There are 1 million students who have just graduated, how to invest?

A sound investment strategy is a good business. If the pure ** valuation is at a low level and there is no reasonable investment trading strategy, then the investment will most likely be difficult in the future. Therefore, it is important to establish a reasonable investment and trading strategy.

How to invest? At this stage, it can only be said that it is the relative bottom of the **, and there may not be a real lowest point, so in the face of the possible **, regular investment is the most reasonable. It can not only avoid the best risks, but also spread the position chips.

If you want to talk about stability, diversified investment is the best, a large certificate of deposit of 500,000 yuan. Needless to say, the income is relatively stable, and you can get an interest of yuan every year; With a fixed deposit of 200,000 yuan, the expected return can reach more than 5%, and the principal is also very safe! If you have 1 million funds, take a little risk, you can buy private debt ** products.

Although the overall risk of the private equity industry will be relatively high, the risk of debt products will be much smaller.

500,000 deposit bank to ensure life, 100,000 investment in technology, three consecutive years when the rate of return is higher than 40%, you can increase the investment of the remaining 400,000, when the income is less than 10%, and then reduce the principal back to 100,000 investment, so that there is not only a high investment income, but also does not affect the loss of life.

Of course, you should buy a house just after graduation, and you really need it.

The choice of 1 million investment and wealth management is very wide, wealth management customers should choose financial products that suit their risk appetite, and at the same time pay attention to the coordination of the relationship between income and risk, for high-risk financial products, you need to be cautious to purchase. Investment is risky, financial management needs to be cautious, eggs should not be put in the same basket, to learn to diversify risks.

Aggressive financial management methods, customers who choose aggressive financial management methods, are aiming for high returns, and most of them are not afraid of losses. Aggressive financial products generally have higher returns, the expected rate of return is more than 8%, but the risk is relatively high, representative financial products have **type**, hybrid**, **products, when the income is good, the daily income is likely to directly make the principal several times, or it is possible to completely lose in a few minutes, and the ups and downs are extraordinary.

Moderate financial management method, individuals advocate the middle financial management method, not only to pursue a good income, but also to accept a certain risk, 1 million into three parts, 300,000 to buy low-risk financial products, 500,000 to buy medium-risk financial products, 200,000 to buy high-yield financial products. Low-risk and high-risk financial products have been mentioned above, and medium-sized financial products such as P2P investment and wealth management have relatively stable returns, about 6% to 8%, and the risk is medium. There are as many as 2,000 P2P investment and wealth management platforms, and many miscellaneous troops with insufficient qualifications must choose a platform with high credibility and strong redemption ability when choosing a wealth management product platform.

The truth is always in the hands of a few, and the more investors leave this market, the more calm the market is, and the more thorough the return of value is. Investors who dare to place orders at 5,000 points are basically "buried" at the bottom of the abyss, and now there are only 2,700 points, why not? As long as there are no major problems with the plan and the selected investment target, then the corresponding investment is appropriate, feasible and low-risk.

**Valuations have approached the historical relative bottom zone, making it worth investing in. What is the P/E ratio of the ** index today? The average P/E ratio is only multiples.

If you look at it according to the valuation, this valuation is a big discount from 2015. Even if it's not the lowest point of ** now, it is the relative bottom area of **.

It is recommended that you invest in Yue Bao, which is slightly higher than the return of the bank's fixed deposit.

This is almost risk-free, if you want to say that you can't restrain yourself from buying some useless and superfluous things online.

**Browser shopping** is very fast, and there are also payment-related security plugins that are very secure.

The mobile Alipay wallet is also very convenient to check earnings, pay bills and transfer money when you are wise.

There is also the device associated with Alipay and do not easily use it for others.

It is impossible to invest 2,000 to do business, and there is not much left to spend after the inspection.

Invest in Yue Bao. It is suitable for short-term investment, so that Bu Tang can withdraw shopping at any time, charge phone bills, etc., and spend while earning.

Yue Bao is Alipay or the bank's money transferred to Yu Yu Bao, that is, a currency provided by Tianxian**.

Two thousand yuan is about two cents a day for TantuanThe 10,000 percent income of the 30th is yuan.

The calculation formula is (Yu'e Bao funds 10,000) x the income per 10,000 shares announced on the same day**.

It will take about three days to see the benefits, and if there are holidays, it will be pushed back. Anyway, I will have a daily income from now on.

Forget about buying a camera! Sony is facing a development crisis, as if it has been acquired by someone. Some mobile phones shoot ** is also quite good, is photography enthusiasts or work need to buy a SLR practice, the key to photography lies in inspiration, thoughts, equipment and the processing of **, nothing to tinker with ps.

It still depends on the risk appetite of personal calm, and the risk is linked to profits, the risk is high and the profit is high, and there will be a large area of losses! Bridge Travel and additionally make a high-risk investment Your starting capital is not enough, so put the balance of the Treasure Minji!