What should I do if the car insurance is broken, and how to take the insurance if the vehicle is dam

The fuse box of each model is also in different positions: the common one is in the lower left corner of the steering wheel, and the others are on the negative driving side, some are in the miscellaneous compartment, the trunk and the engine compartment.

The middle of the burned is disconnected, and the good one is connected. Generally speaking, if the fuse is broken, a certain part of the car cannot operate normally, so when a certain part of the car is abnormal, do not easily ignore it, and check it in time, especially the fuse, which has a big hidden danger.

Automobile fuse is a kind of current fuse, when the circuit current exceeds 2 times of the rated current of the fuse, it will blow in a few seconds, playing the role of circuit protection. It is often used for over-current protection of automotive circuits and industrial equipment.

It is recommended to go to a professional 4S shop or chain auto repair shop to check the repair!

The insurance procedure for vehicle damage is as follows:

1. Report the accident, call the insurance company to report the case, and carry out the follow-up treatment of the accident according to the information of the insurer;

2. Accident investigation, the insurance company's surveyor will assist the insurer to investigate the cause, nature, liability and loss of the accident;

3. To determine the loss, negotiate with the insurer, repair shop or relevant units on the location, item and amount of the accident loss;

4. Claim application, according to the type of loss of the case, collect the materials required for the claim and submit it to the insurer for the claim;

5. After receiving the compensation, the reimburser will compensate the insured at the end of the same month according to the insurance contract after verifying the accident and claim materials.

Unilateral accident is the most common type of accident, because it does not involve the damage of a third party, only causes damage to the insured vehicle, and the accident liability is fully responsible for the insured vehicle, so the accident handling is very simple.

Summary. Hello, yes, if the car is accidentally damaged, the insurance will pay, as long as you buy car damage insurance, you can pay.

Hello, yes, if the car is accidentally damaged, the insurance will pay, as long as you buy car damage insurance, you can pay.

However, for the maintenance amount within 800 yuan, it is recommended not to report the insurance Zhengwei, because it will affect the discount rate coefficient for three consecutive years. If the repair amount is greater than 800, you can use car damage insurance, which is more cost-effective.

If the car breaks down on its own, it cannot be insured, because this usually does not belong to the scope of car insurance claims, and the claim of car insurance usually refers to the accident of the vehicle, due to the accident caused by the vehicle, the injury of the person, the insurance company bears the corresponding claim liability according to the terms of the insurance contract. The following is more information about car insurance: 1. Car insurance classification:

There are many types of car insurance, such as compulsory traffic insurance, third-party liability insurance, car damage insurance, full car theft insurance, spontaneous combustion insurance, scratch insurance, etc., and different types of insurance provide different insurance responsibilities. If there is no spontaneous combustion insurance, the insurance company will not compensate for the damage caused by the spontaneous combustion of the vehicle. 2. Compulsory traffic accident liability insurance:

In order to protect the interests of the injured party in a car accident, the "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability" was promulgated in 2006, requiring the owner or manager of a motor vehicle driving on the road within the territory of the People's Republic of China to purchase compulsory motor vehicle traffic accident liability insurance in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China. 3. The vehicle is damaged and the insurance needs to be called to the police: the car is damaged by itself, and the insurance needs to be called to the police, and the traffic police will come to the scene to issue a traffic accident identification letter, and the insurance company needs to contact the insurance company to take photos at the scene as evidence, and then assess the damage.

Whether you can apply for insurance if the car breaks down needs to see the cause of the car damage, whether there is relevant car insurance and whether it is within the scope of the claim, and you can't generalize.

Generally, when the vehicle is damaged unintentionally, it can be reported for insurance. However, whether the specific compensation can be paid depends mainly on the agreement of the insurance contract, and the insurance company will contact a special person after receiving the insurance information, and then determine whether it is within the scope of the claim.

Article 114 of the Insurance Law of the People's Republic of China Insurance companies shall, in accordance with the provisions of the insurance regulatory authority, fairly and reasonably formulate insurance terms and insurance rates, and shall not harm the legitimate rights and interests of policyholders, insureds and beneficiaries.

The insurance company shall, in accordance with the provisions of the contract and the provisions of this Law, promptly perform its obligation to compensate or pay insurance money.

Of course, this is normal, so you just need to go through the process and it's over, yes, but if you don't have insurance, this thing is a joke.

No, car breakdowns cannot be reported for insurance, and car accidents can only be reported for insurance. The insured must notify the insurer within 48 hours of the occurrence of the insured event, otherwise the loss will be uncertain or magnified.

