Where to reimburse students for their illness and hospitalization Where to go for reimbursement for

Hello, learn to level insurance.

Essentially, it is a group insurance, and the claim process is slightly different depending on the way we buy it and the insurance company.

2. If you buy through a third-party broker, the broker will be responsible for your full after-sales service, especially before hospitalization, you must communicate with the broker, so as to maximize the tips for you, the precautions during the hospital visit, the diagnosis and other materials that need to be provided by the doctor, are prepared one by one, so that the claim will be smooth and efficient.

3. If you are self-purchasing on the Internet, you can find the customer service of this Internet platform for guidance, and at the same time contact the customer service of the underwriting insurance company of your policy to consult the claim process in detail. This requires self-service.

4. If you can't find the relevant personnel, you can also pay to provide paid claim agency services. Please prepare the policy of your insurance policy, electronic version or **, take all the information you have in your hand, take a picture of me to see, and then give specific guidance.

Did you buy it yourself or did the school buy it?

If you buy it uniformly, ask the teacher.

Or if you look for the original invoice, there should be the name of the insurance company on the invoice.

You can ask your school teachers and they will tell you the answer.

Ask which insurance company it is, and then call the insurance company ** and ask!

If a student is sick and hospitalized, the student insurance purchased by the school can be reimbursed. We all know, especially for primary and secondary school students, including college students, generally before enrollment or before the start of school, schools will buy insurance for their students, because this can ensure the safety of buying insurance is a very trend, <>

Because I don't know tomorrow's accidents and surprises, I don't know which one will come back, so many families or schools will choose to let our children buy insurance, so this is also a guarantee for our lives. Including I think that for the current students, if they are hospitalized, it is also a loss to themselves, because if they are discharged, they will waste a certain amount of time on their own time, and they will have a certain discomfort in protecting their bodies, and we need a period of time to admire, so this is beneficial to us, not good, now the school will be learning every day, and every day will be exposed to new knowledge, and then say that I will not go to class, <>

If you are in the hospital, it will consume a lot of time, so I think it will have a huge impact on your academic performance, which is what I want to say, so for children, if I am a student, try to buy an insurance to ensure our safety, and then, go to class with peace of mind, and then go to study, this is what students should really do. And I think that the insurance recommended by the school and me is also more meaningful to us, and it is also applicable to our students, so I think sometimes parents don't need to buy other shoes outside, the insurance bought by the school can be enough to ensure safety, so we have parents who can go to grab the reference, and you can also buy the school's insurance, because the school is indeed a more reassuring place, since we hand over our children to the school, we have to rest assured, and then go to peace of mind. <>

Reimbursement is possible. Learn to be safe.

For example, if the insured suffers from illness for the first time due to an accident, the insurance company can pay the insurance benefits according to the graded and progressive ratio agreed by both parties at the time of application; It can pay for the reasonable and necessary medical expenses incurred by the insured in accordance with the local basic medical insurance management regulations each time the insured is hospitalized.

Generally speaking, there are three main types of coverage: accidental injury benefit, accidental outpatient benefit and inpatient medical benefit. If you purchase a student insurance that includes hospitalization medical insurance, then if you are sick and hospitalized, you can use the student insurance to reimburse you.

However, it should be noted that before reimbursement, it needs to be reimbursed by social security, and the remaining part is deducted from the deductible.

In the case of reimbursement, use the student insurance to reimburse. At present, there are many types of student insurance on the market, and the reimbursement ratio of different student insurance products is also different, and the general hospitalization reimbursement ratio is 70%-80%, which can be checked in detail for details. Because of all the differences in the coverage, deductible, and exemption scope of the student insurance products launched by different insurance companies, it is necessary to see how the terms of the contract are agreed on which hospitalization expenses can be reimbursed, how to be reimbursed, and how much to be reimbursed.

Extended Materials. What is the claim process for student insurance?

The first is a parent's report. Generally, we need to report to the insurance company within 24 hours or 48 hours after the accident.

Prepare the materials. In general, you will need to provide information related to the period of hospitalization, such as ID card.

Photocopy, copy of bank card, medical records.

Hospitalization and discharge records.

The original invoice of medical expenses, the total list of expenses, the medical insurance statement, the disease diagnosis certificate, and the accident certificate are also required in case of accidents.

Finally, a claim will be submitted. Submit the information required for the claim to the insurance company, and the insurance company will review the materials and the real situation in the fastest time. After the claim application is approved, the insurance company will make a claim on a pro-rata basis, and the money will be automatically transferred to the bank card account provided by the policyholder.

The school purchased this student insurance can definitely be reimbursed. The main reason is that this insurance covers the student's illness and various unexpected situations that the student has, and then it will be reimbursed.

Yes, it can be reimbursed, if the school allows itself to buy the corresponding thing, and then anything happens to itself, then the other party will reimburse itself.

Yes, and the investment in the early purchase of this insurance is relatively small, and then the insurance rate in the later stage is relatively high.

If a student is sick and hospitalized, the student insurance can be reimbursed. Student's insurance generally includes the following insurance liabilities:

1. Death; 2. Accidental medical treatment, including accidental hospitalization and accidental outpatient treatment;

3. Hospitalization for illness;

4. Critical illness;

5. Disability. 6. Hospitalization fixed allowance.

After the end of hospitalization, the claim can be made, and the required claim information: insurance policy, identity certificate of the insured, identity certificate of guardian and bank account, discharge summary, medical records, receipts, and a detailed list of hospitalization expenses.

