How is Hospitalization Allowance Personal Accident Insurance Claimed?

At present, major cities are facing different degrees of hospitalization medical expenses** problem, if individuals want to pass on the financial risks brought by hospitalization medical care, it is best to purchase a suitable hospitalization medical insurance in advance. Accidental hospitalization benefit insurance can provide additional financial compensation for the expense of hospitalization due to an accident and the loss of lost work. How is Hospitalization Allowance Personal Accident Insurance Claimed?

In the event of an accidental hospitalization, please contact the insurance company's staff as soon as possible to confirm whether the situation is covered by the accident hospitalization allowance insurance contract you have insured. If so, you can bring the following claim materials to the corresponding insurance company to submit a claim request. In general, the materials to be provided for an accident hospitalization benefit insurance claim include:

Insurance policy, claim application form, power of attorney, beneficiary's identity certificate (if necessary, notarized certificate of inheritance), disease diagnosis certificate, pathology report and corresponding examination report, etc. Under normal circumstances, the insurance company has to go through the process of accepting the case, filing the case, preliminary examination, investigation, verification, review and approval before making a decision on whether to settle the claim. Huize is the country's largest insurance e-commerce platform, through the purchase of accidental hospitalization through Huize can also get the full assistance of the professional claims team provided by Huize in the later stage of insurance.

Sincere Care Hospitalization Allowance Medical Insurance Coverage Contents:* Illness Hospitalization Allowance 50 Yuan Day* Accidental Hospitalization Allowance 50 Yuan Days As Low as: 11 Yuan Years Century Taikang Individual Hospitalization Medical Insurance Coverage Content:

Critical Illness Insurance Benefit 5 levels optional* Hospitalization allowance 5 levels optional* Transplant surgery insurance benefits cover 1056 surgeries as low as: 117 yuan per year.

Accident insurance. If you are injured and hospitalized, you need to be reimbursed with the invoice issued by the hospital, and you cannot reimburse repeatedly. Claims are made in accordance with the method of "how much you spend, how much you pay", and the actual reimbursement amount is required to be higher than the medical expenses.

Accident Insurance Injury Hospitalization Reimbursement Steps:

1. Report: After an accident or hospitalization, you should call the customer service of the insurance company in time, and prepare the documents that need to be claimed, so that the insurance company can quickly settle the claim, and generally report to the insurance company within 2 days.

2. Collection of documents: The insured shall go through the claim procedures due to the injury caused by the accident, such as the medical diagnosis certificate, the accidental injury certificate issued by the relevant department, the original receipt and prescription of the medical expenses, and the ID card.

Copy. Test your anti-risk index, experts will interpret it for you for free!

Summary. Here the accident is limited to hospitalization, which is shared with the three main points of outpatient treatment, such as reimbursement amount, deductible, compensation ratio and social security medication, all of which are operated in the same way as outpatient clinics, and the difference is outpatient and hospitalization.

But some accident insurance will add a hospitalization allowance to the hospitalization, what does it mean? It is the money that can be subsidized every day when you are accidentally hospitalized, which can also be said to be the cost of lost work, and the common daily hospitalization allowance is between 30-200 yuan.

So to sum up, you should know how to look at and choose a good accident insurance! I generally choose to customers to see the main reimbursable amount (20,000 or 50,000), 0 deductible, unlimited social security medication, such an accident insurance, even if it is an accidental injury of dozens of yuan, can be easily claimed.

How much is the hospitalization allowance for accident insurance per day.

Between 30-200.

Here the accident is limited and hospitalization is shared, and the three main points of outpatient are shared with the three points of the outpatient, such as the reimbursement amount, deductible, compensation ratio and social security medication, all of which are operated in the same way as the outpatient clinic, and the difference is that the outpatient and inpatient are all operated. But some accident insurance will add a hospitalization allowance to the hospitalization, what does it mean? It is the money that can be subsidized every day when you are accidentally hospitalized, which can also be said to be the cost of lost work, and the common daily hospitalization allowance is between 30-200 yuan.

So to sum up, you should know how to look at and choose a good accident insurance! I generally choose to customers to see the main reimbursable amount (20,000 or 50,000), 0 deductible ruler dismantling, unlimited social security medication, such an accident insurance, even if the accident injury is dozens of pieces, can be easily claimed.

