The house and car together are more than one million, why do you still feel so poor?

<> because houses and cars are fixed assets, if you want to realize, you need to spend time and energy, although they are assets, but not working capital, but to maintain a car every month to spend a lot of money, and your daily needs, entertainment consumption, these need are working capital, not your fixed assets, if you have high spending power, but less income, of course you will feel poor.

Think about it, what level is a million houses now? A toilet room in Beijing's Fourth Ring Road? It is still a small house in an ordinary first-tier city, and it depends on the location ......Of course, it may also be a house in a third- or fourth-tier city with a good location and enough space.

However, to be honest, millions of real estate is really not very rich, and compared with others, it is really ...... poor

As for the car, to be honest, a car with less than one million is the level of a scooter. Not to mention that the car and house combined are only more than a million ......The ** of this car can also be imagined......

After knowing that a house and a car of more than one million is nothing, we still have to look at how much money we have on hand and can mobilize.

After all, when we go out to dinner, it's impossible to mortgage the car keys there and tell each other how much my car is worth, right? What we need to take out is money ......Instead of fixed asset ......

If you only have more than 10,000 yuan on hand, but your monthly income is only 3,000, and your expenses are 5,000, if you think about it, you feel terrible, the income and expenditure are unbalanced, and you are completely eating the old book, and once the old book is eaten, there is no way back.

Of course, this is a break-even relationship, not necessarily such savings and income and expenditure, but you have to understand, which emphasizes whether your income level and your expenditure level are balanced, and whether you have enough ability to maintain such a level of income and expenditure and increase the proportion of income ......

Otherwise, even if you have a car and a house, you have no money for everything, and you are indeed ......quite poor

In fact, the poor and the rich are both relative.

When you have a car and a house, others live in a dormitory, eating steamed buns, and eating those meals is a ...... you can't swallowThere are also people who live in thousand-square-foot mansions, have independent elevators, drive luxury cars, and enjoy the life ,...... of "superior people".

Are you poor? Less than the above, more than the bottom. If you talk about contentment, I don't think you are not dissatisfied, but you want to "show off" what you have now, and then let the comparison of others satisfy your psychological ......

If you really feel poor, when you enumerate, you consciously enumerate your predicament instead of showing your wealth ......

For example, I have a low salary and a small income, but my family is in high debt, and no matter how hard I work, it seems that I can......'t pay off the moneyA six-digit password to protect a single-digit deposit is no longer enough to describe my poverty, my poverty is that my wallet is empty, and my assets are still negative......

No car, no house, no money to pay off debts, this is the poor ......

1. Assets become consumption, and expenditure is greater than income

When you have 1 million cash in hand, even if you don't make other investments, you can keep the money in the bank and get a monthly income. It's also a good income if you add this money to your salary, etc. With this money, you will feel rich and happy.

If you use this money to buy real estate, cars and other assets, purely for consumption, the 1 million in your hand will change from positive assets to negative assets. The money for maintaining a house and a car every month will cost you part of the money, and it must be paid every month. Originally, with an income of 100,000 yuan a month, he could live well, but now he needs almost 150,000 yuan to maintain the original standard of living.

If your income level can't keep up, and you are still stuck at the level of 100,000 yuan before buying a house and a car, you can only shout poor every day, because your expenses are greater than your income.

Two: It turned out to be really poor

1 million, or movable and immovable property together, if there is no other deposit, in the city can basically be classified as the poor. Take Zhangjiakou, a third-tier city, for example, 1 million is a house of more than 80 square meters. IMHO, I feel poor because I am poor.

Three: Millionaires are outdated

A million dollars for a house and a car is not money, it is just an asset, not a cash ...... that can be used for consumptionNow in this year, there is no mortgage or car loan, there are millions of savings, and the monthly income of more than 20,000 yuan can live a chic life. Millionaire is a rich man in the era of 10,000 households, this word is no longer applicable, and tens of millions are barely qualified to be called rich!

Can this be considered money, this is all real estate, having a house and a car does not mean that you are really rich, it just means that you can take root and survive in this city.

Just like a little sapling has found a place and begun to take root and sprout, how it grows depends on your creation. It doesn't mean that if you take root, you will definitely grow into a towering tree. The difference between you and those saplings who don't have roots is that you have a place to live, but it's not that you're rich, it's just that you can survive.

When the tree dies, one day there is no place for you to put your roots, and you will still be left with nothing.

Therefore, having a house and a car at home does not really reflect your value. It's just that as a criterion for the consideration of blind dates now, having a house and a car has a certain guarantee, but a blind date is not just enough to have a house and a car, but also depends on how your career is, whether you can create more value in the next life. Your ability to make money is a reflection of whether you are poor or not.

Maybe you have a house and a car, and you still have a loan for this house, but you can only say that half of this house is yours and the other half is from the bank. If you don't repay the loan in any month, the house still has to be returned to the bank. Besides, this house is where you settle down, although it may be worth 1 million if it is sold, but after it is sold, you live in **.

If you look for such a statement, doesn't everyone who sells their house become millionaires? This is unrealistic, you work hard to earn money just so that one day you can afford to buy a house, so that your money can be turned into real estate and maintain and increase its value.

But you sell the house and exchange it for money, and there is no use for it. In the current environment, investing in real estate is the most principal-preserving behavior, and if you don't buy a house, you will have your money by your side, and you may be dumbfounded by the speed of depreciation. If you can buy a house this year, you can only buy a half house next year, and you can only buy a garage in a few years.

So, even if you have a house and a car, if you don't do anything yourself, you're still a poor person.