What should you do if someone borrows money from you but is too embarrassed to refuse?

Borrowing money, lending so much, few can take the initiative to pay it back, sometimes borrowing money can lend an enemy. You are kind enough to help others, he can still say bad things about you behind your back, now, I have changed my strategy, if I can do the money lent out, even if the other party doesn't give it to me, I don't care, I won't mention it, I won't care, then I will borrow. If you can't do it, don't borrow it, I'm not embarrassed to say that!

Just say no. I'm sorry now, if you don't pay back the money then, you're still embarrassed to ask for it. To put it mildly, some people, I mean some people, borrow your money, don't pay it back, say that your bad words are trivial, he hopes that you have an accident, it is best to die, so that you don't have to pay back, of course, there are exceptions, a person with good character and credit, can still borrow, because he will have to pay you back sooner or later.

Pull him in difficult times to get a friend, and he will also help you when you are in trouble, but be sure to screen carefully.

Usually when I encounter this situation, I will evaluate my relationship with the borrower. If you have a good relationship with me, and the money borrowed by the other party is only for turnover, and the amount is within the affordable range, and there is a promise to return it within a certain time, I think this situation can be borrowed. In addition, if you want to refuse and are embarrassed, you can consider these methods.

For example, you can say that your money is in a fixed-term wealth management product and cannot be withdrawn in the short term. Or it can be said that the money has just been lent to someone else, and there is not so much extra money for the time being, (I just recently used this excuse to turn people down). Or say**, it's a loss to buy**, after all, ** hasn't been very good lately.

You have to think about borrowing money before you borrow. Ask yourself a question. This money, he has a relationship with you, if you can give it to him for free, you can borrow him.

If you can't give it to him for free, you have to decisively refuse. There are many reasons, such as: to buy a car and a house, parents to provide for the elderly, children's education funds, loans and investments, you can do it.

Or to put it bluntly, you have to pay back other people's money. Some white lies are fine.

Once entangled like you, you have lent out more than 100,000 yuan before and after and have not wanted to get it back, which is not an easy thing for an ordinary office worker. I remember the last time I lent money to others, it was a relative who was doing business, saying that he needed 50,000 yuan for turnover, and he didn't have so much money on hand at the moment, so he was really embarrassed to refuse, so he made up his mind to cash out his credit card and lend him 50,000 yuan. For more than a year, I have been asking for many times without success, and because of the difficulties in my own life, I have overdue several times, and in 2015, I bought a house and even couldn't get a loan because of credit problems, which caused a lot of trouble.

Then he woke up. Whenever someone borrows money, first preset a question for himself: should this money be given to him, okay?

If you can't, you will borrow, and if you can't, you will be exempted. No more troubles. Life is not easy, and everyone wants to live, why did you fulfill you and ruin me?

This shows that you are struggling, and it also shows that the relationship between the two of you is not iron enough, and you really can't erase it: no, then limit yourself to one month's available activity funds. In my opinion, a person with a good relationship will ask him how much he wants and when he will use it.

In addition to this, all that is used is human affection, and it is used less than once. Because when he borrows money, he uses his feelings with you, and when he repays money, you use his feelings for him. When people reach middle age, their feelings will only become less and less.

At this time, you can't be embarrassed, and your attitude must be firm, otherwise you will have to lend it to others.

Please feel free to refuse directly. I encountered a hurdle in the first two years, I borrowed money from my friends and classmates, and I would basically find the next one if I refused me directly, and there would be no complaints, but two classmates thought about it for a day and the next day before replying to me that I had no money (we both graduated and worked) I was very impressed, and I felt that I would never pay attention to them again for the rest of my life.

Look at who borrows, how much to borrow, if there is no borrowing back, if it is a relative, borrow the price that he can afford if he does not intend to let him pay it back, even if he is sure that he can borrow, it depends on the person, his own economic ability, there are too many excuses for not wanting to borrow, he just paid the rent, what is the matter, who he just borrowed.

If you don't want to borrow money, you can make excuses, such as you have to pay off your credit card and don't have extra money; If it's really hard to shirk it, borrow less to others, and remember to write an IOU.

This is also the problem I am struggling with, some time ago my colleague is also a good friend to borrow 100,000 yuan from me, her sister's family to buy a house, I politely refused, I think if her family has an emergency, I can help, but I really can't accept to buy a house for my sister's family. But the next problem is that her mother has recently fallen ill and urgently needs a deposit of 200,000 yuan for surgery, and she didn't tell me, so I don't understand. Have I already offended her?

In short, if you can't borrow, don't borrow, anyway, borrowing won't necessarily read your good!

Then you have to keep a low profile, show a very lack of money, so that others will think that you are poorer than him at a glance, and it is better to borrow money from you than to pick up the rags yourself.

If he really needs it urgently, I think I'm willing to lend it to him, and we still need to help each other as people, after all, everyone will have difficult times.

If I do, I'll lend it to her, and I'll pay it back to me when I need the money.

If it were me, I would say that I need money lately too, and there is nothing extra to lend you.

If you really don't want to borrow, you can say that you just paid the rent, or you have been nervous recently, and I really can't help you this time.

This question is about how to refuse someone's request to borrow money without hurting their feelings. Money is a sensitive topic in interpersonal communication, and if not handled properly, it can lead to unnecessary conflicts and misunderstandings. Therefore, it is especially important to correctly refuse someone else's request to borrow money.