Summary. Ping An Insurance Hospitalization Reimbursement Process:1

Accidents: as stipulated in the contract 2Report the crime:

Call 95511 to report the case, mainly to say the time, place, and what happened to the person 3. Prepare claim materials: medical invoices, medication lists, discharge certificates, copies of cases, claim applications, etc. 4Accepted by insurance companies:

Notification: Notify the applicant whether he or not passed the review7Indemnity Payment:

The insurance company will transfer the compensation to the beneficiary's account, and the commercial medical insurance will only reimburse the actual medical expenses required by the insured. Different commercial medical insurance plans have different reimbursement coverages. Some insurance companies' health insurance contracts will also stipulate that medical expenses covered by social security reimbursement can be reimbursed.

Ping An Insurance Hospitalization Reimbursement Process:1Accidents:

According to the contract 2Report: Call 95511 to report the case, mainly to say the time, place, and what happened to the person 3. Prepare claim materials:

Medical Wang group therapy invoice, medication list, discharge certificate, case copy, claim application, etc. 4Acceptance by the insurance company: The insurance company will accept the application after receiving the materials5

Notify the applicant whether they have passed the review or not7Indemnity payment: The insurance company will transfer the indemnity to the beneficiary's account, and the commercial medical insurance will only reimburse the medical expenses actually required by the insured.

Different commercial medical insurance plans have different reimbursement coverages. The medical insurance contracts of some insurance companies will also stipulate that medical expenses within the scope of social insurance reimbursement can be reimbursed on land.

Hope it can help you, dear <>

Hospitalization allowance is confused, Bimin foreign insurance is how to talk about Hui file?

Summary. Hello, there is also a hospitalization allowance in the accident insurance I bought, and if a car accident occurs, hospitalization allowance must be compensated. Accident insurance in traffic road accidents, this is an accident caused by the problem is in line with the insurance terms of accident insurance, of course, in terms of medical expenses can only be in accordance with the principle of compensation, but the hospitalization allowance is to be paid in full normally.

Hello J Pai, there is also a hospitalization allowance in the accident insurance I bought, and if a car accident occurs, hospitalization allowance must be compensated. Accident insurance in traffic road accidents, this is an accident caused by the problem is in line with the insurance terms of accident insurance, of course, in the medical expenses can only be changed in accordance with the principle of compensation, but the key is a hospitalization allowance is to be paid in full normally.

Okay thank you. By the way, I would like to ask how much I can pay for 11 days in the hospital.

Almost 1,100 yuan benefit amount = hospitalization allowance 100 days multiplied by 11 days of hospitalization.

Summary. Hello, I'm glad to ask you this question, how to compensate for the hospitalization salary of accident insurance: the pro-insurance person pays the lost work pay according to the standard of 0 5 days of the medical supplementary insurance amount where the insurance policy is located and the 10-level hospitalization days of the insured.

Hello, I'm glad to ask you for this Zheng Que Ling question, how to compensate for the hospitalization salary of accident insurance: The pro-insurance person will pay the lost work fee according to the standard of 0 5 days of the medical supplementary insurance amount where the insurance policy is closed and the insured's 10-level hospitalization days.

**If the expenses required for work-related injuries meet the requirements of work-related injury insurance diagnosis and treatment items, work-related injury insurance drug lists, and work-related injury insurance hospitalization service standards, they shall be paid from work-related injury insurance**. The catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs, and the hospitalization service standards of work-related injury insurance shall be prescribed by the administrative department of social insurance in conjunction with the administrative department of health, the food and drug supervision and administration department and other departments. The food subsidy for the hospitalization of the employee and the work-related injury, as well as the transportation and accommodation expenses required for the work-related injury employee to seek medical treatment outside the co-ordinated land area shall be paid from the work-related injury insurance, and the specific standard of payment shall be stipulated by the people of the co-ordination area.

Injured employees are not entitled to medical treatment for work-related injuries and shall be dealt with in accordance with the basic medical insurance measures. If the work-related injury employee goes to the medical institution that has signed the service agreement to carry out the work-related injury**, if it meets the requirements, it shall be paid from the work-related injury insurance**. According to the relevant provisions of social insurance, the cost of purchasing work-related accident insurance is 1 of the total salary expenses, and the amount paid by the unit is generally more than 1 times that of Xiangyin.

Employees can enjoy the benefits of work-related accident insurance after purchasing work-related injury accident insurance for 12 consecutive months. As for the work-related accident of an employee, the compensation standard needs to be combined with the type and actual situation of the work-related injury and the relevant legal standards, so the compensation amount cannot be determined independently. After the occurrence of a work-related injury, the relevant insurance institutions and the employer shall compensate the victim, and the standard of compensation shall be carried out in accordance with the legal compensation standard for work-related injury, in which the definition of the level of work-related injury requires the conclusion of disability appraisal and the actual situation of work-related injury.