How to report insurance for car breakdown, you need to see the cause of the car damage, whether there is relevant car insurance and whether it is within the scope of claims, and cannot be generalized. If the car breaks down for no reason, you can't apply for insurance. Insurance can only report accidents, not breakdowns.

Car insurance, i.e., motor vehicle insurance.

Referred to as car insurance, it refers to the motor vehicle due to natural disasters.

or a kind of commercial insurance that is liable for personal ** or property damage caused by accidents.

Auto insurance is a type of property insurance, which continues to develop and mature with the emergence and popularity of automobiles.

Motor vehicle insurance is a kind of insurance that uses motor vehicles such as automobiles, trams, battery cars, motorcycles, and tractors as the subject of insurance.

Motor vehicle insurance can be divided into two parts: basic vehicle insurance and additional insurance. Motor vehicle insurance generally includes commercial insurance, which includes basic insurance and additional insurance. The basic insurance is divided into vehicle damage insurance and third party liability insurance.

If it is a two-car collision accident, the insurance company will pay according to the proportion of liability awarded by the traffic police. Will the insurance company pay for the car breakdown? The slag issue in this state is a bit general.

The insurance company does not pay for the mechanical and electronic failure of the vehicle, and it needs to meet the agreement in the clause, such as collision and overturning, heavy rain, etc. And there are many additional insurances for car damage insurance, such as spontaneous combustion insurance, if you only have car damage insurance and no spontaneous combustion insurance, and the loss caused by spontaneous combustion during the use of the vehicle, the insurance company will not make a claim. So it's not that you buy car damage insurance, and if the car breaks down, the insurance company pays for all the losses.

It depends on the cause of your damage and the purchase of insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Depending on what parts are broken, the following parts are broken and the insurance will not pay

1.Car tires.

As the only medium for the car to contact the ground, car tires are wearing parts, even if you just buy a car one day, the tires are punctured, the 4S shop and the Baofan insurance company will not accompany you, you can only replace them yourself.

In terms of service life, the general tire can be between 50,000 and 80,000 kilometers on the normal road surface, and a tire can be used for about 3 years according to the calculation of 10,000 kilometers of family cars running 10,000 kilometers per year. If you often walk in potholes and complicated road conditions, you need to replace them in advance, after all, a flat tire is not a fun thing, don't give up your safety for a few dollars.

2.Wiper.

Like tires, wipers are also rubber products, and they are used quite frequently, aging quickly, and need to be replaced after an average of one summer and winter. Wipers are also not covered by the warranty.

Here I would also like to remind you that in order to prolong the service life of the wipers, try to erect the wipers in the scorching summer to prevent the wipers from overheating and sticking to the windshield from being damaged directly after activation. In the same way, when heavy snow falls in winter, wipers should be erected to prevent the wipers from sticking to the windshield.

3.Spark plug.

Spark plugs are also wearing parts that are not covered by the warranty, and the service life of spark plugs varies from material to material. For example, the most common nickel alloy spark plug has a very short service life, generally needs to be replaced every two years, and the iridium platinum spark plug is commonly used as a high-grade spark plug, and the life of the spark plug can be up to ten years, of course, it is also several times that of nickel alloy!

Spark plug damage can easily cause various discomforts in the engine, such as poor ignition, weak acceleration, etc. In the long run, it will also have an adverse impact on the engine, it is recommended to replace the spark plug in time in the above situations, otherwise you need to replace more than just a few spark plugs!

4.Brake pads.

Brake pads, which are also susceptible to wear and tear, play an important role in safe driving on a daily basis. Generally speaking, the thickness of the new brake pads is about the same, and when it is used to the centimeter, it needs to be replaced in time! If it is determined by time, ordinary family cars need to be replaced at about 60,000 kilometers, of course, according to personal driving habits.

Here I will share with you how to judge the degree of brake pad wear. First of all, the naked eye judgment is the most intuitive, if the naked eye can not accurately judge can also be judged by the brake sound, generally speaking, the over-worn brake pads will make high-pitched noise when braking, which also means that you must replace the brake pads.

5.Gasoline filter.

Gasoline filters are also consumables, but don't delay replacing them because you can't afford them. If it is not replaced in time, it will affect the engine power and fuel consumption. The oil filter is divided into external type and gasoline pump integrated type according to the different placement positions, the external type has a short service life, generally 1-20,000 kilometers need to be replaced, and the gasoline pump integrated type can be used for about 60,000 kilometers.