Which is better for truck drivers to want personal accident insurance?

Updated on Financial 2024-05-06
10 answers
  1. Anonymous users2024-02-09

    What you said upstairs is right, you must tell the truth, this is quite important!

    We buy insurance to buy protection, to buy peace of mind, if we refuse to pay because of such a little thing, then where does our protection come from?

    We'd rather spend a little more to have such a guarantee, not only for ourselves, but also for our families!

    Insurance companies must choose large, good service, don't sell the insurance when no one cares, it is recommended to choose Ping An, Xinhua, the scale of Chinese life is indeed very large, but state-owned enterprise services... Peace be upon us!

  2. Anonymous users2024-02-08

    Ping An Life's.

    However, drivers are high-risk occupations, so it is difficult to underwrite.

    You can consult with ** people.

    As long as you say that you are driving to and from work, you can pay less insurance premiums.

  3. Anonymous users2024-02-07

    When buying insurance, you must truthfully explain to the insurance company, if you do not explain it truthfully, the insurance company will not underwrite the problem, and will not refund the premium, the upstairs said I don't approve, that is not responsible for the customer, truck drivers are considered a high-risk occupation in insurance, so the insurance company will increase the premium for you according to your actual situation, but it will not be too much, it should be about 10% to 20%.

    Today's insurance companies have similar terms, whether to choose or choose a large company, such as Chinese Life, Chinese Life is the world's top 500

    Now the income is higher, so the price of insurance will also increase, so choose a contract that suits you according to your own income

  4. Anonymous users2024-02-06

    Truck drivers have exclusive accident insurance, online processing, cost-effective, and nationwide compensation. Professional consultation and detailed discussion.

  5. Anonymous users2024-02-05

    1. Accident insurance.

    Within the time specified by the insurance company, if the insured person is disabled or other circumstances due to an accident, the insurance company will pay compensation based on it;

    2. Hospitalization medical insurance: The insured can be compensated by medical insurance for the expenses incurred in the hospital within the specified time;

    3. Accidental disability insurance: The insurance company will pay the corresponding insurance benefits for the insured's disability caused by an accident;

    4. Accident traffic insurance The insured is on public transportation.

    If the death or illness or disability caused by an accident is caused, it can be used to compensate for medical expenses;

    The above is the insurance that is suitable for truck drivers to choose to buy.

    It is recommended that you purchase consumable accident insurance.

    Most of the drivers who drive large trucks have a relatively ordinary family economy, and if they increase their financial pressure because of the purchase of insurance, they will lose the original intention of buying accident insurance. The degree of protection of consumer accident insurance is very high, and the premium of the insurance is not expensive, at most a few hundred yuan a year. In addition, pay attention to the following:

    1. When buying accident insurance, you must shop around, because the cost performance of each insurance product is different, and not all of them are suitable for you. Therefore, it is best to shop around and choose the accident insurance that suits you. Before the wheel.

    2. Pay attention to the compensation for disability: Because once the driver of a large truck is disabled due to an accident, not only will his work income be reduced, but his family will also spend a lot of money on rehabilitation, such as burns.

    Post-rehabilitation, rehabilitation after disability of amputated limbs. Therefore, the protection of disability must be clearly understood.

    3. Pay attention to the type of occupation: because the risk of truck drivers is higher, it depends on whether the truck driver is in the category of insurable occupations.

    Range. Test your anti-risk index, experts will interpret it for you for free!

  6. Anonymous users2024-02-04

    Summary. Large truck drivers can buy accident insurance, health insurance, life insurance and other products. The details are as follows:

    1. Long-term fatigue driving is the common survival status faced by most truck drivers, and fatigue driving is very easy to cause traffic accidents, so large truck drivers should give priority to purchasing personal accident insurance.

    Ideally, the sum insured for death and total disability should be set at 10 times the annual income of the truck driver, so as to ensure that the quality of life of the truck driver's family will not be affected for 10 years after the accident.

    2. Irregular diet and long-term fixed position operation make the health problems of truck drivers increasingly prominent, so large truck drivers should consider health insurance, among which large truck drivers with general economic strength can buy consumer products.

    Large truck drivers with a certain economic strength can buy a return type, but in any case, critical illness is a protection that requires special attention, considering the current cost of critical illness, the amount of critical illness insurance is recommended to be more than 100,000 yuan.

    What insurance does a truck driver buy.

    Large truck drivers can buy accident insurance, health insurance, life insurance and other products. The details are as follows: 1. Long-term fatigue driving is the common survival status faced by most truck drivers, and fatigue driving is very easy to cause traffic accidents, so large truck drivers should give priority to purchasing personal accident insurance.

    Ideally, the sum insured for death and total disability should be set at 10 times the annual income of the truck driver, so as to ensure that the quality of life of the truck driver's family will not be affected for 10 years after the accident. 2. Irregular diet and long-term fixed position operation make the health problems of truck drivers increasingly prominent, so large truck drivers should consider health insurance, among which large truck drivers with general economic strength can buy consumer products. Large truck drivers with a certain economic strength can buy a return type, but in any case, critical illness is a protection that requires special attention, considering the current cost of critical illness, the amount of critical illness insurance is recommended to be more than 100,000 yuan.

    Hope mine can help you! Thank you!

    What should I do if the accident insurance on the insurance company fails to pass the review?

    You have to ask the insurance personnel who gave you insurance, which link did not pass, and then solve the problem.

