Which is better, Taikang Life Insurance or United Life Insurance, both are in house, do not disturb

It doesn't matter if you do in-house, the most important thing is to see whether the company's treatment is good and whether the benefits in all aspects are generous! Whether to purchase five insurances and one housing fund. There is also room for promotion.

The main thing is whether the holidays are sufficient. Taikang Life Insurance is an old company, and it may be more economical in terms of strength, but this is an irrelevant thing for practitioners, because the talent reserve of the old company has basically been completed, and various positions (especially leadership positions) have been fixed. This is a test of endurance for practitioners.

However, Hezhong was established relatively late, and the company develops, and the talents required are relatively scarce, and the opportunities for promotion may be greater for practitioners. Promotion = salary + experience. If you don't work in a managerial position, you can only get an experience that neither school nor money can get.

See what you need. Choose according to your needs.

Taikang is much bigger than others, but large companies are not necessarily good, although Ping An is big, but the general response is not good. I heard that Taiping's internal staff was not bad, at least that's what the people inside said.

All good. The most important thing is to see if you can learn or have room for improvement.

Hello, Taikang Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China. Under the leadership of a professional and international management team with Chairman and CEO Chen Dongsheng as the core, it has grown into a large-scale national insurance company with life insurance as the core and a whole industry chain life insurance services such as enterprise annuity, asset management, pension community and health insurance. If you need more detailed information, you can log on to the official website of Taikang Life** or call the national unified service**95522 for consultation, thank you for your cooperation!

All are good, but they are not suitable for their own insurance.

The principle of purchasing insurance is based on social insurance, and it is better to add appropriate commercial insurance as a supplement.

The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.

For each of us, we should consider health insurance. Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.

Therefore, you must first consider medical insurance, whether it is commercial insurance or social insurance, and then consider other insurance products, so that it makes sense. If you are not healthy, it is impractical to have more pension insurance.

It is recommended that you first purchase the social security launched by the state (preferably if the unit comes forward to purchase it), including cooperative medical insurance, and then consider commercial insurance as a supplement.

The dividends of insurance companies are based on the profitability of each insurance company, which is dispensable and has obvious uncertainties.

Here, I know that in this industry, there are three recognized sentences that say this: "brand in life", "Ping An talents" and "Xinhua products".

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally a lifelong contract, and you can become lifelong happiness if you buy it well, otherwise it will have a great impact.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

4) Buy insurance first adults and then children, if adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is adults who pay for children.

The two are more similar, both are critical illness and death protection insurance.

Differences: Happy life is a whole life insurance, that is, it is completely for protection, only death or critical illness will be paid, and there will be dividends;

There are two ways to live a healthy life: 70 years old and 80 years old, and there are no dividends.

The key here is whether there are clear requirements for the insurance period, and how much you understand and value dividends.

Clearly, the choice is yours. There is no such thing as a natural advantage, and what suits your situation and requirements is good.

Personally, I think that the happy life of United Life is good, first of all, its annual premium is the lowest among similar products in the domestic market, and the happy life is with dividends, and Taikang's double care is not dividends, and the types of critical illnesses it protects are less than the happy life, it is only 27 kinds, and the happy life can reach 30 kinds of dividends, which can be freely received by the policyholder every year, if you do not receive it, you can accumulate interest, and the interest will be bigger and bigger.

A happy life is not only the protection of critical illness, but also the protection of accidental death, that is, it also has the protection of life insurance, which plays the role of double protection, but only one of the two can be selected when making a claim, for example, the contract will be terminated naturally at the same time as the compensation for critical illness, and even if you die due to illness or accident, you will not be able to get a claim in the future.

In addition, in case of a serious illness and urgent need for insurance money, at present, among the domestic insurance companies, only Hezhong can advance 60% of the insurance premium, as long as the hospital issues a call and the disease is covered, then you can get 60% of the insurance money immediately, instead of waiting for the 6-month diagnosis period to get the insurance money.

Therefore, in terms of insurance types and insurance companies, it is relatively better.

There is no good or bad insurance product, what suits you is the best.

Buying insurance scientifically should (1) adults first and then children, because adults are the economic pillars of the family, the umbrella of the family, and the insurance of the family. (2) First protection (accident, medical treatment, critical illness) and then investment (pension, education, financial management, etc.), especially at your age, accident insurance must be considered, and there are many factors to consider when buying insurance: age, gender, annual income, annual expenditure, annual balance, what are the current protections, whether there are loans, whether there are investments (**, **, bonds, real estate, etc.), children's education, and the support ...... of the elderlyIt is necessary to design the scheme according to these reasonable plans, because the insurance is paid for more than ten or twenty years. So don't let these uncertainties affect our future quality of life.

Be sure to consider comprehensive, because the insurance payment is directly linked to age, the older the age, the higher the cost, the shorter the protection time, and the scientific planning of insurance is to control the annual insurance at 15-20% of the annual family income, the amount of life insurance is 5-10 times your annual income, so as to reasonably avoid potential risks, AIA Jingling is willing to work with you to plan your insurance life!

On the 2nd floor, do you see the landlord's problem clearly Taikang is a healthy life Not double care A healthy life is also to protect 32 major diseases If a happy life comes with dividends and pays less than a healthy life with the same amount of insurance, I advise you not to lie here, no one will believe it.