Is it possible to transfer money between banks If so, how much is the transfer fee?

Updated on society 2024-05-11
9 answers
  1. Anonymous users2024-02-10

    Inter-bank transfers are possible, but because the fees will vary from bank to bank, for example, the Bank of Labor.

    ICBC Personal Transfer and Remittance (including the Bank's non-local and inter-bank) counter or self-service channel transfer and remittance service**:

    1. Each transaction of less than 10,000 yuan (inclusive) is 2 yuan.

    20,000 (inclusive), 5 yuan.

    50,000-10,000 yuan (inclusive), 10 yuan.

    10,000-50,000 yuan (inclusive), 15 yuan.

    If it is more than 10,000 yuan, the maximum fee will be 50 yuan according to the transfer amount.

  2. Anonymous users2024-02-09

    It's okay at the bank counter, if you do online banking, it's also okay on the computer, the handling fee seems to be 100 deductions 2 50 yuan cap, you can also transfer money on Alipay, Tenpay, free of charge.

  3. Anonymous users2024-02-08

    Yes, the transfer fee varies from bank to bank, and if you are a China Merchants Bank Gold Card customer, there is no handling fee for intra-city or non-local transfers.

  4. Anonymous users2024-02-07

    You can cross the other hand, this business does not need to go to the bank to open, the fee is calculated, and the estimated cost is a few dollars.

  5. Anonymous users2024-02-06

    It is recommended that you work for inter-bank transactions during working hours, because inter-bank transactions require manual operation, and sometimes the negligence of hesitating staff will forget to operate for you. If your transfer time is Saturday or Sunday, then you are waiting, because it is a Saturday and Sunday, and interbank transfer is not a transaction.

    Inter-bank transfer fees of major banks

    1. ICBC inter-bank transfer fee.

    Counter: 2 yuan per transaction below 10,000 yuan (including 10,000 yuan);

    10,000,000 yuan Dan Minru (including 10,000 yuan), 5 yuan;

    10,000-10,000 yuan (including 10,000 yuan), 10 yuan;

    10,000-50,000 yuan (including 50,000 yuan), 15 yuan;

    If the amount is more than 50,000 yuan, the maximum fee will be 50 yuan according to the amount of transfer and remittance.

    If the customer requests real-time credit, it will be increased by 20% on this basis, but the maximum fee standard for each transaction remains unchanged.

    Online Banking: 20% discount based on the standard of similar services over the counter.

    Transfer limit: single transaction: 50w. Daily total: 250W.

    2. China Merchants Bank's inter-bank transfer fee.

    Counter: 2 yuan per transaction below 10,000 yuan (including 10,000 yuan);

    10,000 yuan (including 10,000 yuan), 5 yuan;

    10,000-10,000 yuan (including 10,000 yuan), 10 yuan;

    10,000-50,000 yuan (including 50,000 yuan), 15 yuan;

    If the amount is more than 50,000 yuan, the maximum fee will be 50 yuan according to the amount of transfer and remittance.

    Online Banking: 1) Use the "Normal" mode: the minimum is 2 yuan and the maximum is 20 yuan, according to the remittance amount. Within 1-2 working days (postponed accordingly on weekends and holidays), the arrival time depends on the system processing of the beneficiary bank;

    2) "Express" mode: per charge, minimum 2 yuan, maximum 25 yuan. The payment is submitted to China Merchants Bank in real time, and it will arrive within 2 hours on working days, such as on weekends, holidays or evenings, and the specific arrival time depends on the system processing of the other bank;

    3) "Real-time" mode: If you can submit it to Honggong, it will generally arrive in real time, and the single amount cannot exceed 50,000 yuan, and the minimum is 2 yuan and the maximum is 20 yuan.

    Arrival time: 1. The funds in the same city in the system will arrive in real time, and the funds in different places can be received within 2 working days under normal circumstances. 2. Inter-bank and intra-city accounts can be received within 2 working days. Under normal circumstances, funds can be received within 5 working days.