Refusing to borrow money from others is a difficult issue that requires us to protect our own interests and dignity while taking into account the interests of others. First of all, we need to think about why the other person is borrowing money from us, whether it is because of financial difficulties, or because of other reasons. Second, we need to consider our financial situation and whether we can lend the money.

Finally, we need to choose the right way to refuse the other party's request, and Brother Lu will avoid hurting the other party's feelings.

Let's say a friend borrows money from you, and you consider your financial situation and find that you can't lend the money. So, you can go something like, "I'm sorry, I've been struggling financially lately and can't lend this money, I hope you understand."

This kind of honesty and tactfulness can protect one's own interests and not hurt the feelings of the other party.

In my interpersonal interactions, I have met some friends who have borrowed money from me, and I will think about my financial situation first, and if I can't lend the money, I will politely refuse the other person's request to make the other party understand my situation. At the same time, I will also tell the other person that if there is anything I can help with, I will do my best to help him.

When it comes to refusing someone to borrow money, here are a few elegant ways to do it:

1.Euphemistic refusal: You can politely refuse the other party's request, for example, you are short of money and can't help temporarily, or you just need money now, you can't borrow it, and it's inconvenient to borrow money.

When refusing, pay attention to the tone of voice and sincerity to avoid causing unnecessary harm to the other party.

2.Change the topic: When the other party borrows money, you can subtly change the topic, such as saying that they are too busy to think about borrowing money now, or talking about other topics before borrowing money, and wait for the other party to calm down before talking about borrowing money.

3.Excuses: You can find some excuses, such as saying that you have lost your wallet recently and need to wait for the bank to go through the procedures, or you have an urgent matter that needs to be dealt with recently, and you need to use your own money, and you can't lend it temporarily.

This allows you to tactfully refuse the other person's request while avoiding hurting the other person's self-esteem. Count the land.

In short, when refusing someone to borrow money, you need to pay attention to the tone, attitude, method, etc., and be tactful, sincere, and not hurt the other person's self-esteem. At the same time, you also need to accumulate good popularity, and don't wait until others are in trouble to take the initiative to contact, which is conducive to establishing a better interpersonal relationship.

Summary: When refusing to borrow money from others, we need to take into account our own interests and dignity, and at the same time, we need to protect the feelings of the other person. We can be honest and tactful in declining the other person's request, and at the same time tell the other person about our difficulties and make the other person understand our situation.

Rejecting money from others is more than just a communication skill.

1.Honesty: Honesty is paramount. If you don't want to lend money to the other person, you have to be honest with them about why. Don't make up excuses or lies, or it will affect your relationship with the other person.

2.Respect: Even if you don't want to borrow money, you need to respect the other person's request. You can express your attitude, but don't be cold or dismissive of the other person.

3.Listen to the other person's opinion: Listen to the other person's views and ideas, so you can better understand their situation. Maybe they just need to borrow money temporarily and can afford to pay it back, at which point you can consider helping them.

Here are some ways to tactfully decline someone to borrow money:

1.Apologize and explain why. For example: "I'm so sorry, I can't lend you money right now." My financial situation also does not allow me to afford other additional expenses. ”

2.Provide additional assistance. You can say you can't provide funds, but you can help in other ways. For example, "If you need my help finding a job or integrating other resources, I'm happy to help." ”

For example: "I know of a lot of charitable organizations that can provide financial assistance. I can help you find some agencies and introduce them to you.

4.Emphasize your affordability. You can tell the other person about your financial situation and explain that you need to manage your finances as well. For example: "I still have a lot of expenses to spend, so I can't lend you money." ”

In short, it is not easy to refuse to lend money, but we can express ourselves tactfully by being honest, respectful, listening, and offering other help.

When we refuse to borrow money, we tend to be hesitant and embarrassed, especially if we are in a close relationship. However, if we do not want to lend money, we must find an elegant and decent way to refuse so as not to affect the relationship. Here are some tips that can help you gracefully decline someone to borrow money.

1.Don't lie.

If you don't want to borrow, don't lie. Don't make up excuses or make excuses, because lies will eventually be exposed, and they will destroy trust and friendship. If you can't borrow money, just say it, but be careful with the wording.

2.Express gratitude.

Even if you can't borrow money, thank the other person for the request. Express gratitude and recognize their courage and honesty. Say nice things and let them know that you appreciate them.

3.Explain why.

Tell the other person why you can't borrow money, which is an important thing. Maybe you're strapped for money, maybe you've borrowed money from someone else, or maybe you don't want to lend money to anyone. No matter what the reason for the combustion, tell the other party honestly.

4.Provide additional assistance.

While you can't borrow money, there are other ways you can help. Maybe you can help find other ways to borrow, or provide some other support and assistance. Whatever help you can offer, be honest with it.

5.Be polite.

No matter how much you refuse, be polite. Don't hurt the other person's feelings or embarrass them. Being kind and respectful will eventually help you maintain a good relationship.

Finally, keep in mind that it's not a pleasant thing to refuse someone to borrow money from, but that doesn't mean you should. By refusing gracefully and honestly, you can protect your rights and relationships while helping the other person understand your thoughts.