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WeLoan is a pure online personal microcredit revolving consumer loan product launched by Tencent WeBank for WeChat users and mobile QQ users. WeLoan currently adopts an official invitation system, and invited users can see the "WeLoan Loan" entrance in the [QQ Wallet] of QQ on their mobile phone and the "WeChat Pay" on WeChat. For the time being, there is no other way to force the opening of WeLoan, and users are not supported to apply for opening.
As a formal loan, WeLoan does not charge any pre-loan fees. In addition, in the process of using WeLoan, except for loan interest and overdue penalty interest, WeLoan does not charge any other fees, and there is no handling fee for early repayment.
Therefore, once you encounter financial fraud by impersonating a formal loan company, charging fees on private social accounts, etc., you must be vigilant and not gullible.
If you are temporarily unable to open a micro loan, you can also consider other reliable big brands, such as Alipay Borrowing, Du Xiaoman Finance, etc. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.
Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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It is generally advertising information, and the first thing to inform you of the approval is to attract your attention, as long as you contact the guest version.
service, indicating the right to this advertisement.
If the customer further understands your needs and details and actually passes the review and opens the loan, it is equivalent to you becoming their customer.
If this thing is generally necessary, compare a few similar projects (Alipay's borrowing is also a similar solution), and then inquire and handle it in a targeted manner, and pay attention to protecting your privacy information from spreading on a large scale.
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As long as you don't ask you to pay the money first, and then deduct the money after the loan, it's true. However, it is best not to get involved in online loans, it is a bottomless pit.
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I'll tell you just plainly—it's fake.
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Summary. Hello.
Is it true that the SMS notification is activated for WeLoan?
Hello. If you don't take the initiative to open it, it's fake.
It is a micro loan software.
Have you initiated the activation?
Yes. That's a good notification.
Is this real?
Look at the screenshot you sent me, it's real.
Can you continue to trade with him?
If you want to continue trading, you can.
You won't be deceived, will you?
I see that you have not been deceived by what you sent, but it means that it is recommended that you transfer money without making a payment, and you should not transfer money.
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Summary. Harassing text messages generally have the following characteristics: (1) general SMS harassment without the consent of the recipient is unilaterally published without the prior consent of the recipient of the text message; (2) Infringement of the legitimate rights and interests of the recipient:
Violation of a number of rights such as the recipient's right to freedom of communication without the recipient's consent; (3) Illegality: The content of the text message violates the prohibitions of laws and regulations, such as containing false and fraudulent advertising, pyramid schemes, harassment, pornography and feudal superstition. Spam text messages that are prohibited by such legislation can be intercepted or reported through some mobile phone protection software.
Dear, did you receive a text message?
Generally, text messages like this are harassing text messages.
Harassing text messages generally have the following characteristics: (1) general SMS harassment without the consent of the recipient is unilaterally published without the prior consent of the recipient of the text message; (2) Infringement of the legitimate rights and interests of the recipient: without the consent of the recipient, it violates a series of rights of the Spring tribe, such as the right to freedom of communication of the recipient of the text message; (3) Illegality:
The content of text messages violates the prohibitions of laws and regulations, such as advertising, pyramid schemes, harassment, pornography, and feudal superstition that contain false and fraudulent fraud. Spam text messages that are prohibited by such legislation can be intercepted or reported through some mobile phone protection software.
"WeLoan" is the first digital bank in China, WeBank, launched a pure online microcredit revolving consumer loan product for WeChat users and mobile QQ users, which was launched on mobile QQ in May 2015 and WeChat in September. Invited users can see the entrance of "Weparticle Loan" in the "QQ Wallet" on the mobile phone QQ and the "WeChat Payment" on WeChat, and can get a maximum loan amount of 200,000 yuan.
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Summary. If you haven't applied for this loan, it is recommended that you do not apply from here, because this kind of platform will involve the issue of letting you pay the relevant fees in the process of borrowing from here, so you must protect your personal assets and don't be deceived.
