How should the boss compensate for the insurance after being injured at work

Article 39] The following expenses incurred as a result of work-related injuries shall be paid by the employer in accordance with the provisions of the State:

1) Wages and benefits during the work-related injury;

2) The monthly disability allowance received by the disabled employees of the fifth and sixth grades;

3) A one-time disability employment subsidy that shall be enjoyed when the labor contract is terminated or dissolved.

Of course, the boss has to compensate, insurance is insurance, if there is indeed a problem with the unit, then it is appropriate to ask the unit for compensation. In other words, in addition to insurance compensation, it is necessary to pay a one-time employment allowance, and the salary for the period of leave of absence must also be paid normally. Where there is work-related injury insurance, part of the compensation items specified in the work-related injury compensation standards shall be borne by the work-related injury insurance.

Article 38 of the Social Insurance Law provides that the following expenses incurred due to work-related injuries shall be paid from work-related injury insurance in accordance with national regulations: (1) Medical expenses and expenses for work-related injuries; (2) Subsidies for in-hospital meals; (3) Transportation and lodging expenses for medical treatment outside the overall planning area; (4) The cost of installing and configuring assistive devices for the disabled; (5) For those who are unable to take care of themselves, the living care expenses confirmed by the Labor Ability Appraisal Committee; (6) A one-time disability subsidy and a monthly disability allowance for disabled employees of grades 1 to 4; (7) A one-time medical subsidy to be enjoyed when the labor contract is terminated or dissolved; (8) In the case of work-related death, the funeral allowance, pension for dependent relatives and work-related death allowance received by the surviving family members; (9) Labor ability appraisal fee. Article 39] The following expenses incurred as a result of work-related injuries shall be paid by the employer in accordance with the provisions of the State:

1) Wages and benefits during the work-related injury; 2) The monthly disability allowance received by the disabled employees of the fifth and sixth grades; 3) A one-time disability employment subsidy that shall be enjoyed when the labor contract is terminated or dissolved.

There is no need for business owners to compensate anymore.

Compensation, insurance compensation is insurance compensation, boss compensation is boss compensation, and it has to be distinguished.

After a work-related injury, the Human Resources and Social Security Bureau (insurance company) will only compensate for the expenses that should be paid by the work-related injury insurance**, and the employer is responsible for the compensation of part of the work-related injury insurance (such as the salary during the period of suspension of work).

If the work-related injury claim is settled, the boss will not have to make a second claim, just because of the old employees, they can pay for nutrition and living expenses.

The boss doesn't have to compensate you in this case, dear.

The purpose of the boss to buy insurance for you is to not pay for yourself, and the boss should not lose money if the insurance pays you.

How big is your face, and the boss still compensates you? Did you block the bullet for your boss or what?

If an employee is injured at work and the boss buys insurance for the employee, the company does not have to pay for it, and the insurance company can pay for it.

Every family unit has the responsibility and obligation to purchase relevant insurance for regular employees, and if you do not buy insurance, you will be suspected of violating the law, so we should also understand the relevant knowledge in our lives. If an employer does not pay relevant insurance to employees for a long time, then we can also learn to take up the legal imitation to defend their legitimate rights and interests, and at the same time, it should be noted that the group personal accident insurance purchased by the unit, the insurance compensation is directly attributed to the individual employee, so it has nothing to do with the unit.

1. How should employees deal with work-related injuries?

Everyone will always encounter some problems that are difficult to solve in life, if there is a life safety problem during working hours, we must apply to the local labor department in time for work-related injury identification, and after applying for work-related injury identification, the relevant insurance company can make a certain amount of compensation, if the compensation money is insufficient, you can also directly file a complaint with the employer, which can help us better solve the problem.

2. How should the employer solve the problem of not paying insurance for employees in time?

According to the provisions of China's labor law, the employer should pay the relevant insurance in a timely manner after the worker works for 30 days, if the insurance is not paid, then it has been suspected of violating the law, so we should also learn to pick up the law to defend their legitimate rights and interests in life, and at the same time, work-related injury insurance is also a part of social insurance, which is a type of insurance that the state requires enterprises to purchase for employees, so even if the employer purchases accident insurance for employees, it still needs to be supplemented by work-related injury insurance.

3. What should the company pay attention to when paying social security to employees?

Before the social security payment, you must first bring the relevant materials, a copy of the insured person's ID card, the insured person's personal information registration form, as well as the social security increase form, as well as the insured person's personal insurance policy, must be prepared perfectly, so as to ensure the normal social security payment, social security is best not to produce a long period of interruption, so as not to affect their normal life.