    Transfer Limit: Unlimited.

  6. Anonymous users2024-02-05

    Nowadays, bank cards are basically items that everyone has, and sometimes people will transfer money through banks, and most inter-bank transfers need to charge a certain fee. Today, I would like to introduce to you the handling fees required by several banks for their respective inter-bank transfers.

    For less than 2,000 yuan, ICBC, CCB, Bank of Communications, Bank of China and Agricultural Bank of China are all 2 yuan a lump sum.

    For 2,000 to 5,000 yuan, ICBC, CCB, Bank of Communications, Bank of China and Agricultural Bank of China are all 5 yuan.

    From 5,000 to 50,000, ICBC, CCB, Bank of Communications, Bank of China and Agricultural Bank of China are all 10 yuan.

    For more than 50,000, the handling fee ratio of ICBC, CCB, Bank of Communications, Bank of China and Agricultural Bank of China is capped at 50 yuan.

    2. ATM

    For less than 2,000 yuan, ICBC, CCB, and ABC are all 2 yuan, Bank of Communications is RMB, and Bank of China is RMB.

    For 2,000 to 5,000 yuan, ICBC, CCB, and Agricultural Bank are all 5 yuan, Bank of Communications is 4 yuan, and Bank of China is 6 yuan.

    5,000 to 10,000 yuan, ICBC, CCB, and ABC are all 10 yuan a lump, Bank of Communications is 8 yuan, and Bank of China is 12 yuan.

    10,000 to 50,000 yuan, ICBC, CCB, and Agricultural Bank are all 15 yuan a piece, Bank of Communications is 12 yuan, and Bank of China is 18 yuan. For more than 50,000 yuan, these banks do not support ATM inter-bank transfers.

    3. Online Banking

    Online banking inter-bank transfer, less than 5,000 yuan, these banks are free.

    5,000 to 10,000 yuan, ICBC, CCB, and Agricultural Bank are all 5 yuan a lump, Bank of Communications is 8 yuan, and Bank of China is 10 yuan.

    10,000 to 50,000 yuan, ICBC, CCB, and Agricultural Bank of China are all yuan, Bank of Communications is 12 yuan, and Bank of China is 15 yuan.

    For more than 50,000 yuan, the handling fee ratio of ICBC, CCB, and Agricultural Bank is capped at 25 yuan, 40 yuan for Bank of Communications, and 50 yuan for Bank of China.

    The above is a summary of the charging standards for inter-bank transfer fees of these banks, in fact, it is recommended that you can use mobile banking for transfer, because in addition to the handling fee of more than 50,000 yuan that needs to be charged by Bank of Communications, other banks are free no matter how much money is transferred.

  7. Anonymous users2024-02-04

    The landlord's problem is too big, so many banks, and so many ways to transfer money. If you find them all, it's a booklet.

    1. Inter-bank transfers are divided into local and non-local.

    2. The methods of transfer are:

    **Bank transfer, ATM transfer, online bank transfer, mobile bank transfer, bank counter transfer, mobile phone SMS transfer, 3. Transfer means are also divided into: telegraphic transfer, letter distress remittance, electronic remittance, etc.

    Fourth, I can only reply to the domestic in general:

    1.Inter-bank transfers generally charge handling fees, with a minimum of 1-4 yuan and a maximum of 25-100 yuan.

    2.Mobile banking, mobile phone SMS transfer, the minimum fee is rebate, or even free, but the communication company charges the communication fee. Counter transfers are the highest because of high labor costs.

    3.Some small commercial banks have free and discounted **.

    4.Some banks also provide free and preferential rates according to the customer's star rating or VIP customer hunger.

    5.Some banks can charge up to 30 for expedited transfers.

  8. Anonymous users2024-02-03

    The details are as follows: 1. Bank of China.

