payment, wide coverage, so that the rural elderly in China can enjoy the minimum living security every month, although it is emphasized that children can only enjoy the payment of parents, 100 yuan per year, pay 15 years will not have to pay again, and when they are 60 years old, they will receive a little more than their parents, which is also preparing for their own pension. No matter how much, something is better than nothing.
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Hello, thank you for your attention to sunflowers, you are talking about rural pension insurance, the elderly over 60 years old, if the children's household registration and the elderly together, the children must pay the corresponding insurance premiums, otherwise the elderly do not enjoy the pension allowance, thank you.
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Use the policy to uphold the principle of insurance for everyone to help one. Use laws and regulations to urge young people to practice filial piety. To put it bluntly, the money paid by young people should be regarded as filial piety to your own Lao Tzu.
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Hello, do you only mean to buy commercial insurance? If so, because of the high risk at the age of 60, in addition to accident insurance, if you buy other insurance, the cost of deducted protection is very high and it is not cost-effective.
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Summary. Hello, the elderly over 60 years old in rural areas need to pay rural pension insurance! After the age of 60, there is a living guarantee.
Can agriculture apply for rural pension insurance at the age of 59?
Hello, the elderly over 60 years old in rural areas need to pay rural pension insurance! After the age of 60, there is a living guarantee.
At the age of 59, you can apply for rural pension insurance! You can make back contributions for the previous 15 years.
If you have paid enough for 15 years, you can pay at the age of 60.
Is that social security, and how much is it?
It's not social security, it's rural pension insurance! The policy is different in each place, with a minimum payment of 200 yuan and a maximum payment of 3,000 yuan.
How much money can you get if you pay 3000 per month.
The state subsidy is about 500 yuan per month.
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According to the provisions of the 32nd document of the State Development Council in 2009, the elderly with household registration in rural areas who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees can receive pensions on a monthly basis.
When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay and can receive a basic pension on a monthly basis, but their children who meet the conditions for insurance shall participate in the insurance and pay premiums; If the payment is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years; If the payment is more than 15 years away from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years.
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Original text of the new rural insurance regulations (Guo Fa 2009 No. 32): When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay and can receive basic pensions on a monthly basis, but their children who meet the conditions for insurance participation shall participate in the insurance and pay premiums; If the payment is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years; If the payment is more than 15 years away from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years.
That is, there are three aspects of the conditions for receiving pensions in the new rural insurance:
The first is that they do not enjoy the basic old-age insurance benefits for urban workers.
The second is the elderly self-payment: 1Those who are at least 60 years old at the time of the implementation of the system do not need to pay; 2.
When the system is implemented (around 2009, different places, the pilot area is relatively early, and the implementation measures of the city can be determined by checking the Internet for the implementation of the city) less than 15 years from the age of receipt (60 years old), the payment shall be paid annually, and the supplementary payment shall not exceed 15 years; 3.If the system is implemented more than 15 years before the age of payment, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years.
The third is that children who meet the conditions for insurance should participate in the insurance and pay premiums:1Children, in the process of handling, generally refer to all family members (usually including grandchildren under the household registration) of the elderly under the household registration (subject to the household registration management of the public security department, that is, the household registration booklet).
2.Eligibility: Using the exclusion method, except for the three categories of family members under the age of 16, school students, and those who participate in the basic old-age insurance for urban employees, they do not need to pay, and other family members need to participate in the new rural social old-age insurance.
According to the situation you described:1Your parents should be under the age of 60 when the system is implemented (around 2009), then they must start paying at least from the time the system is implemented until they are 60 years old (up to 15 years, pay more and pay less), and if they do not reach the age of 60 after 2024, they will pay for at least 15 years.
2.You have participated in the urban employee pension insurance and do not need to pay the new rural insurance, but you need to go to the local agency where you pay the employee pension insurance to issue a certificate of participation (provided that the employee pension insurance is paid normally), and the issuance of the certificate will not affect the normal pension of the parents. 3.
If you have not paid the employee pension insurance normally, you should first consider the economic pressure, whether to renew the employee pension insurance, whether to retire from the employee pension insurance in the future, and whether to change to pay the new rural insurance (the payment standard is very low).
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I am engaged in urban and rural residents' pension insurance, your question I know very well, the so-called children must be insured, refers to the same household registration of the woman, simply refers to the same household registration book on the owner, separated children are not counted in it, children do not include the grandchildren, like your case, you only need to prove in the social security bureau that you have participated in the insurance on the line, when the time comes to hand over to the local social security personnel on the line, no need to participate in the insurance, the children's incentive years are not necessarily 15 years, More than 45 years old directly to the age of 60 can be, can also be made up in the year of 60 years old for 15 years, do not make up can also, is voluntary, and children less than 45 years old must pay 15 years, the so-called children after the elderly can receive pension insurance after the pension insurance refers to the bank deduction after the success, if there is no deduction is not successful. If the elderly who have reached the age of 60 do not participate in the insurance within two years of the trial, they will not be able to participate in the insurance again in the future, because the system will not be recorded. In the countryside, the agricultural household registration and non-agricultural household registration are the same as the insurance, and the treatment is the same, Chongqing is 80 every month, and after the age of 70, it is 90!
