Agricultural Bank of China online quick loan of 83,000 yuan, 60 months, how to understand repayment?

Existing customers who apply for NetRapid Loan before 9 a.m. on May 13, 2019 will adopt the repayment method of "interest with principal and repayment".

Starting from 9 a.m. on May 13, 2019, for newly signed customers of NetRapid Loan, if the loan term is less than 1 year (inclusive), the repayment method will be adjusted from "interest with principal" to "monthly interest settlement and repayment of principal at maturity".

The system will automatically deduct the repayment amount from your repayment account on the repayment date of the loan, please deposit the full amount of funds into the repayment account before 17:00 on the repayment date as agreed in the contract.

If you need self-service early repayment, you can do so through the following channels:

2.Online Banking: Please log in to your personal online banking and click "Loans, My Loans, and Repayment" to repay the loan.

The validity period of ABC online quick loan is one year, but it can be borrowed in revolving during the validity period. Therefore, when you repay the 60-month loan of the Agricultural Bank of China, you can choose two repayment methods: automatic deduction by the system and active repayment. The system will automatically deduct the amount from the repayment account on the repayment date.

In addition, the online quick loan can be repaid in advance, and there is no handling fee for early repayment, and it can also save a part of the interest.

The bank will automatically deduct the money from the card on the repayment date, and there are often people who deduct the money on the next day, so what should I do? Let's take a look.

What will happen if the ABC online quick loan is deducted the next day?

The lender needs to go to the repayment card at 17:00 on the day of repayment to deposit enough money for repayment, so that the bank can smoothly deduct and repay, the specific deduction time is not specified, and there will be a text message prompt when the deduction is successful.

If there is no deduction on the repayment date of the online quick loan, and the deduction will be made on the next day, because there is no grace period for the online quick loan, even if the deduction is successful, it is considered overdue

Summary. Hello, ABC Online Quick Loan is very focused on personal repayment ability, as well as personal credit report. Overdue will also be divided into short-term and long-term, short-term overdue Generally speaking, for short-term loan overdue, the lending institution will be regarded as non-malicious overdue, as long as the lender immediately repays all the arrears, will not pursue the responsibility of the lender, and will not be on the credit report.

For long-term overdue behavior, the lending institution will classify the loan overdue as malicious overdue.

Hello, this is Yu overdue, and the repayment of the Agricultural Bank of China Netjet Loan is overdue if it is 10 days late. Overdue records will be reported at the credit report.

Hello, ABC Online Quick Loan is very focused on personal repayment ability, as well as personal credit report. Overdue will also be divided into short-term and long-term, short-term overdue Generally speaking, for short-term loan overdue, the lending institution will be regarded as non-malicious overdue, as long as the lender immediately repays all the arrears, and the lender will no longer be held responsible, nor will it be on the credit report. For behaviors that are overdue for a long time, the lending institution will classify the loan as maliciously overdue.

It's on the credit report once?? I didn't mean to, I was overdue when I received the SMS reminder from the bank, why didn't the bank send a message to notify me before the repayment date.

Hello, yes, the overdue time is more than 2 days, and it will be credited.

You will need to set your own reminder <> on the date of repayment

Lenders set their own repayment reminders.