If you buy a car in installments, the insurance of the car must be insured at the place designated b

First of all, if you want to purchase commercial auto insurance, commercial auto insurance is voluntary.

The so-called voluntariness includes not only the independent decision to buy or not, but also the buyer at whom, how much to buy, and so on.

Therefore, there is no problem of purchasing commercial auto insurance in a designated place.

Secondly, if it is a statutory car insurance - compulsory traffic insurance, we say that this insurance is a statutory insurance, and the motor vehicle manager or owner must purchase it in accordance with the law, but it is limited to the mandatory purchase, and it is not mandatory to buy it at anyone's house, but all insurance companies with compulsory traffic insurance business qualifications can choose to purchase.

Article 10 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability shall choose an insurance company that is qualified to engage in compulsory insurance business for motor vehicle traffic accident liability when applying for insurance, and the selected insurance company shall not refuse or delay underwriting.

This law shows that you only need to choose a qualified insurance company when purchasing, and it is not mandatory to designate.

Finally, according to my analysis, because the car is purchased in installments, the bank attaches a condition to the contract when signing the contract with the car owner, but this condition is contrary to the current law, so it has no legal effect.

The landlord does not have to listen, he can choose independently.

Commercial auto insurance is generally in the place designated by the 4S store, secondly, if it is a statutory car insurance - compulsory traffic insurance, we say that this insurance is a statutory insurance, and the motor vehicle manager or owner must purchase it in accordance with the law, but it is limited to the mandatory purchase, and it is not mandatory to buy it at anyone's house, but all insurance companies with compulsory traffic insurance business qualifications can choose to buy.

You can buy car insurance by paying in installments, but you must buy all the car insurance policies prescribed by the bank during the loan repayment period.

Generally, the first year of insurance is purchased directly at the car dealership.

In the second year, you can take out your own insurance, but the insurance must include the type of insurance prescribed by the bank.

It usually includes car damage insurance, third party liability insurance, theft insurance, and deductible insurance.

Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles.

Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

Summary. Hello, if you take out a loan to buy a car, is the insurance bought in installments: Yes, if it is paid in installments within 1 year, the insurance period can be handled for 1 year, and the insurance can be renewed in the original company or insured in other companies in the next year.

If you buy a car with an installment loan, the car insurance is separate and will not be counted in the loan amount, but when the borrower applies for a car mortgage installment, he must apply for vehicle loss insurance, theft insurance, natural insurance and third-party liability insurance at the insurance company at the same time as providing insurance, and the borrower shall not interrupt or cancel the insurance for any reason before the installment is fully settled.

If I take out a loan to buy a car, do I buy insurance in installments?

Hello, if you take out a loan to buy a car, is the insurance bought in installments: Yes, if it is paid in installments within 1 year, the insurance period can be handled for 1 year, and the insurance can be renewed in the original company or insured in other companies in the next year. If you buy a car with an installment loan, the car insurance is separate and will not be counted in the loan amount, but when the borrower applies for a car mortgage installment, he must apply for vehicle loss insurance, theft insurance, natural insurance and third-party liability insurance at the insurance company at the same time as providing insurance, and the borrower shall not interrupt or cancel the insurance for any reason before the installment is fully settled.

How long is the installment of a car insurance loan, how to buy a car insurance with an installment loanThe maximum loan term of a car insurance loan is 3 years, and the longest installment is 36 installments. Generally speaking, a loan to buy a car will require you to buy car insurance at the same time as buying a car, not afraid of 10,000 just in case, car insurance can compensate for the economic losses caused by accidents when accidents strike, and can solve urgent needs. Car insurance is divided into compulsory traffic insurance and commercial insurance, compulsory traffic insurance is a statutory insurance, the implementation of national unified terms and rates, as long as the vehicle is on the road, even if the car has not been hung up in a different place, it must first be insured compulsory insurance.

