If you deposit 200. How much is the interest per day at the bank?

It depends on whether you are fixed or current, and it also depends on which bank you are depositing in

For example, in the case of China Merchants Bank, the one-year regular interest is 200 * yuan, and the principal plus interest is 200 + 7 = 207 yuan in one year. Interest for one day 7 365 = yuan.

Extended information: interest, the remuneration received by the owner of the currency from the borrower for the issuance of monetary funds; On the other hand, it is the price that the borrower has to pay for the use of monetary funds. Interest is essentially a part of the profit and is a special form of transformation of the profit.

Money other than the principal received as a result of deposits or loans (as distinct from 'principal').

Generally, it refers to the remuneration paid by the borrower (debtor) to the lender (creditor) for the use of borrowed money or capital. Also known as sub-gold, the symmetry of the mother gold (principal).

Interest is calculated as follows: Interest = Principal Interest Rate Term.

Bank deposits and Internet financial loans will receive corresponding interest income.

The interest rates on deposits of major banks are as follows:

1. Bank of China: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest.

2. Industrial and Commercial Bank of China: interest on demand deposits, three-month interest, six-month interest on fixed deposits, one-year interest, two-year interest, three-year interest, five-year interest.

3. China Construction Bank: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest.

4. Bank of Communications: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest.

The interest calculation formula is mainly divided into the following four situations:

First, the basic formula for calculating interest, the basic formula for calculating interest on savings deposits is: interest = principal tenor interest rate;

Second, the conversion of interest rates, in which the conversion relationship between annual interest rate, monthly interest rate and daily interest rate is: annual interest rate = monthly interest rate 12 (month) = daily interest rate 360 (days); Monthly interest rate = annual interest rate 12 (month) = daily interest rate 30 (days); Daily interest rate = annual interest rate 360 (days) = monthly interest rate 30 (days), in addition, the use of interest rate should be consistent with the deposit period;

Third, the starting point of interest calculation in the interest calculation formula:

1. The starting point for calculating interest on savings deposits is RMB, and no interest is paid on the dimes below RMB;

2. The interest amount is calculated to the cent, and the centim is rounded to the centim when the actual payment is made;

3. Except for the annual settlement of current savings, which can transfer the interest to the principal to earn interest, all other kinds of savings deposits, regardless of the deposit period, will be paid off with the principal at the time of withdrawal, without compound interest;

Fourth, the calculation of the deposit period in the interest calculation formula: 1. The calculation of the deposit period adopts the method of calculating the beginning and not the end;

2. Regardless of the big month, small month, ordinary month or leap month, it is calculated as 30 days per month and 360 days for the whole year.

3. The maturity date of all kinds of deposits is calculated on a year-to-month basis, and if the account opening date is the missing date of the maturity month, the last day of the maturity month is the maturity date.

The annual interest rate of one percent, divided by 365

First of all, it depends on whether you are alive or dead.

1. Bank demand: the usual bank demand benchmark annualized interest rate depends on the bank) 2. Bank death period: The usual bank death period is the benchmark annualized interest rate distributed by year.

Three months (half a year (one year (two years (three years (.)

The algorithm uses the annualized interest rate of Month * Principal = Interest.

Under normal circumstances, only the survival period can exceed the inflation rate, so it is recommended that you look at the interest rate of the relevant platform of online financial management is much higher than that of the bank, thank you.

It depends on what bank you deposit in and what tenor you have.

2 million deposited in the bank, one month according to the interest of the current account, the interest is 10,000 yuan, a year according to the interest of the whole deposit, the interest is 70,000 yuan.

Supplementary Information: 2021 Annual Interest Rate (%) of major banks

1. Deposits of urban and rural residents and units.

a) Current. b) Periodically.

1.Whole deposit and whole withdrawal.

Three months, half a year, one year, two years, three years, five years, 2Fractional deposit and withdrawal, lump sum deposit and withdrawal, principal deposit and interest.

One year, three years, five years, 3Fixed two pence: 6% discount at the interest rate of the same grade according to the regular lump sum deposit within one year.

2. Agreement deposits.

3. Call Deposit

Answer: 6904 yuan.

There are still a lot of monthly and quarterly interest distribution products in China, such as Weizhong's large-amount certificate of deposit +, the annualized rate of return of paragraph A, if you deposit 2 million, you can generate 230 yuan of interest per day, and the total monthly income is 6904 yuan, and this money will be credited to your account on the 15th of each month, endlessly.

