What is the commission of an insurance agent?

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The commission of the insurance salesman is mainly based on the sales performance of the product in the current month.

The income of an insurance salesman includes: commissions, bonuses and gift rewards.

Let's briefly talk about bonuses: bonuses are divided into bonuses in general periods, such as usual, how many percentages of performance bonuses will be rewarded for achieving a million performance, and bonuses will be distributed according to the size of performance, generally speaking, 100,000 or more in the month can get 25% to 30% bonuses. For example, if you make a performance of 200,000 yuan, then the bonus is 4 to 60,000 yuan.

Bonuses in special periods, such as during the good start of the year, insurance companies generally reward cars and houses in order to encourage salesmen to sell more wealth management insurance. This year, CPIC has a good start reward is how many tens of thousands, you can get 30 square meters of economic housing in Huizhou. In 2016, it was 6 million yuan and a BMW was rewarded.

The gift part is not very valuable, basically some daily necessities, such as eggs, oil cards, jewelry, etc. Gifts are usually rare, and when it comes to expensive gifts, they are only available during the good start.

Finally, the commission, the commission generally ranges from 10% to 30%, these standards are given in accordance with financial insurance or principal-protected health insurance, the larger the premium, the higher the commission, the insurance company's system is to try to motivate the insurance salesman to earn money to fight for a larger policy. As for consumer products, the commission of insurance salesmen is very low, I don't know exactly how much, but it is probably less than 20%.

The other is the car insurance, the insurance salesman is car insurance, life insurance can be cross-sold, and car insurance is basically given according to 25%. This piece is fixed. In addition, the bigger the policy, the more gifts will be given, which are basically practical things such as fuel cards, car pillows, and dash cams.

1. Life insurance, generally in the first year of the premium can get 20%-35% of the commission, some of the better insurance can get 45% of the commission, after the first year this proportion will decrease year by year, the second year is only 10%-15% commission, generally can get 3-6 years.

2. Property insurance is paid annually, the commission of general property insurance is about 15%, the commission of property insurance is a little higher, at 15%-25%, and some good insurance can reach 30%-40%.

3. There is also a car insurance, the commission of the auto insurance salesman is generally about 10%-25%, if a 3000 yuan car insurance is sold, then his commission is about 300 yuan -750 yuan, a strong business ability of the auto insurance salesman, the monthly salary is still very considerable. There is no commission for the strong insurance in the car insurance, and the ** of each insurance company is the same, so this insurance is equivalent to the free service of the car insurance salesman.

On the one hand, the status of insurance ** people is indeed not high, in the early years, there were "one person sells insurance and the whole family is shameless", "fire prevention, anti-theft insurance" and other sayings, many people are under pressure to sell insurance. In the past few years, the status has improved slightly, but it is still not a glamorous industry. It can't be said that having money has dignity, but people always need something to prove themselves, and an enviable income may prove something.

On the other hand, there are generally two development paths for insurance people, one is to be excellent, and the other is to lead a team. The former can be understood as me just need to take care of myself and be a quiet and beautiful man who makes money by strength; The latter is to recruit subordinates, train newcomers, let subordinates lead the team, and then receive rewards (mention) gold (become), the bigger the team, the more "children and grandchildren", the higher the income.

The high income of the insurance ** person is reasonable.

From the perspective of the entire industry, the income level of insurance ** people is not high, even if some of the ** people at the top of the tower have obtained high incomes, it is normal. There are high-income earners in every industry. It's the same job, why can't those who sell insurance be profitable, can't be high-income?

Some people say that the income of the first person of the insurance company is directly linked to the performance, and the more premiums the customer pays, the more they earn, but the salary in other industries is not linked to the sales performance? If you don't hook directly, it's not a hook, what's the difference between this and covering your ears and stealing the bell?

As for the ** people's gold tower hierarchy system, the cat girl is not good at making many evaluations, the system is not set by the ** people themselves, there is no doubt about this.

The monthly income is fifty or sixty thousand.

Insurance is not made by people, it is made by people! In the pre-job training, in order to allow the trainees to obtain the qualifications as soon as possible, most insurance companies have adopted the "strong medicine" teaching mode, regardless of whether the trainees understand it or not, forcing them to memorize the content of the test, ignoring the guidance and cultivation of their professional ethics. It can only be said that selling insurance is very exercised, and if you can persist for a year or two, I believe that your psychological quality and eloquence can already surpass your peers.

The pay is indeed very generous, and if you sell insurance, your monthly salary is less than 3,000, and you will feel very ashamed. In fact, the key is to rely on your own efforts, and it is normal for people who can succeed in insurance to earn 50,000 or 60,000 yuan a month.

It is said that now with the financial management business, the income of a single person should be more than 10,000 yuan, and it is still very hard to know what department.

Low performance hanging zero, nothing, or only the continuation rate bonus, renewal rate, management allowance, etc., if you do it seriously, there is no upper limit, anyway, in our company's basic salesman and business manager level, basically the lowest per month is more than 10,000, high hundreds of thousands per month, there is no upper limit.

Based on your question, do you want to enter the insurance industry? If you don't have the courage to bear the basic salary of responsibility, it's better not to come in.

The basic salary of a salesman will be very low, and the commission is very high, similar to the basic salary plus commission of a salesman.

Women are more likely to do insurance than men.

Income from insurance is calculated on a monthly basis!

What kind of insurance do you see, and how many years do you pay for it?

If they are all paid for 1 year, it is about 15% to 20% of the premium, and the salesman also has to pay a part of the tax, and the insurance salesman is taxed according to the self-employed!

If it is paid for 10 years and divided into 5 years, the money you get in these five years is about 5% of 170,000, but the customer pays it for 10 years! Pay 1.7 million!

The insurance salesman does not have five insurances and one housing fund, and there is no basic salary, even if there is, it is only in the first year! They all rely on their own performance, and the commission is not high, maybe a little higher in the first year, but in general, the salesman does not get high.

For example, pay 10,000 yuan a year and pay 10 years, the customer pays a total of 100,000 yuan, and the salesman may get 2,500 yuan in the first year, and then take 4 years, these 4 years, combined, is 2,500 yuan!

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