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How did you buy it in your own name when you bought it? Are you the insured? Is there a designated driver?
Insurance is not a car for people, the three were originally compensated to each other, I don't understand why to say those inexplicable words, in the case of the insurance company knowing that you are a company car and still buy it according to the individual, but also issued a policy to you, and also collected your premium, which itself is the fault of the insurance company, if the insurance company insists on not compensating under various excuses, you can try to take the legal route.
Personally, I don't think you should go to those small insurance companies, although the premium may be less when you buy insurance, but when you get out of insurance, you won't be protected.
Find a good lawyer, collect evidence in your favor, and litigate is a tiring and laborious task, good luck!
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First of all, it depends on who the owner of the car on your driving license is, according to the landlord, it should be the name of your previous company, right?
However, if you are insured as an individual when applying for insurance, the insured and the claimant on your insurance policy should be your name, so how can Ancheng Insurance say that you are not the object of compensation? If not you, then who? The landlord should communicate with the insurance company on the above issues and ask the insurance company to explain the above situation on the notice of refusal.
Secondly, I remember that in June this year, the state seemed to have issued a guiding opinion on the compensation for personal injuries in accidents, that is, in the insured accident, you can apply for direct compensation for the injured without involving the insured, and you can ask the insurance company for the above questions and ask for a written message.
Thirdly, after obtaining the notice of detention from the insurance company, you can file a request for arbitration or litigation with the local insurance prosecutor's office or court. It is recommended that you hire a relevant lawyer, so that you will have a better certainty.
I think the landlord had better describe the case in more detail. What you're saying now, I can only guess. The above situation is for your reference.
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Who is the insured on the policy? Is there a beneficiary in the special clause?
If the insured is you, and you have not designated a beneficiary, there is no reason not to pay.
If you want to give a written notice of refusal to pay compensation, take this and the policy, and go to the local insurance regulatory bureau and insurance industry association to complain.
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Complain to the local insurance authority!
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Ancheng Insurance is the first national property insurance company headquartered in Chongqing, with 19 provincial branches and 261 branches, mainly distributed in the Yangtze River Delta, Pearl River Delta, Western Triangle and North China and other important economic belts. However, as a small and medium-sized insurance company, the first impression of Ancheng Insurance may be that it is cheap.
How about Ancheng car insurance? Netizens have something to say:
1. What is his * company, ** company, people were hit into a value person, lived in the hospital for more than three months, spent 150,000 yuan on medical expenses, in order to get compensation early, more than three months were discharged at home, and now half a year has passed, and the result of the compulsory insurance is more than 20,000 yuan. The owner doesn't take a penny, the insurance company is a state unit and does not act according to the rules, it is this ** provincial Ancheng car insurance company, please take this broken company, inhumane company, so that the company can be called an insurance company, close the door as soon as possible.
2. Seriously, **garbage, I also met and blind, their own damage assessor opened a repair shop, want me to go to him to repair, just tell me that the designated repair shop can not use the original parts, I dizzy. After I complained, he said yes, and M told me to use the original parts and they want to inspect. I'm dizzy.
You want to test what is about me, he m just not in his place to repair, and then I said to go to the 4S shop and he asked me to drive 56 kilometers to the accident car, I can't afford to provoke! Complain to the end!
3. Don't buy Ancheng insurance, I have personally experienced it, and it is difficult to pay! To buy insurance, you must choose the first bank of a large company such as Chinese Life or Ping An.
Ancheng car insurance is cheap? How? Specifically, let's take a look at the types of insurance**:
1. Ride with peace of mind
Premium $. Purchase suggestion: If you don't follow the car, you can choose the plan freely.
2. e-safe driving worry-free accident insurance
Premium $. Purchase suggestion: Specially designed for operating buses, covering accidental injuries and medical insurance for drivers and passengers on the bus.
**Cheap is a discount that many small air-type insurance companies will launch, and the service can no longer be done by large companies, so they can only fight. But the most embarrassing thing is that if there is no danger, of course, the lower the better. Once an accident occurs, the prevarication and delay of the small company will be a headache for the car owner, because the small company is also for profit, and can only lose one point less.
Ancheng Auto Insurance Claim Feature Services:
Please note that the third-party service fees generated by the car agency and emergency rescue shall be paid by our company, and the rest of the fees shall be borne by the customer. )
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