Ask, what does no money mean for young people today?

Having no money means losing your choice and the possibility of losing your choice. It means that when faced with a choice, you lose more choices, or even have no choice. It's like taking a multiple-choice question during a test, where someone else has multiple choices, and you only have two or even one.

Graduated from university in 07, ordinary undergraduate, studied chemical engineering, rural. Without any background and resources, he came to Zhengzhou in a smear. What does it mean to have no money?

It means that the explosion of inner potential means: suffering its mind. See if you can accept more grinding than the average person at this stage.

In the fourth year, I went to work in a large company to do business, and I became a regional manager and worked for two years. Fully support the leadership, follow the direction of the leadership, do not seek too much return, only seek recognition, performance proof. Ultimately, entrepreneurship.

So now, do wedding photography. Currently number 30 employee. The company's performance has risen year by year in the case of a recession in the industry.

This is thanks to the stage when there was no money, which made me realize that the so-called playfulness, the so-called love of face, and the so-called ups and downs will all be lost over time. It's just that you understand this truth in advance, be down-to-earth, and don't pick and choose.

Lack of money means a lack of capital to bet on life for today's young people. Above survival, below life, faced with choices, sometimes there is not even the capital to place a bet. From the perspective of opportunity, it seems more realistic, life is an irreversible process, some opportunities are missed forever, and some opportunities can change the trajectory of a person's entire life.

If you don't have money, you have fewer bets and fewer opportunities to place them.

It means that the most memorable stage of this life must be seriously experienced and cherished by the people and things at this stage. Before, always ask yourself? When can you go out and take a taxi, don't worry about how much money you have, if you are thirsty at the door, you can buy a drink directly, 3 yuan.

If you are hungry for business at noon, you don't have to think about it when you walk to the bakery**. Ask yourself when you will get in the car, how majestic. Nowadays, there are cars and everything, but in fact, there is really no such excitement as before.

When you are young, it is also the time when you have the least money. Every penny must be earned by oneself, to be exchanged for labor, to find opportunities with wisdom, to strive to integrate into the needs of society, and to be paid for embodying one's own value.

Ode to Joy is hot, a lot of people are watching it, and a lot of people are discussing it. Among them, Jiang Xin played Fan Shengmei, a phoenix girl from the countryside, but she was constantly exploited by the patriarchal thinking of her family, but she could not get the love and care of her family. I see that many people in the barrage ask, is there really such a parent in reality?

I can say with certainty that there is. My buddy is simply the male version of Fan Shengmei. The only difference is that their family is not patriarchal, their family is small and large.

His parents take a fancy to their little son, and his buddies say that he basically doesn't know what his parents' love is like. He knew that he couldn't give up studying, he had to take the university entrance examination and pass the exam. Otherwise, there is no way out.

What does no money mean for young people? It means that you can only make more secure choices; More pragmatic decisions. It means that you have to work hard to be able to live, not just survive.

It means that there is no car, no house, no object, and it also means that you have to keep working hard.

No money means that you can't even find a partner, who will deal with you if you don't have a house or a car!

Whether it is a colleague's wedding or a class reunion to take turns to entertain guests, you need to grit your teeth and make up your mind. The end result is a drift of distance from everyone and a misfit.

Everything has its own two sides, good and bad, and no money is also the same. The good thing is that not having money can give you the motivation to fight for a better life and change the status quo. The bad thing is that without money you can't get the material needs you want, and sometimes you can't satisfy the money cravings of the people around you.

No money means that young people nowadays have nothing, they can't marry a wife without money, and they can't honor their parents, so young people, work hard to earn money.

In fact, it's nothing, you can't use money to raise yourself lazy at the age of being young and working hard.

It's not terrible to have no money, we didn't have money when we were young, but in these days when we have no money, we must learn more to enrich ourselves, persevere, and hard work will be rewarded.

No money is just a status quo for young people nowadays, many young people have no money, and after a few years of struggle, they will start to become rich after finding their own path.

The motivation to continue to struggle, only by working hard can we get rid of poverty.

