Can Ping An Insurance children change their insurance type?

After the insurance is purchased, the liability cannot be changed casually, but the preservation can be requested to increase or decrease the sum insured, and the additional insurance is within the limit of the sum insured, and it can generally be changed.

Once the commercial insurance takes effect, it cannot be converted into other types of insurance, so after the purchase of children's participating insurance, it cannot be converted into critical illness insurance, even if the insurance company's policy is upgraded, it is only an upgrade of the rights and interests of the existing policy, but it will not be replaced by other types of insurance, unless the policy is surrendered or the contract is terminated, and the insurance is re-insured.

The insurance of any insurance company can not be converted, the so-called convertible is to buy another insurance after surrendering, the original purchase of insurance loss, Changtai Ankang B payment is low and the protection is high, and the market has been discontinued.

1. Determine the legal identity of the insurer to avoid being deceived. When someone knocks on the door to visit or sell insurance, you have the right to ask them to show the relevant certificate printed with the logo of the insurance company or the certificate of the insurance person.

2. Be familiar with insurance responsibilities and do not blindly insure insurance. At present, there are endless types of insurance in the insurance market, and for ordinary people, it is like seeing flowers in a fog in the face of a variety of insurance varieties, and even some people do not know what to understand even after reading the insurance terms several times.

Therefore, before you apply for insurance, you must ask the salesman to explain the characteristics and insurance responsibilities of the insurance clauses carefully and in detail, and fully understand the insurance responsibilities listed in the insurance clauses, especially the exemption provisions.

Whether you can change the type of insurance, you need to look at the insurance contract you signed. Population in consultation with the relevant staff within the insurance policy.

You can change the type of insurance for children in Ping An Insurance, if Ping An Insurance is not suitable, you don't want to pay it will be invalidated, you deliberately change it, other Ping An. Insurance.

I think that after purchasing insurance, you have to follow the terms of the insurance, and it should not be possible to change the type of insurance, so consult the person who sells your insurance for details.

It can be changed from Ping An Insurance, but at least it has been changed. You can't change it less, and there is no way to give you a refund. You can exchange for a premium plan.

Ping An Insurance's children's insurance cannot be changed at will, because it has been determined when the insurance is applied at the beginning, because it is all computer operated and recorded, and it cannot be changed at all.

It doesn't seem like it's possible, so let's consult for details.

The popularity of Ping An Insurance is so high, everyone knows that Ping An Insurance has strong strength, and it is definitely second to none in the industry"Insurance Company Ranking Those Things! 》

If the policy is already in force, it cannot be replaced. If you want other benefits, you can only surrender the policy or purchase an additional policy. The main thing to see is what protection you want to add, you can take a look at the major types of insurance that I summarized, and specifically understand what protection you can add to yourself.

Ping An Insurance's insurance basically covers all existing types of insurance in the market, including health insurance, accident insurance, life insurance, travel insurance, property insurance and car insurance. Friends who buy Ping An Insurance, if you want to avoid the routine, you must see:"How is safety, what products are there, which ones are good, what are the pitfalls and routines, in-depth analysis".

Let's first briefly understand the 4 main types of insurance of Ping An Insurance.

1. Health insurance

Health insurance consists of medical insurance and critical illness insurance, which can be reimbursed or compensated in accordance with the contract after the occurrence of critical illness or hospitalization. The characteristic of medical insurance is that the medical expenses of medical treatment are reimbursed, and the insufficient medical insurance of social insurance can cover it. Critical illness insurance is an insurance for critical illnesses, if a specific critical illness occurs to the insured, the insured can be used for **, life or other purposes, such as living expenses, **expenses, mortgages, car loans, etc.

The common health insurance products of Ping An Insurance Company are as follows.

The number one product of critical illness insurance, Ping Blind Preparedness, Anfu, naturally attracted much attention. Whether this product is really worth buying,"You must know these shortcomings of Ping An Fu 20! 》

2. Accident insurance

Accident insurance mainly covers the financial loss caused by accidents. The common Ping An products are Ping An Million Anything, Family Insurance and Aviation Accidents, among which many people want to start with Ping An Million Anything, but there are some places to be careful about this product, or poke the right to read this article and then decide:"Do you want to buy a million Ping An and let me do it".

3. Life insurance

Life insurance refers to the insurance that can be paid out when the insured dies after purchasing life insurance. It is suitable for the purchase of the breadwinner of the family, mainly to solve the problem of the heavy financial burden of the family after the death of the breadwinner.

4. Property insurance

Property insurance is the protection of property and its related interests. Economic losses from natural disasters such as floods and ** can be compensated in accordance with the contract. Ping An property insurance products such as bank card security insurance and family portrait are very popular among consumers. Hope!