If the insurance leakage is enough to compensate for the first insurance, the boss does not need to pay for it, but if it is not enough, the boss Ken Fan Sou Sun must need to pay for the chain of money, because this matter is originally a work injury.

Yes, because this situation is a work-related injury, the company should make relevant compensation, and then it can also claim compensation from the insurance company.

Of course, there is no need, because the boss has already purchased insurance for the employee, so in the case of workers' compensation, the insurance should pay for it.

1) Treatment (medical) expenses. **The cost of work-related injury must meet the requirements of the work-related injury insurance diagnosis and treatment items, the work-related injury insurance drug list, and the work-related injury insurance hospitalization service standards. (2) Subsidies for in-hospital meals;

If an employee is hospitalized and injured at work, the unit shall pay the hospitalization meal subsidy according to 70% of the food subsidy standard of the unit for business trips. 3) Transportation, accommodation and food expenses for medical treatment in other places. If an injured employee seeks medical treatment outside the overall planning area with a certificate issued by a medical institution and approved by the handling agency, the required transportation, food and lodging expenses shall be reimbursed by the unit in accordance with the standard for employees traveling on business for business purposes.

4) **** fee. The expenses incurred by the injured employee to the medical institution that has signed the service agreement shall be paid from the work-related injury insurance if they meet the provisions of the third paragraph of this article in the catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs, and the work-related injury insurance hospitalization service standards. 5) Assistive device fee.

Due to the needs of daily life or employment, the injured employee can be fitted with prostheses, orthoses, artificial eyes, dentures and wheelchairs and other assistive devices upon confirmation by the Labor Ability Appraisal Committee, and the required expenses shall be paid from the work-related injury insurance** in accordance with the standards stipulated by the state. 6) Wages during the period of suspension of work. If an employee is injured in an accident or suffers from an occupational disease due to work and needs to suspend work to receive medical treatment for work-related injuries, the original salary and benefits shall remain unchanged during the period of suspension with pay, and shall be paid by the employer on a monthly basis.

The boss buys work-related injury accident insurance for employees, and employees who are injured at work should be compensated for medical expenses, operating expenses, lost work expenses, and living allowances during hospitalization.

The compensation includes hospitalization, disability, recuperation, etc., and most importantly, the accident insurance is paid according to the type of labor and work-related injury.

The insurance bought by the boss has nothing to do with you personally. This insurance is just a precaution to reduce the amount of compensation the company bears. What you can enjoy is still work-related injury insurance, and it has nothing to do with the work-related injury accident insurance paid by your boss.

Looking at the terms of the insurance contract, it is said that it is a work-related injury accident insurance with an insurance amount of hundreds of thousands, unless you are disabled or dead, the insurance company will pay compensation according to the insured amount. Generally, it is reimbursed for hospitalization and lost work expenses.

The boss should come forward, find the insurance company, and provide relevant certificates and materials for work-related injuries to be compensated by the insurance company.

You talk to your boss about wages.

Legal analysis: After a work-related injury, the Human Resources and Social Security Bureau (the insurance company argues) only compensates for the expenses that should be paid by the work-related injury insurance**, and part of the work-related injury insurance compensation benefits (such as wages during the period of suspension of work) are compensated by the employer. After the work-related injury insurance company pays the compensation, the boss only needs to pay the monthly salary on time and pay the disability allowance.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 38 The following expenses incurred due to work-related injuries shall be paid from work-related injury insurance in accordance with national regulations: (1) medical expenses and expenses of work-related injuries; (2) Subsidies for in-hospital meals; (3) Transportation and lodging expenses for medical treatment outside the overall planning area; (4) The cost of installing and configuring assistive devices for the disabled; (5) For those who are unable to take care of themselves, the living care expenses confirmed by the Labor Ability Appraisal Committee; (6) A one-time disability subsidy and a monthly disability allowance for disabled employees of grades 1 to 4; (7) A one-time medical subsidy to be enjoyed when the labor contract is terminated or dissolved; (8) In the case of work-related death, the funeral allowance, pension for dependent relatives and work-related death allowance received by the surviving family members; (9) Labor ability appraisal fee.

If I buy insurance for my work-related injury, will the boss still pay for it?

Hello, honored with your question! In addition to the work-related injury insurance compensation, the employer needs to compensate. After the work-related injury insurance compensation, it is necessary to pay as a unit:

** The salary during the period, that is, if the employee is injured in an accident or suffers from an occupational disease at work and needs to suspend work to receive medical treatment for work-related injury, the original salary and benefits shall remain unchanged during the period of suspension of work and salary, and shall be paid by the employer on a monthly basis. In addition, the employer shall also pay a one-time disability employment subsidy.