My mom is almost 50 years old and wants to buy insurance, but I don t know which insurance to buy

Hello! Your mother is 50 years old, and she buys insurance because she buys whole life insurance, which can accompany your mother for the rest of her life, so that she will have a sum of money for emergencies no matter what happens during that period, and it can also play a role in reducing the financial pressure on her children. "Xiangrui Whole Life Insurance (Dividend) + Additional Early Payment Critical Illness Insurance" covers 100,000 yuan, with a payment period of 20 years and an annual payment of 4,350 yuan.

Advance payment of critical illness benefit of $1,000 per year. During the payment period, your mother has a critical illness or in case the premium is waived in the later stages. This is a lifelong health protection pension plan with low premiums, high protection, waiver, and critical illness protection.

Hello: Taikang Life Liu Ligang is at your service! It is recommended to choose [Healthy Life Critical Illness Regular Return to Principal Type] to cover 32 types of critical illnesses; You can apply for insurance from the age of full month to 70 years old; Payment Period:

The age of 65 cannot be exceeded at the end of the payment period of 5 years, 10 years, 15 years and 20 years. Guaranteed until the age of 70 or 80, the capital will be returned, and the contract will be terminated. Not only protect against critical illness, but also protect against accidental death, accidental high disability, and high coverage for a healthy life that returns to the original cost.

Hello! It's a bit late for you to consider buying insurance for the elderly, because there are almost no products from all insurance companies that are the most suitable! It mainly depends on what problem you want to solve, if it is a serious illness, it is recommended to buy traditional medical insurance, such as Ping An's Xinsheng product, or a universal product, but the payment time should be selected for 15-20 years!

Hello! Xinhua Insurance Company's auspicious supreme insurance is very suitable for your mother, pay for 15 years, accident, serious illness full protection, you can receive a one-time principal plus dividends at the end of the period! Double the value for the duration of the policy.

Our company has two different types of critical illness protection products, one is higher in terms of health protection, but if you have to receive cash when you retire, it will be much less. If you invest the same amount of money, you will get less protection, but after the coverage period (for example, choose 70 years old), regardless of whether you have made a critical illness claim, your principal will be returned to determine the capital protection. You mentioned the need to have health coverage and the ability to return the principal at the end of the coverage period.

There's no product that does both. However, my personal advice to you is to consider a product that can be obtained with high security immediately, and only this product will have an emergency effect when you need money urgently. If you have any questions, click on my avatar to consult.

Hello, you want to buy insurance for your mom, for what? If it's for protection, why pay for it in 10 years? Magnum: If you want to recover the cost, it is equivalent to surrendering the policy, there is no protection, do you only want to protect for ten years?

Won't it be guaranteed in 10 years? If you buy this universal for your mother, I will give you a suggestion, if you pay 6,000 per year, the main insurance is set at about 120,000, and then the critical illness should not be too high, and the accident and accident will only be 65 years old, so don't remove it, add it to it, the reason why the critical illness cannot be too high is that your mother's age is old, and the cost of protection will be very high, and there will be a situation where you can't recover the cost. I don't know if you're in it for the money or for your mother's security.

Hello! You can see that you are not only a filial child, but also very rational. Buying insurance itself is to get protection, and after recovering the cost, there is no protection, and the meaning of buying insurance itself is lost.

We recommend China Life New Corning, which covers a wide range of critical illnesses and is the first to launch mild illness benefits, you can learn about it. Hope mine can help you. Thank you!

Don't know what your starting point is? If you want to buy health insurance, why should it end in about 10 years? What if you need this protection after 10 years?

If you are considering the future health risks of the mother. It is recommended that you purchase a lifetime health insurance. This money is earmarked.

If you use it, you will save your life, and if you don't use it, you will have your own pension in the future.

Hello, according to your needs, we recommend to you the Corning regular of Chinese Life, which is guaranteed to the age of 70, and the principal is returned if there are no accidents and critical illnesses. However, it is only guaranteed until the age of 70. Thank you!

Hello, Taikang has the principal and interest repayment products you need, with critical illness protection function, and free exclusion function, but the premium is a bit high.