According to our understanding, the micro loan reform wheel through SMS ** is informal, if you have not applied for this loan here, it is recommended that you do not apply from here, Qi Jianbang because this kind of platform will involve the issue of letting you pay the relevant fees in our borrowing process, so you must protect your personal assets and do not be deceived.
If you have a need for borrowing, we suggest that you still apply for a loan from the platform of Zhengmaoyuan Upgrade, such as Du Xiaoman Finance or Alipay Borrowing, this kind of platform is very reliable, the review speed is relatively fast, and the lending speed is relatively fast, and the interest rate is not high.
After borrowing, we must repay the loan on time, and we will not have a loan overdue, because the loan overdue will affect our personal credit, and if there is a problem with personal credit, we will not be able to apply for other personal credit loans in the future, including car loans or housing loans.
You can talk about your specific situation, and we will help you analyze and answer.
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Summary. Consultation Record · on 2021-08-27 Hello, I have seen your question and am sorting out the answer, please wait for a while Hello, I have seen your question and am sorting out the answer, please wait a while Hello. Can you believe this?
Don't believe it, it's fake. This is ** posted.
Good. Dear, if there are no other problems, please give a thumbs up after the end of the service. Thank you.
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1.Is it true that I suddenly received a text message from WeLoan?
In our daily lives, we often receive all kinds of promotional text messages or spam text messages. However, if you receive a text message from WeCredit, it may catch your attention. So, is it true that you suddenly received a WeLoan text message?
Be sure to think calmly and avoid being cheated out of money by criminals.
2.Introduction to Micro Loan.
WeLoan is a microfinance product under Ant Financial, which provides fast and convenient loan services for low- and middle-income groups. There is no collateral or guarantee required to apply for a micro loan, and the interest rate is relatively low. At present, WeLoan has become one of the leading microfinance service providers in China.
3.Beware of scams.
In the Internet era, it has become common for criminals to use technical means to commit fraud, and SMS scams pretending to be micro loans are not uncommon. Some fraudsters will send SMS messages pretending to be WeLoan, asking the victim to withdraw money from third-party platforms such as WeChat and Alipay, and then transfer the money to the ** account. Therefore, after receiving the text message of WeLoan, you must be vigilant and deal with it carefully.
4.How to determine whether the WeLoan SMS is real?
First of all, determine whether the sending number of WeLoan SMS is correct. The sending number of micro loan SMS is often fixed, and if it is found that the sending number is incorrect, it is likely to be a fraudulent text message. Secondly, you can search for "micro loan" through WeChat to check whether the WeChat official is the same as the SMS sending number received.
5.How to raise awareness of information security.
While guarding against microloan SMS fraud, we should also improve our awareness of information security. It is recommended that individuals perform real-name authentication and set a secure password. At the same time, do not use the login password and payment password together, and change the password regularly.
Avoid keeping important information such as passwords and bank card information on your phone or computer to avoid being stolen by criminals. In addition, do not click on unknown links and avoid unsafe software, which are all basic skills to prevent online fraud.
6.Epilogue.
In today's information** era, we need to be more vigilant to protect the security of personal information. For the sudden receipt of a small loan text message, you must think calmly and judge whether it is true. At the same time, improving information security awareness can effectively reduce the occurrence of fraud.
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Summary. Hello, I have seen your question and am sorting out the answer, please wait a while WeLoan inexplicably texted that 68000 has been activated?
Hello, I have seen your question and am sorting out the answer, please wait for a while Hello, you don't have to worry about it, this is an online loan platform to advertise for you.
And I entered that card.
The number of the bank card is wrong, he asked me to ask customer service, and then they didn't have customer service, I couldn't find customer service, and I didn't get their money now. And I have to pay them back every month, you see what I should do now.
Because I borrowed this money my husband didn't know? This money husband doesn't know hello, as long as you don't receive a loan from the other party, you don't need to pay it back.
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