The insurance liability of Xueping Insurance is less than 5,000 yuan, if you have ever received a medical claim for a disease is 5,000 yuan, the medical insurance liability has been used up, and the second hospitalization cannot be reimbursed; If the first medical claim is 3,000 yuan, then the medical insurance liability is still 2,000 yuan, and the second hospitalization can still be reimbursed, but the maximum is not more than 2,000 yuan. If the insured person is due to the same illness for the second time**, it will not be reimbursed. The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is a kind of personal accident insurance and an insurance for the characteristics of primary and secondary school students.

Students are often voluntarily insured when they enter the school, and the insured only needs to pay a premium of a few tens of yuan to obtain a number of protections including accidental injury, accidental injury medical treatment and hospitalization medical treatment.

It is the most extensive and common insurance for children and teenagers. Its biggest feature is that the premium is cheap and the coverage is relatively wide, which is more suitable for underage students. Each insurance company generally has its own insurance terms, and the terms of each company will have some differences in terms of insurance liability, insurance amount, compensation and so on.

Shown below is only one of a clause. When applying for insurance, you must also carefully read the terms and conditions of the insurance company you are applying for. This insurance is insured by shares, and each person pays the premium in RMB per academic year, and pays it once according to the school system at the time of application.

The insured amount of each insurance is: personal accident death and disability of 10,000 yuan, 3,000 yuan of medical expenses for injury caused by accidents, continuous renewal of hospitalization due to illness, medical expenses that can be reimbursed in accordance with the provisions of the local social medical insurance department, the company deducts the deductible of 100 yuan, within the scope of the insurance amount, according to the proportion of 60% of the medical insurance premium, the insurance amount is 20,000 yuan.

The child is the treasure of the family, growing up under the care of the parents, every parent is very fond of the child, and pays wholeheartedly to the child, without asking for anything in return. Parents are also careful when taking care of their children, fearing that their children will be accidentally harmed. When the child is in school, in order to ensure the health of the child at school, the school will uniformly configure the child with school insurance, and most parents have purchased this insurance.

Student insurance includes coverage for accidental injuries, as well as coverage for accidental outpatient and inpatient medical treatment. If the child is sick and hospitalized, it can be reimbursed through the student insurance. Before reimbursement, you can first reimburse through social security, and then use student insurance to reimburse, so that the reimbursement amount will be more.

Children are very naughty during the school day, and unexpected things often happen that cause a lot of headaches for parents. With Xueping Insurance, there is also a guarantee when the child is in danger. <>

Whether it is a teacher or a parent, when educating children, they should tell them what is dangerous and what they should not do, so that they have a full understanding of the dangers, so that they are relatively safe. It is necessary to teach children more about fire prevention, so that children do not make trouble in the class, do not run red lights when crossing the street, and do not do dangerous things, so as to reduce the chance of accidents. Children are the flowers of the motherland and the hope of the family, and every child is precious.

As a parent of a child, you usually have to take good care of your child, and in recent years, there is often news of children falling from the building, which people's nerves. This is because parents are negligent when watching their children, resulting in some families living in buildings, but there is no security window. This is very dangerous, children are more curious when they are young, and often climb the window, once an accident occurs, the consequences are unimaginable.

When parents take care of their children, they should not take their eyes off their children, so that they are safer.

Yes, the student insurance is an insurance for students, if the student is sick and hospitalized, you can carry out the insurance, such insurance also adds some protection to the student.

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Insurance claim process: 1. Case filing and investigation;

2. Review documents and materials.

3. Verify the insurance liability.

4. Fulfill the obligation of compensation.

You can refer to the following.

For example, the Chinese Insurance Company has a level insurance policy.

1. After reporting the accident, you should immediately call the report **95518, and the claims service personnel of the PICC will inquire about the insurance situation, assist in arranging assistance, inform the follow-up claim processing process and guide the insured to call the police**, etc.

2. After the investigation and verification receives the report, the PICC service personnel will, with the assistance of the insured, send the claims adjuster or the entrusted adjuster, technical appraisal agency, and overseas ** person to the accident site to investigate the accident process, understand the losses involved, consult and preliminarily collect evidence and information related to the nature, cause and loss of the accident, confirm whether the accident is an insurance liability, and entrust a special technical appraisal department or scientific research institution to provide professional technical support if necessary. And instruct the insured to fill out the notice of accident (claim application). \

3. Submit the claim materialsAccording to the written notice of the claim notice of the PICC, submit all the materials required for the claim, and then review and confirm the claim materials in a timely manner, and if they are incomplete, they will be notified in time to supplement the relevant materials.

4. Calculation and review of compensation If the claim materials submitted by you are true and complete, PICC will accurately calculate the insurance compensation and conduct the internal audit of the claim case in accordance with the provisions of the insurance contract and relevant laws and regulations, and reach a final compensation agreement with you. \

5. The compensation shall be paid according to the agreed payment method and the insurance contract.

The above is the PICC accident insurance claim process, I believe you have understood, please feel free to call 95518 claim service for claim questions**.

So. If you make a claim, first go to your insurance company.

I hope mine can help you. If you are satisfied with my service, please give 5 stars.

Yes, the insurance includes hospitalization due to illness, and it must be reimbursed in time so as not to delay the time.

Yes, the insurance purchased by the student is to protect the rights and interests of the student, so it can be reimbursed.

Yes, because now the general school is a unified purchase of insurance, in addition to the social insurance language, there are other insurance also poor insurance, so the reimbursement is normal, but the proportion of reimbursement according to the situation is large and small.

If a student is sick and hospitalized, he or she can be reimbursed as long as he or she is covered by the insurance period. You should go to the insurance company to report it first. Follow the insurance procedure.