    Online banking inter-bank transfer: no handling fee for less than 5,000 yuan; Between 5,000 yuan and 10,000 yuan, a handling fee of 10 yuan will be charged for each transaction; Between 10,000 yuan and 50,000 yuan, a handling fee of 15 yuan will be charged for each transaction; The handling fee of more than 50,000 yuan is charged according to the transfer amount, with a cap of 50 yuan.

    Mobile inter-bank transfer: Mobile inter-bank transfer is free of charge.

    2. China Construction Bank.

    Online banking inter-bank transfer: no handling fee for less than 5,000 yuan; Between 5,000 yuan and 10,000 yuan, a handling fee of 5 yuan will be charged for each transaction; Between 10,000 yuan and 50,000 yuan, a handling fee of RMB will be charged for each transaction; The handling fee of more than 50,000 yuan is charged according to the transfer amount, with a cap of 25 yuan.

    Mobile inter-bank transfer: Mobile inter-bank transfer is free of charge.

    3. Industrial and Commercial Bank of China.

    Online banking inter-bank transfer: no handling fee for less than 5,000 yuan; Between 5,000 yuan and 10,000 yuan, a handling fee of 5 yuan will be charged for each transaction; Between 10,000 yuan and 50,000 yuan, a handling fee of RMB will be charged for each transaction; The handling fee of more than 50,000 yuan is charged according to the transfer amount, and 25 yuan is capped.

    Mobile inter-bank transfer: Mobile inter-bank transfer is free of charge.

    4. Agricultural Bank of China.

    Online banking inter-bank transfer: no handling fee for less than 5,000 yuan; Between 5,000 yuan and 10,000 yuan, a handling fee of 5 yuan will be charged for each transaction; Between 10,000 yuan and 50,000 yuan, a handling fee of RMB will be charged for each transaction; The handling fee of more than 50,000 yuan is charged according to the transfer amount, with a cap of 25 yuan. <>

  9. Anonymous users2024-02-02

    A fee will be charged for inter-bank transfers.

    There are two ways of e-banking inter-bank transfer, mobile banking and online bank transfer, among which there is no handling fee for inter-bank transfer using mobile banking, and if the transfer amount is greater than 5,000 yuan, the bank will charge a fee for the formalities.

    Fees vary from bank to bank. Under normal circumstances, the inter-bank transfer limit of online banking is free of charge if the amount is less than 5,000 yuan, and the handling fee will start to be charged for sailing more than 5,000 yuan. Industrial and Commercial Bank of China, China Construction Bank and Agricultural Bank of China will charge a handling fee of 5 yuan for inter-bank transfers of 5,000-10,000 yuan.

    10,000-50,000 yuan, a handling fee of RMB will be charged.

    Note: In 2015, the People's Bank of China (PBOC) issued the Notice on Improving Personal Bank Account Services and Strengthening Account Management, which set new standards for commercial banks to further strengthen the real-name account system, improve personal bank settlement account services, and facilitate depositors to open and use personal bank accounts.

    In accordance with the regulations of the People's Bank of China on the classification and management of accounts, the five major banks will complete the identification of the existing accounts and similar accounts in the pre-state bulk sales on April 1, complete the system transformation as soon as possible, and support customers to open accounts through online or self-service equipment, so as to meet the needs of customers for deposits, purchase of financial products such as investment and wealth management products, consumption of limited amounts, and payment and other services.

    At the same time, in the face of the emerging external Internet fraud and online payment risks, the five major banks took the initiative to open similar accounts for customers, which can be used to bind non-bank payment accounts for small consumption and payment after customers activate themselves, so as to isolate the "vault" and "wallet" and effectively protect the safety of funds.

    According to the regulations, the bank needs to verify the account information of other banks when opening a similar account for the customer**. To this end, after the system transformation, the five major banks took the lead in verifying customer bank account information among the five banks, and provided customers with fast and convenient inter-bank account opening services. <>

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