Commercial insurance is at your own choice. Generally speaking, 4S stores require full insurance, and they need to pay a renewal deposit, and the renewal deposit will be refunded when the loan is repaid. However, if you want to do it, you can buy only the following types of insurance:

It does not include deductible insurance, third-party insurance, car damage insurance, and theft insurance. For novices, it is inevitable that some vehicle losses will be caused by nervousness, unfamiliar road conditions, and imperfect technology, so it is best to purchase full insurance to obtain comprehensive protection, such as car damage insurance. Car damage insurance is the main type of insurance in vehicle insurance, generally should belong to the type of insurance, although ** is more expensive than other types of insurance, but compared to their own money to repair the appearance, repair the engine and other big money, it is still worth it to be small.

In addition to car damage insurance, third-party insurance is also very necessary for novices, especially the compensation limit of compulsory traffic insurance for property damage is low, and the insufficient part after the compulsory traffic insurance is paid can continue to be compensated by third-party liability insurance.

--- if it is a car bought with a consumer loan in a 4S store, then the bank or financial institution has mandatory requirements, and you must purchase the designated insurance when you pick up the car, which generally includes three, car damage, theft, etc., there is no choice for this, you have to listen to others, because you have borrowed money from others.

- But it should be noted that buying insurance in a 4S store is not without benefits. Compared with buying outside, 4S store insurance is more secure.

- In case of insurance, in terms of loss assessment, you can directly negotiate with the 4S shop to give a little more, can be repaired or replaced, try to change instead of repairing, 4S shop and insurance companies have business contacts, familiar people, much easier to do than you a layman, which is more advantageous to imitate.

In case of insurance, you only need to give the insurance company a ** to let them go out of the scene, and even some responsibilities are clear do not need to go out of the scene, and then go directly to the 4S shop to repair the car, and do not pay the repair cost with the fiber, and the insurance company will pay you directly. That's it.

- Compared with the situation of insurance outside, you have to apply for insurance, you have to get the car to the 4S shop by yourself, you have to negotiate with the insurance company yourself, you have to pay the car repair cost in advance, and you have to go to the insurance company for reimbursement, which is still more troublesome and may not be able to save money.

- Of course, insurance in the 4S store, may be a little more expensive, but now the 4S shop business is not good, the little brother and sister who sell the car will generally have the assessment of selling insurance, they will give you some gifts in order to let you out of the insurance in the store, such as decoration or something, you can also ask them to give you the kind of insurance in the store to give you a discount on the sale, ** as cheap as outside, but you can enjoy the services mentioned above, it is quite cost-effective.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello dear, glad to answer for you! If you buy a car in installments, there is a contract requiring you to buy insurance in a 4S store, then you have to buy it in a 4S store.

Installment car insurance to ** buy.

Hello dear, glad to answer for you! If you buy a car in installments, there is a contract requiring you to buy insurance in a 4S store, then you have to buy it in a 4S store.

If you want to pay in installments, you need to go to the 4S store to buy your favorite vehicle, pay the down payment to the 4S store and get the invoice, prepare a copy of your SFZ and a copy of your household register, and issue your own income certificate according to the bank's requirements. Installment car insurance and full payment of car insurance is the same compulsory insurance, this is the type of insurance that must be purchased according to the state, as long as the borrower buys a car, compulsory insurance is a mandatory insurance, there is no negotiation; Third liability insurance, in terms of compensation, the amount is lower, if the borrower purchases third liability insurance, the amount of compensation after the accident will be quite high; Whole car theft insurance, after buying a new car, of course, is afraid of being stolen and robbed, the purchase of full car theft insurance is very necessary, with the protection of insurance, borrowers do not have to worry about the new car being stolen and robbed; Vehicle damage insurance, which is a common type of insurance for new cars, can apply for a claim for scratches, abrasions, etc. when the car is used in the future, so as to reduce the borrower's loss on the way to the car.

I mean, the insurance is due.

You can directly call the insurance company to renew the insurance, through the **can directly grasp the insurance company's **, insurance types and guaranteed service items, insurance policy buyers can go to the store to pick up, or let the insurance company directly mail; You can directly enter the official ** of the insurance company to purchase insurance, enter the information content of the car, select the type of insurance you can buy insurance, and the insurance policy can be collected at the store, or you can let the insurance company directly mail; You can find a salesman who does insurance to buy, and the salesman will give the car buyer a detailed introduction to the specific type of insurance and **; Car buyers can go directly to the insurance company's store to purchase, and the purchase of insurance requires the buyer's SFZ number and vehicle driving license.