However, this product is too popular, so it is difficult to grab it now, there is a way to do this, you first ** current + Xingyin Tianlibao, annualized income about, and then use this money to make an appointment for a large deposit +, WeBank will give you a subsidy about annualized rate of return points, which adds up to the annualized return, which is also very considerable.

The disadvantage of operation is that it can only **20W or 40W two gears.

In the long run, there is another disadvantage that the annualized rate of about 4% cannot beat inflation, so it is still necessary to have another part of the money in **** or real estate, although the income volatility is high or it is difficult to realize, but in the long run, there is a good excess return.

Exclusive to the whole network! 3 ways to solve the problem of WeBank's large-value certificate of deposit + appointment!

Reservation + points compensation: At present, it takes 2 months for a large certificate of deposit + appointment to a successful purchase, if you have 20w, you can buy current + first, and then use current + to make an appointment for a large certificate of deposit +, and at the same time as obtaining current + income, you can get annualized points, which is equivalent to annualized current account. Remember, you must buy Current+ first, then make an appointment for a large certificate of deposit+, and use Current+ to pay!

Purchase high-end wealth management: If you meet the threshold of high-end wealth management of Weizhong, you can directly purchase the Everbright Trust product in March, I have consulted Weizhong customer service, and the income of the last 30 products has reached the standard, and the risk is small.

The representative of the money saving class will stop you from worrying about money!

If you need the latest earnings data, you can get it in the way in the chart!

It depends on whether you can save money, and if you go to the bank for such a large amount, the president will personally meet you. The deposit interest can be negotiated, and if you are not satisfied, you can change it. Banks have to treat you as a guest.

How much is the monthly interest of 2 million deposited in the bank? How much is it in a year?

If the average annual interest rate of bank wealth management products is calculated, the annual interest of 2 million yuan is:

2 million * million).

One month is: 80000 12 = yuan.

Time deposits: The four major banks have the lowest fixed deposit interest rates, with only three-year and five-year tenors, and the annual interest income of 2 million yuan is only 10,000 yuan.

200x1·7 100 3.4 million calculated according to the one-year regular 1·7.

3.4 12.0.2833 million yuan per month. It is also 2833 yuan.

The deposit is 200 yuan, and the interest in the bank for one day is yuan. According to the annual interest rate of the current deposit, the deposit is 200 yuan, and the deposit period is one day, and the calculation formula is: 200 (yuan.

The annual interest rate of demand deposits is lower than that of time deposits. Generally, the annual interest rate of fixed deposit state-owned banks is lower than that of city commercial banks, but the security of state-owned banks is higher than that of city commercial banks.

Profile of the state-owned bank:

State-owned banks, i.e., state-owned banks, refer to large banks that are directly controlled by the state (Ministry of Finance, **Huijin Company). State-owned banks include the six major state-owned banks (Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank of China), as well as China Development Bank, Export-Import Bank of China, and Agricultural Development Bank of China.

Introduction to City Commercial Bank:

City commercial banks are an important component and special group of China's banking industry, and their predecessors were urban credit cooperatives established in the 80s of the 20th century, and their business positioning at that time was to provide financial support for small and medium-sized enterprises and pave the way for local economies.

From the early 80s of the 20th century to the 90s of the 20th century, there were more than 5,000 urban credit cooperatives across the country. However, with the development of China's financial industry, many risk management problems have been gradually exposed in the development process of urban credit cooperatives. Many urban credit cooperatives have also gradually transformed into urban commercial banks, providing financial services to the local economy and local residents.

Definition of Annual Percentage Rate:

The annual interest rate refers to the interest rate on deposits for one year. The interest rate is the abbreviation of "interest rate", which refers to the ratio of the amount of interest to the principal of the deposit or loan over a certain period of time. There are usually three types of interest rates: annual interest rate, monthly interest rate, and daily interest rate.

The annual interest rate is expressed as a percentage of the principal, the monthly interest rate is expressed in thousandths, and the daily interest rate is expressed in thousandths. When the economy is in the growth phase, there are more opportunities for banks to invest, the demand for loanable funds increases, and interest rates rise; On the contrary, when the economy is sluggish and the society is in a period of depression, the willingness of banks to invest decreases, and the demand for loanable funds naturally decreases, and the market interest rate is generally low.

According to the annual benchmark interest rate of demand deposits announced by the People's Bank of China, the interest income of 200 yuan is yuan (only 1 centimeter 9 millimeters, less than 1 cent). The calculation is as follows:

200* yuan.

It looks like about 300,000. 300,000 yuan of capital, 200 yuan of interest per day to achieve this goal, optional financial management can only be found in high-risk financial management, in the high-risk to find a relatively low risk financial management model, such as partial stocks, all kinds of industries, choose this kind of financial management has **, it is not difficult to achieve this goal.

