If the child is hospitalized and the agricultural insurance is reported, how much will the life insu

First of all, you need to see if you have bought the hospitalization reimbursement item, if you buy it, you can still be reimbursed, the general commercial medical insurance, the rest of the social security reimbursement can be reimbursed, the reimbursement ratio of different products is different, you ask so generally, you can't calculate the specifics, submit the information to report.

Hello! Yes. How much to relate depends on your policy.

It can be reported, within the sum insured, 100% reported.

Hello, you can. How much to relate depends on your policy.

It depends on what kind of insurance you are buying.

Xueba said insurance, only recommend the most suitable child insurance! This year, the comparison table of 136 hot-selling critical illness insurance for children aged 0-18 has been updated

You can click on it to see how it will help you choose your child's insurance.

What insurance should I buy for my child?

First, the country's medical insurance must be handled!

After the child is registered, the first thing to do is to complete the medical insurance. Regardless of whether it is a major illness or a minor illness, basic medical insurance is particularly important, so it is necessary to apply for medical insurance for children.

Second, on the premise of handling medical insurance, you can start to consider commercial insurance, and critical illness insurance + medical insurance + accident insurance needs to be given priority.

Let's start with critical illness insurance, which provides coverage for as long as possible. Secondly, critical illness insurance is paid directly in cash after getting sick, which can not only be used to treat the disease, but also solve other associated problems, such as taking care of sick children, the economic losses brought to the family, all need a lot of cash to make up. Buying a pure protection critical illness insurance can just solve these problems in the future.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured is 10,000 yuan, and the annual premium is only one or two hundred yuan, which is very practical.

Finally, let's talk about accident insurance, children's accident insurance is very cheap, 200,000 yuan per year, only sixty or seventy yuan, don't look at the money is not much, but the protection is a lot. Accidental death, dismemberment and accidental medical liability of children can be covered, which is cost-effective and practical.

Third, what are the insurance policies that are not recommended for children?

Don't assign life insurance to your child, and try not to choose critical illness insurance with both liabilities. I know the specific reasons in this articleTeach you how to buy insurance for your child!

has been introduced in detail, because it is very detailed in the manuscript, so I will not waste time here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is cost-effective and practical.

That's all for me"If the child is hospitalized and the agricultural insurance is reported, how much will the life insurance taught by the school pay"All of them, I hope it helps you! Hope!

Summary. The cost of hospitalization is limited to the amount of insurance purchased for the child. For example, if the insured amount of hospitalization medical expenses is 80,000 yuan, then the maximum compensation is 80,000 yuan for hospitalization medical expenses.

The specific reimbursement rules and proportions are as follows, first of all, the hospitalization medical expenses, deduct the deductible of 100 yuan, and the remaining expenses will be reimbursed according to the following proportions. 50% of the part below 1,000 yuan will be reimbursed. For the part of 1,000 to 5,000 yuan, the reimbursement ratio is 60%.

For the part of 5,000 yuan to 10,000 yuan, the reimbursement ratio is 70%. For the part of 10,000 yuan to 30,000 yuan, the reimbursement ratio is 80%. The reimbursement ratio of more than 30,000 yuan is 90%.

Warm reminder, Xueping Insurance can only reimburse the reimbursable expenses in the social security catalog, that is, the reimbursable part of Category A and B, and the Xueping Insurance of Chinese Life Insurance can be reimbursed. The self-payment of medical insurance cannot be reimbursed by the study insurance.

Hello, Chinese Life Student Xueping Insurance reimburses hospitalization expenses, first need to make an accident report, when the insured child is hospitalized, you need to report the case as soon as possible, through the WeChat Mini Program, China Life Cloud Compensation, or call Chinese Life Service **95519 to report the accident. Then, when you are discharged from the hospital, you need to prepare the claim materials and apply to the insurance company for compensation.

The information of the claim includes the ID card of the insured, and the bank card of the guardian, admission records, discharge records, hospitalization records, medical expenses list and original invoices for minors.

After submitting the claim application, the insurance company will conduct an inspection within three working days, make a claim conclusion, and reimburse the expenses that meet the contractual responsibilities. Reimbursement claims funds are transferred to a designated bank account.

The above is the process of reimbursement of hospitalization expenses for Chinese Life Student Insurance.

The cost of hospitalization is limited to the amount of insurance purchased for the child. For example, if the insured amount of hospitalization medical expenses is 80,000 yuan, then the maximum compensation is 80,000 yuan for hospitalization medical expenses. The specific reimbursement rules and proportions are as follows, first of all, the hospitalization medical expenses, deduct the deductible of 100 yuan, and the remaining expenses will be reimbursed according to the following proportions.

50% of the part below 1,000 yuan will be reimbursed. For the part of 1,000 to 5,000 yuan, the reimbursement ratio is 60%. For the part of 5,000 yuan to 10,000 yuan, the reimbursement ratio is 70%.

For the part of 10,000 yuan to 30,000 yuan, the reimbursement ratio is 80%. The reimbursement ratio of more than 30,000 yuan is 90%. Warm reminder, Xueping Insurance can only reimburse the reimbursable expenses in the social security catalog, that is, the reimbursable part of Category A and B, and the Xueping Insurance of Chinese Life Insurance can be reimbursed.

The self-payment of medical insurance cannot be reimbursed by the study insurance.

If the child is sick and hospitalized, how to reimburse the school insurance.

