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Anonymous users2024-02-11WeLoan is a pure online personal microcredit revolving consumer loan product launched by Tencent WeBank for WeChat users and mobile QQ users. WeLoan currently adopts an official invitation system, and invited users can see the "WeLoan Loan" entrance in the [QQ Wallet] of QQ on their mobile phone and the "WeChat Pay" on WeChat. For the time being, there is no other way to force the opening of WeLoan, and users are not supported to apply for opening.
As a formal loan, WeLoan does not charge any pre-loan fees. In addition, in the process of using WeLoan, except for loan interest and overdue penalty interest, WeLoan does not charge any other fees, and there is no handling fee for early repayment.
Therefore, once you encounter financial fraud by impersonating a formal loan company, charging fees on private social accounts, etc., you must be vigilant and not gullible.
If you are temporarily unable to open a micro loan, you can also consider other reliable big brands, such as Alipay Borrowing, Du Xiaoman Finance, etc. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.
Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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Anonymous users2024-02-10Qianhai WeBank, a private bank that the industry is looking forward to, has finally launched its first loan product: micro loan. So, how high is the loan amount of Micro Loan? How much can I borrow from Micro Loan?
The range of the borrowing limit of micro loans.
Although Micro Loan is positioned as a small loan, the amount is not small. The minimum loan is 20,000 yuan, and the maximum loan amount is 200,000 yuan, which is very high in the same type of loan, and only the flash loan of China Merchants Bank is higher than the micro loan, and the maximum amount can reach 500,000. Generally, the online loan amount is capped at 10,000, 50,000 or 100,000.
Although the amount of micro loan is 2-200,000 yuan, how much can an individual borrow through micro loan?
How to determine the amount of micro credit.
How much an individual can borrow with WeLoan depends on one key factor: big data assessment.
The determination of the credit limit of WeLoan is determined by Tencent's Internet big data risk control model, which is mainly based on multi-dimensional data such as Internet behavior data, such as consumption, social networking, games, etc., as well as third-party data to determine how much an individual can borrow.
Generally speaking, the amount of money borrowed by WeLoan is very high among similar loans, and how much money an individual can borrow through WeLoan depends on the evaluation results of personal big data.
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