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1. **You can't buy and sell at the same time. That is, you can't do T+0 transactions.
2. The principle of ** trading is to buy on T day, confirm on T + 1 day, and redeem, convert and other transactions on T + 2 day. T day refers to the trading day before 3 p.m. (including 3 p.m.).
3. The key points of trading are that the subscription time should be appropriate, and the second is that the income should be good.
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Generally, it takes two working days to subscribe and four working days to redeem, depending on what you buy**, **There are in the description.
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The inability to trade generally means that the trading is suspended, and during the suspension of trading, the operation will continue, but the investor cannot trade, and the expected return of the investor will not be affected.
Reason for suspension of purchases: Due to too many subscriptions by investors, the scale has grown rapidly; During the dividend period, the subscription will be suspended; During the imminent resumption of trading, in order to protect the interests of holders, it was decided to suspend the subscription.
When investors intend to redeem the counterparty, they can bring the debit card and ** transaction card of the opening bank, and also fill in and submit the transaction application form before 3 pm, and after the counter is accepted, the investor can inquire after 5 days and the redemption funds will be received.
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,**It can only be purchased from Monday to Friday, and it can only be purchased at the time of the day when he is not necessarily, and it cannot be bought after this point in time, and it is basically impossible to buy it on Saturday and Sunday.
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This needs to be analyzed specifically, because sometimes there is a closed period of ** trading, at this time you say that you must not be able to buy and sell, and there is also a need to trade during the trading time.
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Some of the ** have a closed period, during the closed period is not allowed to trade, the length of the closed period is different, depending on the company's announcement, after the closed period is lifted, you can carry out normal transactions. In addition, it is important to note that there will be transaction fees for general transactions.
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**Can be sold at any time**, as long as there is no suspension of subscription and redemption. ** subscription and redemption methods include: written application at the sales counter, ** or ** etc. Investors subscribe and redeem in writing**.
You must go to the ** sales outlet to fill in the application form for subscription and redemption.
Deliver the subscription money and provide relevant supporting documents.
Sell process.
1. Take profit according to the risk fluctuation of **. There is an evaluation metric called the Sharpe ratio.
For example, the Sharpe ratio of a certain ** is 2, which means that for every 1 yuan fluctuation (i.e., taking a unit of risk) in the ** or bonds it invests, it will bring 2 yuan (i.e., obtaining the corresponding unit return) to the **.
It is calculated as follows: Sharpe ratio = (expected rate of return of the portfolio - risk-free rate.)
Standard deviation of the portfolio.
For example, the yield on one-year Treasury bonds.
is 3% (we generally use the 1-year Treasury yield as the risk-free rate), the expected return of the portfolio is 20%, and the standard deviation of the portfolio is 5%, then the Sharpe ratio is (20%-3%) 5%=, that is to say, for every 1 unit of risk that your **portfolio bears, you can bring a unit of income to the **portfolio.
Therefore, the larger the Sharpe ratio, the more it will fluctuate, and then we can appropriately increase its take profit point, in case it fluctuates upwards? This allows you to maximize your earnings.
2. The fixed investment amount is large, and the take-profit point can be appropriately lowered. If you are a regular investor, the take profit needs to be determined according to the amount of your regular investment. According to the stupid simulation calculation, the monthly regular investment of 2000 in 19 installments is equivalent to the monthly regular investment of 1000 in 24 installments.
If the fixed investment amount is large**, the more principal will be accumulated over the long term, and the faster the speed of making money, so the expected return will be achieved earlier. In order to ensure the safety of the principal, our take profit point (expected rate of return) can be appropriately lowered.
3. Regular investment "rolling profits". If your regular investment takes profit, you can continue to invest the redeemed money (principal and interest), what does it mean?
For example, a monthly fixed investment of 2,000 is divided into 24 installments, and the principal and interest are 72,000 after 2 years. At this time, we can continue to invest 2000 unchanged, and then the redeemed 72000 will be divided into 24 installments, with 3000 per period plus the original regular investment**.
Or "find another job".