It means that you need to work hard, and it means that if you don't work hard to change yourself, you will be doomed to run out of money.

It means that they have lost a lot of illusions and have a more realistic future. "No money" is both a challenge and an opportunity for young people, and it inspires them to work and live harder to pursue their ideals.

Although many people take the pursuit of money as the ultimate goal of their lives, they think that even if money is not omnipotent, but no money is absolutely impossible, especially for some people with strong self-esteem, when they have experienced a poor life, they often think that if they have money, they can have a good inferiority complex in their hearts.

First of all, when a person has lived in a poor family environment since childhood, then this person will have an inferiority complex in his heart since he was a child, especially compared to his peers, he often lacks self-confidence because of the poverty in his life and does not dare to have too much contact and interaction with his peers, and there is often a strong desire in their hearts to hope that they can have more money to change their inner inferiority complex, so they will grow up to work so hard. to change their own destiny.

When they have worked hard and worked hard, they have indeed achieved a certain degree of success in their careers and earned enough money, then it will indeed make their inner inferiority complex disappear to a certain extent, but we should also realize that a person's real inferiority complex is not necessarily the amount of their own money, but more importantly, it depends on their own growth experience and family education and other factors, or whether their hearts are strong enough, money will make most people more confident, But money does not bring a person real self-confidence from the bottom of his heart, if you use gold to cover up your inferiority complex, I personally think that such people are actually inferior in their hearts.

For this problem, we cannot simply think that young people are only caused by low income and making ends meet, but also have a lot to do with their investment and financial diversification and consumption habits.

Even if the income is higher, it will be offset by the high housing prices. According to the statistical report on wage levels of authoritative institutions, in 2018, the per capita annual wage of employees in urban non-private units was 82,461, and the average salary of employees in private units was 49,575. In the first-tier cities, even the per capita consumption level of Beijing, Shanghai and Guangzhou is 5-70,000, and the per capita consumption expenditure of cities and towns in the country is 10,000.

At the moment, our biggest expense is still the purchase of a house, that's the consensus. For example, in first-tier cities, housing prices have been as high as 5-100,000 per square meter, and even a small apartment of 60 square meters needs at least 3 million. According to the per capita income of 80,000 yuan, it takes at least about 40 years of savings without eating or drinking, and 20 years for dual workers, even if you give a down payment, you need to save for 6-7 years.

Therefore, under the high housing prices, most young people are burdened with mortgages and other debts, and a report by HSBC pointed out that among the post-90s who have worked, the average debt per capita is 12+, which seems to have a certain basis. Therefore, it is true that there are not many young people who can have a balance in the bank.

Second, young people's investment and financial management are no longer limited to bank deposits. It can be said that young people do not have much savings, but it does not necessarily mean that they do not have savings, but they do not necessarily choose to have bank deposits. First, bank deposit interest rates are low and liquidity is poor; Second, in the current Internet+ era, there are many investment and financial management channels, unusually rich product lines, and more room for choice.

For example, Internet wealth management platforms such as Alipay Coin Pass not only have a much higher rate of return than the bank's current deposit interest rate, but also are extremely convenient and fashionable in terms of consumer payment. According to the data, the number of Yu'e Bao users has reached 600 million, with a total scale of 2 trillion and an average balance of 3,300 per capita. But at the same time, it can be seen that young people do not have much spare money, showing a small state.

In addition, young people's incomes do not match their expenses, and bosses are reluctant to pay their employees high wages, which can be said to be "exploiting" employees.

Young people are also adapting to such an environment, and it is obvious that the expected salary of college students in recent years has been declining.

Revenues are less, but expenses are increasing.

In addition to high rents, young people are looking for a high quality of life.

A cup of Starbucks coffee is at least 30 yuan, and a similar lunch is also about 20 yuan, brand-name bags, brand-name cosmetics, etc., which are all a lot of expenses.

The monthly salary is generally very small at the end of the month.

Even with a monthly salary of 8,000, life in Beijing is not very good.

It is impossible for young people from outside to buy a house in a big city, and the soaring housing prices are not enough for outsiders to have a home in a big city, and it is difficult to consider getting married or something.