Yes, variable annuity life insurance is mainly 10 years! You can redeem and renew it after expiration!

Good evening: If you want to buy commercial insurance at this age, it is a bit difficult to find insurance in the industry if you want to have high protection and complete protection, and you want to recover the cost in about ten years.

Hello, buy the protection. Need to know?

We can configure critical illness insurance, cancer insurance, million medical insurance, cancer medical insurance and accident insurance for parents over 50 years old.

First of all, we need to pay attention to the risk of disease in parents over the age of 50. You must know that parents have been making waves in the workplace for many years, and they are under the double pressure of family and workplace, and their physical burden is often not light. Therefore, the risk of disease is not negligible.

Therefore, we need to configure critical illness insurance, cancer prevention insurance, million medical insurance, and cancer prevention medical insurance for parents who are more than 50 years old.

Critical illness insurance is a benefit-type insurance, equipped with critical illness insurance, if the parents who are more than 50 years old unfortunately suffer from related diseases, if eligible, the insurance company will pay the insurance benefits according to the agreement. As for the million-dollar medical insurance, if eligible, it can reimburse the expenses of parents over 50 years old to visit the hospital on a pro-rata basis. The two types of insurance are configured together, so that in such an unfortunate situation, the insurance can reduce the financial burden caused by the unfortunate illness of the parent.

It is worth noting that the health notice of critical illness insurance and million medical insurance is relatively strict, if the parents who are more than 50 years old have physical problems and cannot successfully apply for the desired critical illness insurance or million medical insurance, we can also configure more relaxed health notice cancer insurance and cancer prevention medical insurance for them.

What is cancer insurance, how to buy it, which one is good, comprehensive analysis, comparative evaluation

In addition, we also need to configure accident insurance for parents who are more than 50 years old. The risk of accidents is something that people of every age need to pay attention to, and parents in their 50s are no exception. Therefore, we need to configure accident insurance coverage for parents.

Accident insurance transfers the financial risk of the insured person as a result of an accidental injury. Moreover, accidents are inherently uncertain, and we often cannot predict their occurrence, so the sooner the accident insurance is configured, the better!

Ten insurance points that are super suitable for the elderly to buy!

What are the insurance for the elderly, and what insurance is good for your parents, you all need to knowHope.

Hello! Parents have worked hard all their lives, as children, after they have a certain economic strength to buy the right insurance for them to improve their protection is the embodiment of filial piety, in order to improve the protection of parents who are almost 50 years old, it is necessary to build a comprehensive insurance plan for them in a timely manner.

What should I buy insurance for my parents who are almost 50 years old?

1.Due to the elderly, the body is not as flexible as before, and the risk of accidental bumps is relatively large, and the resulting accidental medical expenses are not low, so it is recommended that you give priority to products with accidental medical protection when applying for elderly accident insurance.

2.The elderly are more likely to have the risk of accidental fractures due to their indexterity of legs and feet, so it is recommended that you give priority to products with accidental fracture protection when you apply for accident insurance for two elderly people.

To buy insurance for your parents who are almost 50 years old, it is recommended that you combine the specific accident protection needs of your parents to make a comprehensive comparison and selection.

China's insurance industry is only developed after the reform and opening up, the elderly parents have no sense of insurance when they are young, they have worked hard all their lives, they are old, and their physical condition is poor, when the disease comes, not only brings them pain, but also makes the expensive medical expenses worse, what insurance should be equipped with for parents?

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Parents over the age of 50 buy insurance, generally consider these:1Medical insurance, if the parents have some physical problems and do not meet the insurance requirements of medical insurance, cancer prevention medical insurance can also be used as an alternative; 2.

Cancer insurance, because it is not cost-effective for parents to buy critical illness insurance, cancer insurance is generally used as a supplement; 3.Accident insurance, remember to be sure to include accidental medical liability.

The insurance allocation of the 50-year-old is mainly "critical illness + medical + accident", but the premium of critical illness insurance is more expensive, depending on the personal budget choice. If you want comprehensive protection, you can choose cancer insurance to pass on the risk of cancer, and then combine it with medical insurance and accident insurance.