Hello dear! The hospitalization of children can generally be reimbursed in the following ways:1

After the insured has an insured accident, it is necessary to notify the insurance company in time and report the case; 2.According to the requirements of the insurance company, the reimbursement materials are generally required, such as the insured's ID card, bank card, outpatient medical record, outpatient invoice, disease diagnosis, total invoice for hospitalization expenses, general list of hospitalization expenses, medical insurance statement, discharge record, accident certificate, etc.; 3.Submit the reimbursement information to the insurance company, and the review is purely slippery, and the reimbursement can be made.

It should be noted that Xueping Insurance is an accident insurance, which can mainly insure accidental medical treatment, and only some Xueping Insurance has hospitalization medical insurance, and only Xueping Insurance with Pants Rush Hospitalization Medical Insurance can reimburse the inpatient medical expenses incurred by the insured due to illness. The reimbursement scope, deductible, and reimbursement ratio of different student insurance are different, and the specific provisions of the insurance contract shall prevail.

1. Hospitalization**.

1. Insured students must bring their ID cards and medical insurance cards to designated medical institutions for medical treatment. (Patients with ordinary diseases should seek medical treatment in ordinary designated medical institutions, and specialized diseases should seek medical treatment in specialized designated medical institutions.) Except for emergency first aid, ordinary diseases are not allowed to be treated in designated medical institutions for specialized diseases).

2. If there is no card at the time of hospitalization, within 3 working days of hospitalization, take the original ID card of the insured, the hospitalization deposit slip, and the original ID card of the ** person to the card card center to apply for a temporary card, and the temporary card will be handed over to the inpatient department of the hospital where you live immediately after processing.

3. Calculate with the medical insurance card when discharged from the hospital (deduct the medical insurance reimbursement, if there is commercial insurance, the remaining part can be reimbursed according to the regulations).

2. General outpatient treatment.

1. Insured students must bring their medical insurance card to the outpatient co-ordination designated medical institution **Biheng for medical treatment.

2. If there is no card at the time of outpatient treatment, you must go to the card center to apply for a temporary card with the original ID card of the insured, the original ID card of the outpatient ** and the original ID card of the **person on the same day.

3. The outpatient designated medical institution for the first time of the insured person shall be regarded as the hospital selected by the insured resident, and shall not be changed within the current year in principle.

Summary. <>

Hello dear, happy to serve you <>

The reimbursement process for life insurance children's hospitalization is as follows: 1. Report the case first when you are hospitalized, and call the customer service of the corresponding insurance company or notify the person in charge when you report the case; 2. After hospitalization, you need to provide some supporting documents, diagnosis certificate, admission certificate, discharge certificate, medical records, etc., and you also need to provide copies of SFZ and YHK to the insurance company; 3. Provide insurance policies; 4. First reimbursed by NCMS, and then reported by the insurance company, according to a certain proportion of reimbursement.

How to reimburse for the hospitalization of a child under life insurance?

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The reimbursement process for life insurance children's hospitalization is as follows: 1. Report the case first when you are hospitalized, and call the customer service of the corresponding insurance company or notify the person in charge when you report the case; 2. After hospitalization, you need to provide some supporting documents, diagnosis certificate, admission certificate, discharge certificate, medical records, etc., and you also need to provide copies of SFZ and YHK to the insurance company; 3. Provide insurance policies; Zhaohan 4, first reimbursed by NCMS, and then by the insurance company, according to a certain proportion of reimbursement.

The materials required by the Chinese Life Hospitalization Medical Insurance Reimbursement Fraud Judgment Institute: claim application, original insurance contract, original claim power of attorney and original SFZ statement of the trustee (only applicable to the entrusted claim), original SFZ statement of the insurer, original medical expense invoice, expense list (prescription), complete medical record and discharge summary of hospitalization, diagnosis certificate, copy of the applicant's YHK (fold).

If you are insured with Chinese Life's critical illness insurance, you can apply for a claim when the child suffers from a disease covered by the contract and meets the claim conditions. The materials required for critical illness insurance claims generally include: ID card, bank card, medical record materials, claim application, other materials required by the insurance company, etc.

If you have purchased Chinese Life Insurance Insurance, you can apply to the insurance company for reimbursement when the child's expenses exceed the deductible during hospitalization**. If you don't know what the deductible means, you can also take a look at the explanation in this article firstWhat is the deductible?

Is the less deductible the better?

Parents can submit the claim application, insurance contract, outpatient medical records, medical expense receipts and other materials to the insurance company. The reason why you need a receipt for medical expenses is because medical insurance is a reimbursement type of insurance, and you will know how much money you have spent when you have a receipt for medical expenses.

If you buy Chinese Life accident insurance, when the child is hospitalized due to accidental injury, you can apply to the insurance company for compensation. Accident insurance claims are generally relatively simple, and usually only need to provide a claim application, insurance contract, insured ID card, bank card and other materials.

Regarding the content of the claim information, if you still have questions, you can also take a look at this information:What are the general claim information? Details determine the success or failure of a claim!

In addition, in order to make the claim process smoother, you should report to the insurance company as soon as possible after the accident, and explain the relevant information of the case to the staff clearly, the earlier the report is more conducive to the review of the case.

In order to help everyone get the insurance money faster, the senior sister specially sorted out this claim guide, and it is recommended that everyone collect it:【Insurance Claim】What are the correct postures that are fast and good? If you don't lose, you will be on the plate!Hope!