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You can choose to sell it yourself or you can choose to hold it, depending on your investment strategy.
For most users, many people will understand the purchase of ** as a means of forced savings, so many people will hold ** products for a long time, which is also the most correct way to hold ** products. For those who are new to **, some people may be overly focused on short-term returns and want to sell directly after a floating profit. Such behavior is certainly possible, but I personally do not particularly recommend it.
1. Every investor should have the ability to make independent choices.
I have already helped you analyze the question of whether you can sell directly after making a profit, in fact, I think you should make a decision based on your actual situation. For investors, there is no need to copy other people's homework, and there is no need to listen too much to other people's suggestions, what you need to do is to make the best solution according to your actual situation. <>
Second, holding for a long time** may bring you more generous returns.
The reason why some people still lose money in the process of investing is not because these people choose the wrong product, but because these people do not have the patience to hold. This is very heart-wrenching, because ** is originally a wealth management product held on an annual basis, but many people expect to bring them returns only in a short period of time。Some people will choose to sell or stop loss when there is a short-term **, which is like playing a house.
3. You have to consider the comprehensive rate of redemption.
For those users who like to operate, you should also consider the issue of service rates in the process of operation, and the service rate and transaction fee will directly determine how much your profit is. In other words, if you don't have anything extra after subtracting the service rate from your profits, I personally don't see the need to sell right now**. Of course, everyone has the right to make their own choice, and you can make specific choices according to your actual situation.
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No. Because ** cannot be sold directly, it can only be sold after the net value is calculated the next day.
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Of course, it can be sold, as long as it is in line with your investment plan, you can sell it directly, without any problems.
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Yes, you can sell it after you have a profit, but it is not cost-effective to sell at this time, you can wait for a period of time before deciding whether to sell or not.
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Yes, it basically doesn't have any effect, so you can sell it without any problems.
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Yes, but it's better to hold it for a long time, so don't worry after making money, you can wait and see for a while.
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If you hold the profit target to reach your profit point, you can choose to sell, which can avoid the increase falling back and maximize the profit.
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The number of days that the person who buys ** holds depends entirely on the situation of the market and the situation of the individual. In fact, buying ** is generally recommended to buy for a long time, from the point of view of the risk of **. The longer you hold it, the lower the risk becomes, but it's hard for a lot of people to hold on.
Because ** is indeed a very profitable thing, this time the emphasis is on investing with spare money, many people do not pay attention to this, but take a lot of this principal to invest, may be the principal is needed in the short term, then at this time there is a very big problem, that is, the money can not be put in the ** for a long time, so a problem is the risk. <>
Short-term play is actually a risk. It depends very much on the individual's operation and the market, if there is no market, then even if the individual's operation is good, it will lose money. Some people hold ** for more than 7 days to sell, but there are also people who hold ** for more than a year, and the difference is very big.
It can't be said that one way is the best way, as long as the way to make money is a good way. Like my personal words, the time of holding ** is generally about half a year. Of course, this is also the previous way to buy, and now it will be more important**, like this year's **situation is more suitable for playing short-term, ushering in a wave of small peaks in the short term, and then this ** will be sold, generally speaking, it may be a month or two for a small cycle, then this time to hold ** time is one or two months.
If this long-term situation is better, you can hold it for a long time and take it for a year or three years. Not only is this yield relatively stable, but the risk will also be very low. Therefore, this is to look at the situation of the individual to judge, if it is to invest spare money, then the time can be put a little longer, but if you want to get a relatively high return in the short term, then you need to make this operation according to the market.
The number of days to hold can be one day or seven days, and there is no clear standard for this. <>
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Generally, it will be held for more than two years, because many people will now buy long-term holdings.
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Under normal circumstances, it will be held for two years before you choose**, because in this way, a large part of the profit will also be able to have the principal.
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It should be held for at least half a year, because ** is a long-term investment, and if you sell it in the short term, you will not make money at all.
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Generally, it will be ** in a week or so, because in this way, you can see more clearly whether this ** is floating and how it is going.
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