If you can do it, try to do it for the elderly, because they feel that others have done it if they don't do it, although the money is not much, but the country's policy! Don't think that young people are paying for the elderly, and they will still pay for themselves, and when the time comes, they will receive more, and the calculation formula is (the money they pay + ** subsidy) 139 + 80. Hope you understand the policy!
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Hello, the children who are eligible for insurance refer to the children with agricultural household registration who meet the conditions for participating in the new rural insurance, excluding grandchildren.
As long as they have reached the age of 60 and have participated in the New Rural Insurance, their children can generally participate in the insurance and pay premiums, and there is no stipulation on how many years the children must pay.
Non-agricultural households and those who participate in the pension insurance for urban workers are not eligible for the new rural insurance, so you are not eligible for insurance.
Of course, if you don't meet the conditions, you don't need to participate in the insurance, let alone pay, and there is no impact on your parents.
Some localities stipulate that children who have participated in the pension insurance for urban employees or who are not registered in rural households need to submit relevant certificates to prove that they do not meet the conditions for participating in the insurance.
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Rural residents (excluding school students and active military personnel) who have reached the age of 16, have a local agricultural household registration, and have not participated in the basic old-age insurance for urban employees, should participate in the new rural social old-age insurance, and if their grandchildren meet the conditions for insurance, they should participate. Children who meet the conditions for insurance refer to all the people of a large family who meet the conditions for insurance, you do not need to participate in the rural pension insurance if you have participated in the urban employee pension insurance, your family and children who meet the conditions for insurance participate, and the elderly who have reached the age of 60 can receive a pension.
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In the 2009 No. 32 document, it is clearly stipulated:
When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay and can receive a basic pension on a monthly basis, but their children who meet the conditions for insurance shall participate in the insurance and pay premiums;
Such a provision is very clear, that is, in the year of the implementation of the policy, the elderly who have reached the age of 60 can directly participate in the insurance to receive the basic pension without paying the premium, but the children who meet the conditions for insurance need to participate in the insurance to pay the judgment fee.
For those who have not reached the age of 60 in the year of implementation of the policy, they need to pay until the retirement age before they can go through the collection procedures in filial piety.
Therefore, for children who pay to participate in the insurance, it is limited to those who have reached the age of 60 in the year of implementation of the system and receive a pension directly, and there is no provision that children must pay for their own insurance and pay for pensions.
It should be noted that although there is no strong and durable system to require children to pay, but as children who meet the conditions for participating in the insurance, they should also actively participate in the payment, which is conducive to their own pension at the age, which is also advocated and called for by the national policy, which is of positive significance and beneficial to the insurance person.
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As soon as the new rural social endowment insurance was issued, all sectors of society were very concerned. The biggest highlight of this policy is that the input of farmers is less, the treatment of old-age insurance has been improved, and the social security is more humane, which is also in line with the reality of the aging of the contemporary population. Let's take a look at my tidying.
1. The new policy of rural endowment insurance allows you to receive a monthly pension at the age of 60 and 6 years oldIf you want to know more about the relevant regulations of rural pension insurance over 60 years old, follow along and take a look.
1. New policies for rural pension insurance
Elderly people who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a pension on a monthly basis.
When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance treatment for urban workers do not need to pay and can receive the basic pension on a monthly basis, but their children who meet the conditions for insurance shall participate in the insurance and pay premiums, and if they are less than 15 years away from the age of collection, they shall pay annually, and supplementary payments are also allowed, and the cumulative contributions shall not exceed 15 years, and if they are more than 15 years away from the age of collection, they shall pay annually, and the cumulative contributions shall not be less than 15 years.
In the pilot areas of the new rural insurance, those who have participated in the old rural insurance, over the age of 60 and have received the old rural insurance pension, can directly enjoy the new rural insurance basic pension quietly, for the old rural insurance, under the age of 60 and did not receive the pension of the insured, the old rural insurance personal account funds should be merged into the new rural insurance personal account, according to the new rural insurance payment standards continue to pay, to meet the requirements of the conditions to enjoy the corresponding treatment.
The new rural insurance pension treatment consists of a basic pension and a personal account pension, which is paid for life. **The basic pension standard in the pilot area is 70 yuan per person per month, and the pilot area can appropriately improve the basic pension level on this basis, and the specific standards and funds are determined and arranged by the localities.
Insured persons who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for employees of urban enterprises and meet one of the following conditions can apply for pension. The pension is paid on a monthly basis from the month following the application of the insured person until the end of old age
A) at the time of the implementation of these measures, from the age of pension more than 15 years of the insured, the cumulative contribution is not less than 15 years;
2) At the time of the implementation of these measures, the insured persons who are less than 15 years old from the age of receiving pensions, the cumulative payment period shall not be less than the number of years from the age of receiving benefits at the time of the implementation of these measures;
3) At the time of the implementation of these measures, the insured who has reached the age of 60 and chooses to pay for the insurance (one-time payment of 15 years of contributions) can receive a pension on a monthly basis. Insured persons who choose not to pay and whose children who meet the conditions for insurance have participated in the insurance and paid contributions can receive a basic pension on a monthly basis (currently 110 yuan per month).
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