Ping An of China Universal Annual Premium: 5000 Annual Premium, 10 Years Payment, Specific Insurance

I don't know which type of insurance you do for your child, if it was done last year, it may be Ping An Universal B, that product is not a dividend but a universal type, and the income results are disclosed once a month, and you can log in.

In the universal settlement interest rate announcement at the bottom right, you can check the income of each month, if it has been a year, you can receive the annual report of the insurance company, detailing the specific income. But if you don't do this insurance, then, Ping An has a lot of dividend products, in line with the situation you said there will be a lot of solutions, I can't help you analyze specifically, however, all participating insurance, is announced once a year dividend results, you can receive a report if the mailing address is correct.

In addition, it is recommended that you open Ping An's One Account service, which is very convenient to inquire about the policy status, dividends, and address changes at any time** or online. If it's from Beijing, you can add me as a friend, and I can tell you the specific process.

Your product is not a participating insurance policy, so there is no specific interest rate and dividend. This is Ping An's all-purpose product. In peace**.

, select (Insurance - Product ** Announcement - Universal Settlement Interest Rate Announcement) column, which contains the monthly income settlement. At present, the equivalent annual income is around.

For the specific value of your policy, how much value is currently in the account, you can call 95511, provide your policy number, and then request your universal account value annual report. The company will send you your report immediately, which can be seen at a glance.

Do you have a contract?

Sure that peace is omnipotent?

Magnum's interest rates are published online every month

Ping An's official ** can check the interest rate and your income. How to see what the salesman called you taught you.

According to your annual payment of 4,000 yuan, the average daily use is about 12 yuan less, I don't know your age when you buy, it is recommended to pay at least 15-20 years. According to the calculation of 15 years of payment, a total of 60,000 yuan will be paid until the payment is completed. According to the proportion of cash value and 1% for 5 years and 10 years respectively, if the average interest rate is %, the available balance on your account can be about 10,000.

If you don't receive the money, it will continue to increase at the interest rate every year.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Universal insurance (Ping An Insurance) is 6,000 yuan per year, paid for 10 years, what is the account value?

Hello, I am happy to serve you, 1. After 10 years of universal insurance, the value of the account depends on the age and gender of the insured, the interest rate of the universal account and other factors, and it must be calculated according to the specific situation to know the exact amount. 2. Universal insurance, lifelong payment, the initial cost must be deducted every year, 50% of the premium of the current year will be deducted for 1 year, 25% will be deducted for 2 years, 15% will be deducted for 3 years, and 10% will be deducted for the year of training. In the future, 5% will be deducted every year, and then the insurance fee will be deducted, which will increase with age, and the cap will be 82 years old.

It's just that after 10 years, as long as you have enough balance in your policy account to cover the deduction of protection expenses, you can choose to pay by yourself, and according to this standard, you can calculate how much you can receive. Ping An's universal insurance does not have the expiration of the payment period, he is a lifelong payment, but after ten years, he can choose to pay independently, and the universal insurance will deduct the cost of protection every year, and the protection cost will be deducted with age, and the cap of 82 years old, if the policy value is not enough to deduct, the insurance bill will be invalid.

Summary. Hello, I have seen your question and am sorting out the answer, please wait a while

Ping An Universal Insurance of China has been paying 6,000 yuan a year for 10 years, and it took out 50,000 last yearI want to pay it back this year, there is an initial fee of 5%, and the customer does not understand.

Hello, I have seen your question and am sorting out the answer, please wait a while

Good. Hello, the universal insurance you bought is a very good type of insurance, why should you return it, pay it for another 5 years, the cash value of the account will rise, much more than the premium you pay, enjoy the protection at the same time, you can also have income, it is recommended that you do not surrender the policy, now the return will definitely have a loss for you. For more information, you can check how much your cash is worth.

You can communicate more with your customers.

Since you have chosen this insurance, you must also know the benefits of this insurance.

He has now paid for ten years, but last year he took 5,000 from it, and this year he wants to return the money to keep it for the elderly, but he found that there is a 5% disposal fee

You tell him that there will definitely be a disposal fee for this back and forth.

If there is no disposal fee, if everyone disposes of it back and forth like this, it will be difficult for this insurance to continue.

But the customer doesn't understand how to talk to him, is there a better way to speak.

Think from his point of view.

Make him feel like it's for his good.

How to think about it from his point of view, he raised cattle and took out 50,000 yuan, and now he has earned money from raising cattle and wants to return the money, and finds that 5% of the disposal cost is getting deeper and deeper, and he is disgusted with insurance.

This is because he has been insured for ten years, so he is allowed to withdraw it in advance, and then invest it back, and it is difficult for you to renew it for him, and it is also more difficult for the company to have to charge this five percent disposal fee.

The insurance is a future, a regular investment, for your own future.

But the customer just can't think about it now, and I feel that I still don't pay back this money, and there is 5% disposal fee for eight, don't pay it back, in fact, his family conditions are also very good, but I still think about the problem of pension How to deal with this money I still want to pay it back.

Invest for the long term and think about yourself later.

If his children are more filial, then tell him that this is to reduce the burden on his children in the future.

If the child is not very filial, let him plan for his old age.