Will it be deducted from the deposit, and can the fixed deposit be deducted successfully from the ba

Just the main point:Will it be deducted from the deposit,It depends on what kind of business you do. Specifically, you can ask the customer service of the business you are doing.

The explanation of the customer service is the most authoritative.

After the bank card is used to handle the entrusted deduction agreement, the bank will automatically deduct the fee and transfer it to your signatory, but it will not be deducted immediately as soon as the money is deposited.

For the business handled in the bank, such as credit cards, loans, withholding electricity bills, etc., when repaying, generally as long as the funds are deposited into the repayment account, the bank will automatically deduct them on the repayment date.

Extended Materials: a. Bank card debit means that the customer and the company agree to automatically pay the communication fee by means of debit through the designated bank card.

Customers only need to sign a contract at the counter of the company's business hall and bind a bank card to open the business. After the contract is successfully signed, the system initiates a deduction instruction to the centralized bank card withholding platform, and the bank card withholding platform deducts the bank card bound to the customer to complete the payment.

Two. Bank card debit can be canceled through the bank's mobile client or at the bank counter.

1.Bank mobile client cancellation:

Settings" can choose to turn off bank card debit.

2.Bank Counter Cancellation:

Present your ID card.

The bank card will be processed at the counter of the issuing bank, and the counter staff will cancel the bank card deduction after verifying your identity.

Three. Banks are one of the financial institutions, and banks are divided into ** banks and policy banks according to their types.

Commercial banks, investment banks.

World Bank, their responsibilities vary.

Four. The profit channels of banks are loans, bank insurance, sales of wealth management products, sales of financial equipment, and financial intelligent terminals.

Business consumption profit, hedging business, bill business, etc. The profit ratio of most banks in China is: 30% for loans, 10% for banking insurance, 10% for sales of wealth management products, 5% for sales of financial equipment, 30% for financial intelligent terminal business, 5% for hedging business, 10% for bill business, etc.; The profit ratio of foreign banks is:

15% for loans, 15% for banking insurance, 15% for sales of wealth management products, 10% for sales of financial equipment, 35% for consumption profit of financial intelligent terminal business, 5% for hedging business, 5% for bill business, etc.

Operating environment: Mobile phone model: Huawei nova7se CDY-AN20

Mobile Banking.

No, this is overdue. Assuming that the repayment date is on the 10th, the system will automatically deduct the batch payment as soon as the batch deduction time arrives on the 10th. Insufficient account balance at the time of deduction may result in the failure of the deduction and the mortgage will be overdue.

On the day of the deduction, the bank usually adopts the method of batch deduction to transfer the money, but the time of batch deduction is not necessarily the same for each bank, so the bank generally recommends that the cardholder deposit the money into the debit account before the repayment date.

If the money is normally deposited on the bank card, the money will be deducted if the amount is small, and a certain small management fee will be charged.

The Small Account Management Fee is an account management fee that the bank charges a certain amount of monthly fees for those accounts with an average daily balance of less than a certain amount. Generally, each bank has this charge, and the specific amount is different. Charging this fee is a change in the bank's business philosophy.

Bank card refers to a credit payment instrument issued by commercial banks (including postal financial institutions) to the public with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc. A bank card is the basic document for depositing money into a bank.

If the average daily balance is less than 100 yuan per quarter (postal yuan (ICBC yuan (other banks), a small account management fee of 3 yuan will be deducted

Bank of Communications, CITIC and China Merchants Bank do not deduct small account management fees

Signing a payroll ** insurance agreement (** water and electricity bills) can be exempted

Yes, there are current accounts and fixed accounts in the bank card account, if the investor deposits a fixed term in the bank card, the funds can still be deposited in the current account of the bank card, and after the current account is deposited, the funds can also continue to be deposited as a fixed term, but it is a deposit of a different period from the previous fixed term.

After the bank card has a current account, investors can directly transfer the current account to a fixed term on mobile banking or go to the bank's smart ATM, which will be more convenient to transfer directly on mobile banking.

Need. Borrow: Bank Deposits - Fixed Deposits.

Credit: Bank Deposits - Basic Account.

Corporate demand deposit is a deposit that can be withdrawn at any time after depositing in a credit union. Including all kinds of enterprises, institutions of settlement account deposits and ** account deposits. Current deposits are managed by accounts, and demand deposit accounts are divided into basic deposit accounts, general deposit accounts, temporary deposit accounts and special deposit accounts.

Factors influencing the amount of deposits in a single bank.

For a commercial bank, the change of deposit volume is affected by the above external factors, but because the external factors are difficult to control by the commercial bank itself, it is necessary to pay more attention to the internal influencing factors of the enterprise to grasp the change of deposit volume, mainly including the capital rubber adequacy ratio of commercial banks, the asset quality and scale of commercial banks, the service items and services of commercial banks, and the types and methods of deposits of commercial banks.

1) Capital adequacy ratio of commercial banks.

As a buffer against operating losses, the capital of commercial banks can play a certain role in protecting depositors, so a higher capital adequacy ratio can increase the security of deposits and is conducive to the increase of the scale of deposits of commercial banks.

2) Asset quality and scale of commercial banks.

The deterioration of asset quality and the accumulation of non-performing loans mean that the liquidity of commercial banks' assets is reduced and their ability to resist risks is weakened, which in turn makes the security of deposits unguaranteed and is not conducive to the further absorption of deposits by commercial banks. In the case of the same asset quality, the size of the assets of a commercial bank reflects its comprehensive strength, which will directly affect the attractiveness of customers to it.

3) Commercial banking services and service quality.

Increasing the number of service items and improving the quality of service is an important means for commercial banks to attract customers and expand deposits.

4) Types and methods of deposits in commercial banks.

In a sense, the success of a bank's deposit strategy depends on the ability to provide customers with an ever-increasing variety of deposits and deposit forms.

The growth of commercial banks' deposits requires all the more efforts to improve internal factorsAlthough the money is not transferred out of the company's bank account from the current account to the fixed deposit, this small change also needs to be reflected in the accounting accounts, so the account is processed. More accounting entries for changes in the company's bank deposits can be found on this website.

If it is a loan, there is no need to have money in the card before. However, after the loan application is successful, you need to have money, and the fee will be deducted directly from the bank card when repaying, so there needs to be enough funds in the bank card to repay the loan. Loan Application Criteria:

First, they must be at least 25 years old and have full capacity for civil conduct; and have a permanent residence or valid residence certificate in China. Second, having a fixed occupation or stable economic income can ensure the ability to repay principal and interest on time. Third, have a good credit history and no bad credit history.

Fourth, it can provide a legally lenient and simple guarantee recognized by the bank. Fifth, other conditions stipulated by the bank. If you meet the above conditions, you can apply for a loan from a commercial bank.

Article 2 of the Commercial Bank Law: The term "commercial bank" as used in this Law refers to an enterprise legal person established in accordance with this Law and the Company Law of the People's Republic of China to absorb deposits from the public, issue loans, handle settlements, and other businesses.