You may want to say that young people can work hard and get promoted and raised, but the workplace still belongs to "middle-aged", and it is difficult to get promoted.

There is a well-known theory called the "28 Theory", 20% of the people hold 80% of the wealth, and most young people are in the 80%.

The reason why young people are getting poorer and poorer now, you will understand after reading it! (That's a good point).

Second, the poor mindset.

Since there are objective reasons for unfair social opportunities, there must be subjective reasons:

poor thinking".

Say you can do it, you can do it; Say you can't do it, you can't do it".

This sentence is a good illustration of the power of mindset.

Many young people do not pay attention to time, do not have a good sense of time, and work efficiency is low.

Often, they are unable to complete tasks during working hours and have to work overtime to complete them.

There is also a sense of excellence in overtime, as if he is very capable, but in fact, he has not managed his time well and is "poor".

Off-duty time is used to improve oneself, you can develop your hobbies, you can study your current field in depth, and you can be "fine" and "deep".

There are also self-imposed limitations, and there is no confidence to get rich.

After listening to Jack Ma's speech, you know that he is an extremely confident person.

There was a news before, interviewing Ma Yun's former neighbor, and he commented on Ma Yun: He is not tall, and when he speaks, he is very confident.

What young people lack now is self-confidence in the future, blind and satisfied with the present, in fact, it cannot be said to be "satisfied", or a kind of drift that cannot change the status quo and has to adapt.

They also sometimes complain a lot, complain about the company, complain about society, and despite the existence of social injustice, it is useless to complain.

The reason why young people are getting poorer and poorer now, you will understand after reading it! (That's a good point).

Compared with your parents' generation, the money you earn may be several times that of theirs, but the times are changing, and prices are skyrocketing**, but when you are young, it doesn't matter if you are poor, what matters is the direction of struggle, as long as you have confidence and continue to work hard, you will definitely have a successful day.

I hope that after reading this article, you can think about your future life.

<> "Young man, do you think you are really short of money?

People who think like this, you deserve to be poor for the rest of your life, and the world outside of your cognition is very exciting.

1. On the surface, you lack money - money.

2. You lack knowledge in your stomach.

3. In your heart, you are lacking in the rent of the shirt - the courage to fight.

4. In your bones, you lack blood & sex.

5. What you lack in your mind - concept guessing signs.

6. In essence, you lack ambition.

7. What you lack in your career is perseverance.

8. What you lack in change - action.

They generally don't make much money, but they spend a lot of money, and some even spend in advance, so most young people will feel that they are short of money.

01. Nowadays, young people generally don't make much money

Today's young people are in a relatively embarrassing era, which leads to the situation of most young people who do not earn much money at work, because society has high requirements for them, including education, skills and attitudes.

Some young people have low eyes, high-wage jobs they can't meet the requirements of others, and low-wage jobs are unwilling to do, so this leads to a considerable number of young people are unemployed, and most young people can only get a salary that can't survive or starve, although they also want to find a good job, but according to their actual conditions, it is difficult to find, and they can only temporarily find a job to estimate food and clothing.

02. Young people don't know how to save money and spend a lot

For many young people now, they will not think about saving money to buy a house and get married, because they know that they may not have a future, after all, with their meager salary, it is too difficult to make money to buy a house.

Therefore, some people simply let go of themselves, do not think about it at all, and strive to improve their abilities, but let themselves be immersed in all kinds of pleasures, completely ignoring their pitiful savings.

03. Young people prefer to consume in advance

If according to the thinking of the older generation, they will definitely not choose to buy a house with money, after all, they feel that the life of owing money is not easy at all, so they will buy a house when they have money in their hands, and find a way to make money to buy a house if they have no money.

But for young people, this is not the case at all, they will not only choose to buy a house and a car, but even choose to buy some mobile phones in installments, in this case, they can only be busy paying off various interest, after all, the bank is not for nothing.

It is precisely because young people's wages are generally not high nowadays, but they have a lot of expenses and even like to spend in advance, so they can only fall into a strange circle where although they are also working hard, they still have no money.