Extended Materials. 1. How to calculate the interest on bank deposits? How much is the daily interest on the bank card?

1. Demand deposit.

A demand deposit is a bank deposit that can be accessed and transferred at any time, and the demand deposit is the corresponding to the time deposit, and the balance in the general bank card that has not been specially processed is the demand deposit, such as the monthly salary.

The benchmark sail bond interest rate of the central bank for demand deposits is that the actual execution rate of most banks is not much different from the benchmark interest rate. The interest on demand deposits is settled on a quarterly basis, and the interest is calculated according to the current interest rate listed on the interest settlement date, and the 21st of each month is the actual interest payment date.

For example, if an investor has a balance of 10,000 yuan in his bank card, the expected interest income for one year is about 35 yuan, which is converted to about 10,000 yuan per day.

2. Fixed deposits.

Fixed deposit refers to a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity, that is to say, the fixed deposit cannot be withdrawn and consumed at will.

Fixed deposits are divided into 3 months, 6 months, 1 year, 2 years, 3 years and 5 years, and the longer the deposit period, the higher the interest rate. Fixed deposits can be divided into various types, such as lump sum deposits and lump sum withdrawals, which are generally a one-time repayment of principal and interest at maturity.

For example, if the interest rate of a one-year fixed deposit of a state-owned bank is 175 yuan, the expected interest income that can be obtained after 10,000 yuan is deposited for one year.

3. Large amounts of missing orders.

Large-amount certificates of deposit are similar to time deposits, with a fixed investment period, but the investment threshold is higher, generally starting at 200,000 yuan, and the deposit interest rate is also higher than that of time deposits in the same period.

There are two types of interest payment methods: monthly interest payment and maturity interest payment for large-denomination certificate of deposit products, of which the latter is more common. It should be noted that after the implementation of the new asset management regulations, whether it is a fixed deposit or a large-amount certificate of deposit, the interest is generally calculated at the current interest rate only.

It depends on the interest rate of your deposit and the term of your deposit. Take the current fixed one-year deposit interest rate as an example, you need to save 10,000 yuan a year. 4,171,000 yuan.

We hope you find the following information helpful:

Definition of interest rate.

1. Money other than the principal obtained from deposits and loans (different from'Principal')。

2. Interest (interest) abstractly refers to the value-added amount brought by the injection and return of monetary funds to the real economic sector. Interest is less abstract and generally refers to the remuneration paid by the borrower (debtor) to the lender (creditor) for the use of borrowed money or capital. Also known as sub-gold, the symmetry of the mother gold (principal).

The formula for calculating interest is: interest = principal interest rate deposit term (i.e. time). Interest is the remuneration received by the owner of the fund for lending the money, which comes from the part of the profit generated by the producer using the money to perform the operating function.

It refers to the value-added amount brought by the injection and return of monetary funds to the real economic sector, and its calculation formula is: interest = principal interest rate deposit period x 100%.

3. Classification of bank interest.

According to the nature of the bank's business, it can be divided into two types: bank interest receivable and bank interest payable. Interest receivable refers to the remuneration that the bank receives from the borrower for lending funds to the borrower; It is the price that the borrower must pay to use the money; It is also a part of the bank's profits. Interest payable refers to the remuneration paid by the bank to the depositor for absorbing the deposit; It is the price that the bank has to pay to absorb the deposit and is part of the bank's cost.

Marx's view of political economy: Marxism holds that interest is essentially a part of profit, a transformed form of surplus value. Money itself does not create money, it does not increase in value on its own, and it is only when the functional capitalist buys the means of production and labor with money that he can create surplus value in the process of production by employing the labor of workers.

The money capitalists, on the other hand, share the surplus value with the functional capitalists by virtue of their ownership of capital. Therefore, the separation of the ownership of capital from the right to use capital is an intrinsic premise for the generation of interest. And due to the characteristics of the reproduction process, the coexistence of capital surplus and capital shortage is the external condition for the generation of interest.

Money becomes capital when it is appropriated by the capitalist and used as a means of exploiting the surplus value of the wage-worker. Money performs the function of capital and acquires an additional use-value, i.e., the ability to produce average profits. All capitalists are driven by the pursuit of surplus value, and profits are transformed into average profits.

The average profit is divided into interest and income of the entrepreneurs, which are appropriated by different capitalists. Thus, interest is essentially the same as profit, a form of transformation of surplus value, reflecting the relationship between the lending capitalist and the functional capitalist who exploit the worker together.