  7. Anonymous users2024-02-03

    Summary. 3. Accidental disability insurance: The insurance company will pay the corresponding insurance benefits for the insured's disability caused by an accident;

    Hello, I'm honored to have your question, what are the accident insurances suitable for truck drivers: 1. Accident insurance: within the time specified by the insurance company, if the insured is disabled due to an accident or other circumstances, the insurance company will pay according to it; Late dressing.

    2. Hospitalization medical insurance: The insured can be compensated by medical insurance for the expenses incurred in the hospital within the specified time;

    3. Accidental disability insurance: The insurance company will pay the corresponding insurance benefits for the insured's disability caused by an accident;

    4. Accident traffic insurance: If the insured dies or suffers from illness or disability due to an accident on the public transportation tools, he or she can make up for the medical expenses of the broken file according to the compensation.

  8. Anonymous users2024-02-02

    Summary. Hello, dear. The driver of a large truck buys personal accident insurance.

    There are several reasons: 1. Long-term fatigue driving is the common survival status quo faced by most truck drivers, and fatigue driving is very easy to cause traffic accidents, so large truck drivers should give priority to purchasing personal accident insurance, and it is recommended to increase the amount of accident insurance when insured, and under ideal circumstances, the insurance amount of death and total disability should be set at 10 times the annual income of truck drivers, which can ensure that after the accident, the quality of life of the truck driver's family will not be affected within 10 years. 2. Irregular diet and long-term fixed position operation make the health problems of truck drivers increasingly prominent, so large truck drivers should consider health insurance, among which large truck drivers with general economic strength can buy consumer products. Large truck drivers with a certain economic strength can buy a return type, but in any case, critical illness is a protection that requires special attention, considering the current cost of critical illness, the amount of critical illness insurance is recommended to be more than 100,000 yuan.

    3. The vast majority of truck drivers are the economic pillars of the whole family, bearing the heavy responsibility of the old and the young, and in line with the attitude of being responsible for the family, large truck drivers should also buy life insurance.

    Hello, dear. The driver of a large truck buys personal accident insurance. There are several reasons for this:

    1. Long-term fatigue driving is the common survival status quo faced by most truck drivers, and fatigue driving is very easy to cause traffic accidents, so large truck drivers should give priority to purchasing personal accident insurance, and the amount of accident insurance is recommended to be appropriately increased when insured, and under ideal conditions, the insurance amount of death and total disability should be set at 10 times the annual income of the truck driver, which can ensure that after the accident, the quality of life of the truck driver's family will not be affected within 10 years. 2. Irregular diet and long-term fixed position operation make the health problems of truck drivers increasingly prominent, so large truck drivers should consider health insurance, among which large truck drivers with general economic strength can buy consumer products; Large truck drivers with a certain economic strength can buy a return type, but in any case, critical illness is a protection that requires special attention, considering the current cost of critical illness, the amount of critical illness insurance is recommended to be more than 100,000 yuan. 3. The vast majority of trucks are the pillars of the whole family's economy, bearing the heavy responsibility of the old and the young, and in line with the attitude of being responsible for the family, large truck drivers should also buy life insurance.

    It is also a good choice to buy life insurance in Tonglu, because many truck drivers are the pillars of the family, and they are also the only economic income in the family.

    Chinese life has to pay 600 yuan a year, and the insurance amount is 200,000 yuan.

    Yes, kiss.

    How many copies should I buy?

    Depending on your own conditions and economy, you can choose to kiss.

  9. Anonymous users2024-02-01

    Summary. Hello dear! Now for you to answer what accident insurance to buy for truck drivers:

    Buy Ping An Large Truck Driving Accident Insurance Insurance Rules: Insurance Age: 18-65 years old Protection Period:

    Day 1 Annual Income Requirement: Subject to application.

    Hello dear! Now for you to answer what accident insurance to buy for the driver of the big car: buy safe big goods mu car driving accident insurance insurance rules:

    Issue age: 18-65 years oldCoverage period: 1 year payment period:

    Subject to the insured rough rock.

    Accidental Death Disability due to riding or driving a vehicle agreed in the contract, suffering an accident during driving, 100% of the basic sum insured will be paid for death, and 10%-100% of the basic sum insured will be paid for disability according to different disability levels. 2. Accidental medical treatment due to riding or driving the vehicle agreed in the contract, suffered an accident during driving, the insurance amount is 100,000 seats, and the expenses within the scope of social insurance, 500 yuan deductible, 90% reimbursement. 3. Accidental hospitalization allowance due to riding or driving a vehicle agreed in the contract, suffering an accident during driving, up to 100 yuan a day, no deductible days, and a maximum of 180 days per year.

  10. Anonymous users2024-01-31

    Summary. Hello dear, I'm happy to answer your questions Xiaoyi recommends PICC property insurance class 5-6 occupational accident insurance, which provides accidental death and disability insurance, accident medical insurance, and accident allowance insurance.

    Hello, I'm happy to answer your questions Xiaoyi recommends PICC property insurance class 5-6 occupational accident insurance, which is provided for accidental death disability insurance, accident medical insurance, accident allowance insurance.

    Truck drivers are a high-risk occupation, so insurance companies take on a higher risk. For the Insurance Division, high-risk occupations are a difficult business to make money, and operating this group of people has to endure the embarrassment of long-term losses. Therefore, many companies have upgraded and abandoned this business, which is the fundamental reason why it is difficult to insure.

    So it's not good to buy.

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